How many SBI Card Credit cards you hold?
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CREDIT CARD -> Hypothetically if SBI Credit card is given as LTF to you, which 3 cards you will choose?

182°
Deal Subedar
DEEPANGEORGE

Hello Dimers,

If you are offered 3 LTF credit cards from SBI what will be your option to choose?


Mine is,

1) SBI Cashback

2) SBI Pulse

3) SBI BPCL Octane

4) Whats next? (still puzzled) I thought yatra card but there is no statement credit on it i think only yatra vouchers (and i dont travel much so no use)



So what will be your choice of SBI Card's?


Eager to know xD do comment xD

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Top Comments
Pro Shopping Friend Pro Shopping Friend
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Holding 3- Cashback, Simply Click & Ola Money.

34 Comments  |  
13 Dimers
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Analyst Analyst
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yesbieye keshbeck

Deal Subedar Deal Subedar
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so all 3 cards cashback card?? you would like to have?

Benevolent Benevolent
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Cashback

Deal Subedar Deal Subedar
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so all 3 cards cashback card?? you would like to have?

Pro Shopping Friend Pro Shopping Friend
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Holding 3- Cashback, Simply Click & Ola Money.

Super Stud Super Stud
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Ltf?

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Benevolent Benevolent
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Don't Have A Sbi Card , But Getting Offers In Yono App To Apply And I Am Not Ready To Pay Joining + Yearly Fees , I Won't Spend That Much To Ask LTF.


Abhishek Always Posting.
Loooooots For Sbi Cashback Card.

Many People Are Satisfied As Sbi CB Card Is Best In Class For Cashbacks

Screenshot2024-05-15-16-18-44-529com.sbi.lotusintouch

Deal Cadet Deal Cadet
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 first me also thought i can't spend 2L

Later after asking 1 guy for suggestion, applied

I m saying his words

if u can't spend 2L, then ask yourself, at least can u spend around 25k in 1yr ?

Then ur fee is coming back to you, 0 profit

Use it for 11 months, if u find it not useful then close

At the time of closing, say to cc, that u can't spend and can't pay fee, that's y want to close

If u r lucky, they ll convert it to ltf

Otherwise already u decided na to close, so close hogaya, no worries

Okasari ee konam lo kuda aalochistarani cheptunna, anthe, tesukovala vadda  mee ishtam...

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Commentator Commentator
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main reason for SBI cards would be during sale time as for sure either Amazon or FK would have it as card partner for their major sale i.e. during BBD time, so instead of LTF best would be if they give sale's card discount like 10% + the card's original CB/RP like 5% CB for Cashback card 😃

anyways to your question, I would have just 2 cards - SBI Cashback (for 5% CB) and SBI SimplyClick (for sale time)

Deal Subedar Deal Subedar
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nice nice:) ya good points:)

I too started with SimplyCard and Cashback followed

guess these 2 cards are kinda all rounder
Deal Cadet Deal Cadet
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I ve cb card

For 2 and 3 options , present none

bcoz Idk much about other cards, after finding complete details, then i ll apply, if it's useful 2 me


Deal Captain Deal Captain
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Sbi cashback:) Bpcl platinum:) closed Sbi simplyclick but still showing in card list after 1 year:)

Deal Captain Deal Captain
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Why SBI pulse OP?

Deal Subedar Deal Subedar
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because it has 2.5% reward rate on meds (offline) and hotels (offline)
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Deal Subedar Deal Subedar
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How people voted for 6 cards, is it including add on cards

Deal Subedar Deal Subedar
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Probably i guess yes
Deal Cadet Deal Cadet
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3 Cards -

Cashback 

Octane 

VISTARA

Deal Subedar Deal Subedar
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Seems you are traveler so VISTARA helps:)  

hmm did you checked SBI yatra card? whats your opinion on that... asking since you are traveler i hope:)
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Generous Generous
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- Cashback
- premium core card with benefits suited to my needs
- fuel card with benefits suitable for me

I haven't researched on good core credit card and fuel card from SBI but pretty much sure on having Cashback CC as LTF

I'murrently holding Cashback, Ola Money (LTF) and thinking of getting SimplyCLICK ... post getting SimplyCLICK, will think of keeping Ola Money or getting it closed

Deal Newbie Deal Newbie
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Simply click

Cashback

Thinking of applying either octane or irctc. What are dimers view on these 2?

Deal Subedar Deal Subedar
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IRCTC forget it:) reward is poor

go for octane (con of octane is RP can be redeemed only against fuel i think, confirm this with Customer care before applying)

(if i am wrong about that fuel RP redemption do correct me once you get a confirmation)

Any dimers please suggest your views as well:)
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