Need SBI LTF

99°
Deal Cadet
IVI

Already have cashback which isn't of much use during e-com sales.

So, looking to get another SBI LTF card to be used only for ecom sales. Any suggestion ?

Thanks

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Deal Subedar Deal Subedar
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SBI SimplySAVE basic card enough for it:) and its Rupay too:)

Pro DealBaba Pro DealBaba
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Sbi doesn't offer ltf cards, but u can save 2 year fee in the form of cashback, if u want to apply, feel free to dm

Flame Flame
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Can anyone can save this. I mean my expenses using credit card are very less around 3-4k in a month. Can I also save 2 year fee? 

I have also heard that after 1-2 years it can be easily converted to LTF by raising closure request. But does this applies to users whose annual spends are less then 50k? 
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Deal Cadet Deal Cadet
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afaik no ltf cards

but check sbi irctc, it has less fee

guys if there is any other card, which has less fee than this pls let me know

Generous Generous
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Direct ltf not possible

Indirectly possible

Inbox to know more and if going to apply and need refferal then also dm

Deal Cadet Deal Cadet
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pls dm me also

i ve cb card, is it possible to convert it to ltf ?

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Deal Newbie Deal Newbie
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They don't directly offer LTF cards, but I've heard people getting individual offers for LTF conversion based on their savings accounts or other factors, some even get it free by requesting the customer care or threatening to close the existing ones, though I haven't tried it personally yet.

They're currently offering Simply Save UPI Rupay CC free for the first year, i.e. no joining fee, and then you need to spend 1lc in a year to avoid the annual fee of 499+taxes in the subsequent year.

Deal Cadet Deal Cadet
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Yeah, I know indirect LTF is possible since I got my CB converted to LTF (as it have high usuage) but this new SBI card will be only for ecom sales so there won't be much usuage so I doubt if they will convert yet another less used card of mine to LTF.


Since, I alreday have CB and if I take another it won't impact my cibil so thought of taking it.


Does SBI have occasional LTF offers ?  

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Deal Newbie Deal Newbie
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I needed to get an SBI cashback card, but couldn't get it. I'm not sure if this is because of an already-owned SBI credit card holder. 

replyuser
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