Hot Deal

(Not verified) 5% SBI Cashback credit Card to bank at 2.17% only (New Wallet UPI app)

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Finance Ninja
abhishek012

5% SBI Cashback credit Card to bank at 2.17% only (New Wallet UPI app):

Note - Personally i am not upgrade my wallet to full kyc and not activate Wallet UPI yet. Reason - first my airtel number incoming validity is expired. So, i can't complete aadhaar otp verification. 2nd most important reason, other tricks are also available. So, if you like this trick then try and let me know everything is working perfectly or not.

Also Note -
Mini kyc users can't transfer to bank. Full kyc is mandatory. Dnt load money to mini kyc account.

Hello, Boyz and Beautiful Girlz..

First visit the link and signup for this wallet - https://consumer.citruspay.com/...up

Note - check spam mail section on gmail for email otp.

Now after signup, wait upto 72hrs for your account creation (normally you need to wait 24hrs)

Ok now visit again, login and upgrade to full kyc - https://consumer.citruspay.com...in

You can complete full kyc through Digilocker or Aadhar XML.

upipp

Now after upgrade to full kyc.

Download the app and link your Wallet UPI - https://play.google.com/store/apps/details?id=c...

upiuu

Wallet Add Money Option -

Here other wallet options available -

Screenshot20240515-102532

Click on Phonepe wallet -

Screenshot20240515-102543

Login phonepe and enter your 5% SBI Cashback credit card there -

First time i tried Rs100 and got "PHONEPE PVT LTD" merchant name,

2nd attempt Rs1000, once again got "PHONEPE PVT LTD" merchant name.

Note - if you dnt know then "PHONEPE PVT LTD" merchant name is eligible for 5% SBI Cashback credit card, all other merchant names are not eligible for 5% SBI Cashback credit card (cancel the transaction, if you get any other merchant name).

Remember - Transaction only on "PHONEPE PVT LTD" merchant name on Card OTP page.

Charges - only 2.17% extra.

Screenshot20240515-102700

After load money to full kyc wallet, Free transfer to bank or credit card bill pay via Wallet UPI.

Note - first time add money Rs100 and check you will get 5% SBI Cashback Credit Card or not. 99.99% chance you will get the 5% cashback and also first time try Rs100 send to bank via Wallet UPI. If everything working perfectly then try big amount.

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Beacon Beacon
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yaha mai 1% me tranfer krra hu...kaha tum 2.17% charge bata rahe ho...

Deal Captain Deal Captain
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Abhishek will take this as a challenge, find out the method and destroy it completely. Total annihilation of your trick get ready stuck_out_tongue_winking_eye

Finance Ninja Finance Ninja
Deal Newbie Deal Newbie
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Koi app bta do jisse credit ka payment rupay credit card se ho jaye

Deal Newbie Deal Newbie
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Tried with aadhaar it's not working. Tried with Voter let's see now.

78 Comments  |  
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Blaze Blaze
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Vu. plus1

Finance Ninja Finance Ninja
Deal Newbie Deal Newbie
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Koi app bta do jisse credit ka payment rupay credit card se ho jaye

Pro DealBaba Pro DealBaba
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Hello, Boyz and Beautiful Girlz..

bahut tez ho rhe ho

Blaze Blaze
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Attracting all blush

View 1 more reply
Crowdpuller Crowdpuller
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cc se Itna lootne k baad bhi 1 airtel recharge nhi kar rhe?

Beacon Beacon
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yaha mai 1% me tranfer krra hu...kaha tum 2.17% charge bata rahe ho...

Blaze Blaze
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How?

View 15 more replies
Post Tycoon Post Tycoon
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does add money via rupay cc upi works ?  @abhishek012
Deal Newbie Deal Newbie
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registered now wait

Deal Newbie Deal Newbie
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Thank you for the tag @abhishek012 bhai.. btw how much can we transfer per month without full kyc?

Finance Ninja Finance Ninja
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You can't transfer. Full kyc is mandatory.
View 4 more replies
Deal Subedar Deal Subedar
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VU+ for the nice post:)

Deal Subedar Deal Subedar
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image

Have to wait and see I guess

Finance Ninja Finance Ninja
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Yes and Mini kyc users can't transfer to bank. Full kyc is mandatory. Dnt load money to mini kyc account.

First time try Rs1 or Rs100 on full kyc wallet and free transfer to bank via Wallet UPI. If everything working perfectly then load big amount.
Deal Cadet Deal Cadet
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Claiming 5% upto 5k every month via sbi cc with annual cumulative value more than 10L

Won't it create problem via itr notices and all

I heard that one must avoid spending more than 10L from a single card annually

Deal Subedar Deal Subedar
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mhm good question


but yes it will cause possibility of issues in future at IT filling time the IT department MAY OR MAY NOT SEND NOTICE based on pure lottery i guess

I am still thinking how to evade this possiblity legally

@all: anyone know any ways? legally?

View 7 more replies
Generous Generous
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1% ya low me transfer with rwd points..  in cards.. sply no utility.. aisa koi schEme hai to dm me. Ek to pata hai 1.14 isse bhi kam chahiye.. snapay hai to but utility hai and no intermile this month

Generous Generous
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Moderate kaun kar raha hai hame.. and kyo.. neutral_face

Deal Newbie Deal Newbie
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Screenshot20240515-202725I have received this spend based offer for my cashback card. Maybe user specific.
Deal Subedar Deal Subedar
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interesting:) and nice


but is it really worth it? because 50,000 is kinda high amount for 1 year prime membership which only offers free delivery mostly only in amazon (so its a way to pull you into more spending in amazon)


just i am trying to value the reward here hmm anyone any opinion?

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Deal Newbie Deal Newbie
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i am too lazy to try a new app. Getting used to snapay after using your referral. 

Deal Subedar Deal Subedar
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but if the cost is low its worth the effort on the long run xD:) so try it i would say, incase if snapay vanishes this will help right?
View 6 more replies
Benevolent Benevolent
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I had citruspay many years back. then they closed. is this a new avatar?

is load from amazon wallet possible?

Finance Ninja Finance Ninja
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Yes.

No.
Beacon Beacon
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its limit of 25k per month.

Deal Subedar Deal Subedar
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thrown error on Rs.25,001? load

Deal Subedar Deal Subedar
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image

been one day it still shows this, I guess as they said in the first time , we have to way 2 to 3 business days as per their T&C

Finance Ninja Finance Ninja
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Ok, my mini kyc wallet created within 24hrs.
Blaze Blaze
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@abhishek012 it's more than 72 hours so far they haven't sent a link for full kyc and app link.

Finance Ninja Finance Ninja
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Did you receive account activated sms ?

Now login your account and complete full kyc.
View 10 more replies
Deal Newbie Deal Newbie
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Tried with aadhaar it's not working. Tried with Voter let's see now.

replyuser
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