Getting upgrade to ICICI rubyx credit card with zero annual and joining fees
I can see 3 cards to choose, one ICICI rubyx card is available to upgrade for free with no joining and annual fee.
Should I go with that?
I currently have ICICI Amazon pay, ICICI platinum and rupay card.
Thanks in advance 🙂🙂
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Credit Card
i am also getting
if i don't upgrade, is there any chance to get sapphiro in future ?
Not sure they will give this premium card for free
What are 2 other cards? Fee on them?
2. MU signature visa. Joining fee and annual fee: 2499 plus gst.
3. Mmt signature visa. Joining fee: 2500 + gst. Zero annual fee
Few months back I was getting the same options. Then after sometime only the last 2 and now these 3
in upgrade i am getting icici hpcl super saver cc option
how to get rupay variant and how to convert it to ltf ?
3 cards all paid. I have two cards they will upgrade which card? Apay or platinum? Any idea
Why Manchester united paid, just wondering?
Tell me how you are putting it to good use with such annual fee. TIA
My apay ICICI cc is now almost 3 yo old!! But still haven't got any upgrade offers!! Any way to get ?
I think u should get any other card too LTF first like platinum. Not sure based on apay card the offer upgrade
Showing all paid cards..
Sapphiro
ManU
HPCL fyf
Anyways to get sapphiro as LTF?
- Not sure if its indeed LTF.
- And even if its LTF, should i go take it ? is there any benefits as I am already holding Coral visa, Coral rupay & apay all ltf. As RP are exactly same.
@manish2410773 your credit limit was?
5,80,000
sapphiro is showing paid, no Rubyx
How do people get upgrade to a different card?
More than 5.5 years and I've always been getting upgrade to these 3 cards (all paid) :
- Sapphiro
- Manchester United
- MakeMyTrip (Visa Signature)
Eyeing Sapphiro LTF since a long time now but no luck yet.
P.S. Currently holding Amazon Pay, Platinum and Coral RuPay ... all LTF.
but for LTF ICICI do akad bakkad
I have the same cards. And for some time I got.these same choices and sometimes the last 2 only as well. So they keep updating the offers
SMS CRLIM <last 4 digits of card> to <5676766> Credit limit will be increased to maximum available credit limit for eligible customers.
CRLIM 1234
I have all appearing paid...2500 join fee+2500 yearly
Which is better between rubyx and sapphiro?
Sapphiro
I am getting
Rubyx (LTF)
HPCL - fyf then 500
MU - fyf then 2500
Should I wait for sapphiro or go for rubyx. My limit is 5L across all cards.
I have upgrade option to Emarald card for 12.5k annual fee 😂.
Even I dont have much with icici, yet they offered me their best card. I wish hdfc gives me infinia for same annual fee as upgrade from diners.
Card |
Joining Fee |
Annual Fee |
Platinum Chip Credit |
None |
None |
Coral Credit |
Rs 500 + GST |
Rs 500 + GST |
Rubyx Credit |
Rs 3,000 + GST |
Rs 2,000 + GST |
Sapphiro Credit |
Rs 6,500 + GST |
Rs 3,500 + GST |
Emerald Credit |
Rs 12,000 + GST |
Rs 12,000 + GST |
I'm not getting rubyx card option.
Under cards and forex section in imobile app .
Will show only if offer is available..
Any bank allows apply paper based application form for credit card ...?
How much time it take to upgrade and how to confirm if card is indeed lifetime free
MMT card ke shopping pe points nehi milte
I have 6 cards with ICICI, all of them are LTF. from time tot time you will get the offer
all showing not lft 😭
Afaik ICICI generally doesn't close cards on upgrade..
PS: there will always be exceptions..
Hi i generated card through Mobile app. But card still not showing in credit card section. Does anyone know how much time will it take to show up there? in Cards section?
Will show in imobile app after midnight..u can try at 1am..
Should show up in net banking now..
Here All Paid Showing
1. Sapphiro Mastercard- Dual Card (6500+3500)
2. MMt Signature
3. MU Signature
3 cards all paid. I have two cards they will upgrade which card? Apay or platinum? Any idea
Why to worry about which card they will upgrade wheb icici does not close any credit card without your request...