https://www.desidime.com/discussions/which-single-credit-card-u-wil-take?page=1#post_10076150
az pay icici
you said max 2, so next hdfc millennia
Which single credit card u wil take?
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u have choise and only single credit card ,may be max 2
u do
irctc,redbus booking
dmart shopping
amazon flipkart ,mainly mobile laptops
zomato
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https://www.desidime.com/discussions/which-single-credit-card-u-wil-take?page=1#post_10078252
I have hdfc millenia,but never seen any offer
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https://www.desidime.com/discussions/which-single-credit-card-u-wil-take?page=1#post_10076166
Axis ACE - It perfectly fit for me usage
https://www.desidime.com/discussions/which-single-credit-card-u-wil-take?page=1#post_10076450
1. Sbi Cashback - for 5% cashback on almost anything
2. Onecard - for their everrunning grocery offers of 10-20% off
https://www.desidime.com/discussions/which-single-credit-card-u-wil-take?page=1#post_10076453
Idk how to use sbi cb card for offline
Could u pls tell me
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https://www.desidime.com/discussions/which-single-credit-card-u-wil-take?page=1#post_10076641
OneCard
https://www.desidime.com/discussions/which-single-credit-card-u-wil-take?page=1#post_10077159
Which options available to redeem rp in one card ?
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https://www.desidime.com/discussions/which-single-credit-card-u-wil-take?page=1#post_10076745
If and if I had to keep just one credit card, it would be SBI Cashback CC ... here's why :
- 5% cashback upto Rs. 5,000 in a statement on online payments excluding certain category transactions
- for leftover online transactions not fetching 5% cashback, purchase Amazon Pay Gift Card at 5% cashback and pay via Amazon Pay
- 1% unlimited cashback on offline payments
- cashback credited as statement credit (big plus)
For second credit card, I would prefer Tata Neu Infinity RuPay HDFC Bank CC to handle UPI payments at 1.5% cashback (as Neu Coins). Axis Bank Ace CC isn't worthy anymore because of high annual fee waiver of Rs. 2 lakhs and it gives only 1.5% cashback now w.e.f. 20th April, 2024.
P.S. I hold both the cards, SBI Cashback CC isn't LTF yet, will try to get it LTF this year if I don't achieve the annual fee waiver limit and Tata Neu Infinity RuPay HDFC Bank CC is LTF which is my go-to card for merchant QR UPI payments.
https://www.desidime.com/discussions/which-single-credit-card-u-wil-take?page=1#post_10079365
Where you use nue coins apart from tata ecosystem?
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https://www.desidime.com/discussions/which-single-credit-card-u-wil-take?page=1#post_10076973
R thinking to apply hdfc pixel credit card?
https://www.desidime.com/discussions/which-single-credit-card-u-wil-take?page=1#post_10077426
1. Axis Ace
2. HDFC Millennia
https://www.desidime.com/discussions/which-single-credit-card-u-wil-take?page=1#post_10077832
Same as @sahil1033 and hold them both : SBI CB card (still paid) and Tneu Infinity (LTF), also Onecard, apay icici and my fav for general purposes, the HDFC millennia, all LTF.
Have for ocassional bank offers: RBL shoprite (5% offline grocery but no use), IDFC Select (not of much use now) - LTF, Paid SBI simplyclick (plan to surrender or convert to LTF)
https://www.desidime.com/discussions/which-single-credit-card-u-wil-take?page=1#post_10078217
1) Axis ACE (for anything offline)
2) SBI Cashback (for anything online)
(Disclaimer: both cards I have)
https://www.desidime.com/discussions/which-single-credit-card-u-wil-take?page=1#post_10078619
Millenia and Axis Airtel
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az pay icici
you said max 2, so next hdfc millennia
Axis ACE - It perfectly fit for me usage