1 Reward point = 0.60rs from Nov 1st 2016 instead of 0.75rs for HDFC regalia card
1 Reward point = 0.60rs from Nov 1st 2016 instead of 0.75rs for HDFC regalia card.
Redeem them if you have in bulk quantity
CC : @oneidentity @krc
@DealSeeker wrote:
@BUTTERFLYBOY wrote:
@DealSeeker wrote:
Now Citi Premier Miles is the best credit card for rewards by far for frequent travelers! 1.8% benefit on all purchases (no limits); 4.5% benefit on flight bookings and accelerated mile merchants like Flipkart.
But it’s shocking that the Citi PM lounge list for the MasterCard variant was recently reduced to only 4 in India. How the heck could they even remove the International Departures lounge at T3, Delhi?! http://www.premiermiles.co.in/premiermiles_priv... CC @A2Zdeals @cybertechie @disclaimer @BUTTERFLYBOY
How much will I have to pay as annual charges if I upgrade to this card? Any possibilities of waiver of those charges?
Annual charge: 3000+tax. No waiver in India for this card. I spend in double digits (lacs) every year but no such option was offered to me. With that said, you do get 3000 miles on every renewal (=Rs.1350) and 10K miles as a signup bonus (=Rs.4500!) when you spend 1K within the first 60 days.By the way, I got grandfathered-in from my Jet Airways Platinum card (discontinued now) so I pay only 1000+tax. CC @gotrajk @cybertechie
My spending is also going up day by day. Within past 12 months I also spent around 7 lacs or more. And out of that around more than 2lacs is just for travel.
I only use credit card to get rewards as well to track the spending.
Citi will happily wave ofs 3.5k annual charges if you are CitiGold customer.
@cybertechie wrote:
Citi will happily wave ofs 3.5k annual charges if you are CitiGold customer.
Yes, of course! But no spending based waivers, bro.
@DealSeeker wrote:
I read somewhere that cancellation threat works to get waiver. . Never tried myself though.
@cybertechie wrote:
@DealSeeker wrote:
I read somewhere that cancellation threat works to get waiver. . Never tried myself though.
I did try that. Well, in a different way. I told them that I would start using one of my other cards as my primary go-to card. The issue was escalated to a manager who got back to me after a day. But they didn’t budge citing some India-specific policy as the reason.
@DealSeeker wrote:
@cybertechie wrote:
@DealSeeker wrote:
I read somewhere that cancellation threat works to get waiver. . Never tried myself though.
I did try that. Well, in a different way. I told them that I would start using one of my other cards as my primary go-to card. The issue was escalated to a manager who got back to me after a day. But they didn’t budge citing some India-specific policy as the reason.
That is not how cancellation threat works. You got to put in a cancellation request. Some guy from retention team will call you and offer you whatever he can. Customer service has limited authority on certain domains such as cancellation charges waiver etc.
@cybertechie wrote:
@DealSeeker wrote:
@cybertechie wrote:
@DealSeeker wrote:
I read somewhere that cancellation threat works to get waiver. . Never tried myself though.
I did try that. Well, in a different way. I told them that I would start using one of my other cards as my primary go-to card. The issue was escalated to a manager who got back to me after a day. But they didn’t budge citing some India-specific policy as the reason.
That is not how cancellation threat works. You got to put in a cancellation request. Some guy from retention team will call you and offer you whatever he can. Customer service has limited authority on certain domains such as cancellation charges waiver etc.
Ah, makes sense. However, I absolutely despise the concept of credit card cancellations for the reasons mentioned in the following post so I would perhaps never do it, especially if the credit card happens to be one of my earliest ones. http://www.desidime.com/forums/dost-and-dimes/t...
guys ive been using HDFC diners premium for the last 2 years. have to say that it is thr best free credit card you can get. all year long unlimited bogo on movies (yes its true), unlimited access to domestic airport lounges all year long and 10X rewards on sites like flipkart, mmt, goibibo etc. HDFC called me last week stating that they are UPGRADING my diners premium to Regalia. to their shock, i refused. for me its a downgrade, not an upgrade. any questions on the card, pls feel to ping me
@DealSeeker wrote:
@gotrajk wrote:
@DealSeeker
ohh really .. i have premier miles card for last 3 to 4 yrs but haven’t used thisWill they allow only 1 person per card or I can take my family with me ? Since I will be traveling with my family most of time
Only the primary cardholder is allowed entry free-of-cost, i.e. don’t get any ideas about getting add-on cards for your family members.You will have to pay the lounge charges (varies) for anybody traveling with you if they don’t have a personal credit/debit card with a lounge access program.
ICICI Sapphiro/Rubyx are some of the exceptions.
@DealSeeker wrote:
@gotrajk wrote:
@DealSeeker
ohh really .. i have premier miles card for last 3 to 4 yrs but haven’t used thisWill they allow only 1 person per card or I can take my family with me ? Since I will be traveling with my family most of time
Only the primary cardholder is allowed entry free-of-cost, i.e. don’t get any ideas about getting add-on cards for your family members.You will have to pay the lounge charges (varies) for anybody traveling with you if they don’t have a personal credit/debit card with a lounge access program.
As per RM update, if I get add-on card for my Regalia card then separate priority pass will be issued to them too. Also Regalia is again going to be chargeable as per his info. Promotion period is over.
@A2Zdeals wrote:
@DealSeeker wrote:
@gotrajk wrote:
@DealSeeker
ohh really .. i have premier miles card for last 3 to 4 yrs but haven’t used thisWill they allow only 1 person per card or I can take my family with me ? Since I will be traveling with my family most of time
Only the primary cardholder is allowed entry free-of-cost, i.e. don’t get any ideas about getting add-on cards for your family members.You will have to pay the lounge charges (varies) for anybody traveling with you if they don’t have a personal credit/debit card with a lounge access program.
As per RM update, if I get add-on card for my Regalia card then separate priority pass will be issued to them too. Also Regalia is again going to be chargeable as per his info. Promotion period is over.
@disclaimer wrote:
ICICI Sapphiro/Rubyx are some of the exceptions.
We were talking only about @gotrajk ’s Citi Premier Miles card in that post.
But thanks for adding more options.
Edit: Even if you get an add-on Reglia card for your family members and a priority pass membership, they won’t get a separate quota of visits. They will share your quota of 12 free visits per year. @A2Zdeals
Check chat
Could anybody explain how to redeem my points getting best value….i am a regalia cardholder
@pavandeep wrote:
Could anybody explain how to redeem my points getting best value….i am a regalia cardholder
convert points into vouchers from netbanking and use it for recharge mobile, dth and for flight booking…
Thank you krc
@rnarayan973 wrote:
guys ive been using HDFC diners premium for the last 2 years. have to say that it is thr best free credit card you can get. all year long unlimited bogo on movies (yes its true), unlimited access to domestic airport lounges all year long and 10X rewards on sites like flipkart, mmt, goibibo etc. HDFC called me last week stating that they are UPGRADING my diners premium to Regalia. to their shock, i refused. for me its a downgrade, not an upgrade. any questions on the card, pls feel to ping me
Is this card lifetime free ?
@rnarayan973 wrote:
guys ive been using HDFC diners premium for the last 2 years. have to say that it is thr best free credit card you can get. all year long unlimited bogo on movies (yes its true), unlimited access to domestic airport lounges all year long and 10X rewards on sites like flipkart, mmt, goibibo etc. HDFC called me last week stating that they are UPGRADING my diners premium to Regalia. to their shock, i refused. for me its a downgrade, not an upgrade. any questions on the card, pls feel to ping me
Is this card lifetime free ?
@kalwa.sai897520 wrote:
8 lakhs in a year… Out of my league as my annual salary is half of it
Do you have this card ?
If yes, would it be approved for this salary ? I am asking cause there is a lifetime free offer on Regalia at Bankbazaar
On HDFC site there is a Separate Regalia First, but that is not mentioned lifetime free, and not even listed at Bank Bazaar but logically it should be right ?
@DealSeeker wrote:
@BUTTERFLYBOY wrote:
@DealSeeker wrote:
Now Citi Premier Miles is the best credit card for rewards by far for frequent travelers! 1.8% benefit on all purchases (no limits); 4.5% benefit on flight bookings and accelerated mile merchants like Flipkart.
But it’s shocking that the Citi PM lounge list for the MasterCard variant was recently reduced to only 4 in India. How the heck could they even remove the International Departures lounge at T3, Delhi?! http://www.premiermiles.co.in/premiermiles_priv... CC @A2Zdeals @cybertechie @disclaimer @BUTTERFLYBOY
How much will I have to pay as annual charges if I upgrade to this card? Any possibilities of waiver of those charges?
Annual charge: 3000+tax. No waiver in India for this card. I spend in double digits (lacs) every year but no such option was offered to me. With that said, you do get 3000 miles on every renewal (=Rs.1350) and 10K miles as a signup bonus (=Rs.4500!) when you spend 1K within the first 60 days.By the way, I got grandfathered-in from my Jet Airways Platinum card (discontinued now) so I pay only 1000+tax. CC @gotrajk @cybertechie
Modi ke baad aap hi 2nd aaoge
#UdoAurUdao #PaisonKaPurnUpyog
@A2Zdeals wrote:
@DealSeeker wrote:
@kalwa.sai897520 wrote:
Are you serious? I think 5 days back i spoke to hdfc cc regarding hdfc diners club card. She mentioned regalia is better and diners card is a normal card.
May be she’s not aware of any such thing.
10k is a very big amount bro. I thought around 1500 charges will be levied per year.
I think they waive off the annual charges if you spend 5 lacs or more.Update at 3:54pm: Just confirmed, they do waive off the annual charges. See the below conditions:
“Spend Rs. 5L in 12 Months and get Renewal Fee waived for next renewal year.
Spend Rs. 100000 within first 90 days from card set up date and get waiver of 1st year membership fee.”
Waiver is there but it is offered to my senior colleague at 8 LACS just last week
First year is free
He had good amount of FDs in his father’s name with hdfc bankCC: @BUTTERFLYBOY
Kahin apni kahaani doosron ko refer karke nahi Bata rahe naa
@saymyname wrote:
@A2Zdeals wrote:
@DealSeeker wrote:
@kalwa.sai897520 wrote:
Are you serious? I think 5 days back i spoke to hdfc cc regarding hdfc diners club card. She mentioned regalia is better and diners card is a normal card.
May be she’s not aware of any such thing.
10k is a very big amount bro. I thought around 1500 charges will be levied per year.
I think they waive off the annual charges if you spend 5 lacs or more.Update at 3:54pm: Just confirmed, they do waive off the annual charges. See the below conditions:
“Spend Rs. 5L in 12 Months and get Renewal Fee waived for next renewal year.
Spend Rs. 100000 within first 90 days from card set up date and get waiver of 1st year membership fee.”
Waiver is there but it is offered to my senior colleague at 8 LACS just last week
First year is free
He had good amount of FDs in his father’s name with hdfc bankCC: @BUTTERFLYBOY
Kahin apni kahaani doosron ko refer karke nahi Bata rahe naa
@saymyname wrote:I donno bro. Regalia card is given to my father and I’m using it
@kalwa.sai897520 wrote:
8 lakhs in a year… Out of my league as my annual salary is half of it
Do you have this card ?
If yes, would it be approved for this salary ? I am asking cause there is a lifetime free offer on Regalia at Bankbazaar
On HDFC site there is a Separate Regalia First, but that is not mentioned lifetime free, and not even listed at Bank Bazaar but logically it should be right ?
@kalwa.sai897520 wrote:
@saymyname wrote:I donno bro. Regalia card is given to my father and I’m using it
@kalwa.sai897520 wrote:
8 lakhs in a year… Out of my league as my annual salary is half of it
Do you have this card ?
If yes, would it be approved for this salary ? I am asking cause there is a lifetime free offer on Regalia at Bankbazaar
On HDFC site there is a Separate Regalia First, but that is not mentioned lifetime free, and not even listed at Bank Bazaar but logically it should be right ?
Ever applied for CC
@saymyname wrote:Yes !! Apply thru bankbazaar.com
@rnarayan973 wrote:
guys ive been using HDFC diners premium for the last 2 years. have to say that it is thr best free credit card you can get. all year long unlimited bogo on movies (yes its true), unlimited access to domestic airport lounges all year long and 10X rewards on sites like flipkart, mmt, goibibo etc. HDFC called me last week stating that they are UPGRADING my diners premium to Regalia. to their shock, i refused. for me its a downgrade, not an upgrade. any questions on the card, pls feel to ping me
Is this card lifetime free ?
@rnarayan973 wrote:
@saymyname wrote:Yes !! Apply thru bankbazaar.com
@rnarayan973 wrote:
guys ive been using HDFC diners premium for the last 2 years. have to say that it is thr best free credit card you can get. all year long unlimited bogo on movies (yes its true), unlimited access to domestic airport lounges all year long and 10X rewards on sites like flipkart, mmt, goibibo etc. HDFC called me last week stating that they are UPGRADING my diners premium to Regalia. to their shock, i refused. for me its a downgrade, not an upgrade. any questions on the card, pls feel to ping me
Is this card lifetime free ?
What is the probability it would be accepted ?
CC @bookface
@saymyname wrote:Yes. My brother has Stan chat and I have citi
@kalwa.sai897520 wrote:
@saymyname wrote:I donno bro. Regalia card is given to my father and I’m using it
@kalwa.sai897520 wrote:
8 lakhs in a year… Out of my league as my annual salary is half of it
Do you have this card ?
If yes, would it be approved for this salary ? I am asking cause there is a lifetime free offer on Regalia at Bankbazaar
On HDFC site there is a Separate Regalia First, but that is not mentioned lifetime free, and not even listed at Bank Bazaar but logically it should be right ?
Ever applied for CC
@kalwa.sai897520 wrote:
@saymyname wrote:Yes. My brother has Stan chat and I have citi
@kalwa.sai897520 wrote:
@saymyname wrote:I donno bro. Regalia card is given to my father and I’m using it
@kalwa.sai897520 wrote:
8 lakhs in a year… Out of my league as my annual salary is half of it
Do you have this card ?
If yes, would it be approved for this salary ? I am asking cause there is a lifetime free offer on Regalia at Bankbazaar
On HDFC site there is a Separate Regalia First, but that is not mentioned lifetime free, and not even listed at Bank Bazaar but logically it should be right ?
Ever applied for CC
Yeh Citi wala free toh nahi his shayad ?
I think should go for MoneyBack in that case. Gareebon ka CC hai woh
@saymyname wrote:
Yeh Citi wala free toh nahi his shayad ?
I think should go for MoneyBack in that case. Gareebon ka CC hai woh
Citi currently offers spend based waiver on Rewards and Indian Oil Card. Rs.30000pa. No waiver on Cashback card.
@disclaimer wrote:
@saymyname wrote:
Yeh Citi wala free toh nahi his shayad ?
I think should go for MoneyBack in that case. Gareebon ka CC hai woh
Citi currently offers spend based waiver on Rewards and Indian Oil Card. Rs.30000pm. No waiver on Cashback card.
Waiver for spending at least 30k per month
That guy said his annual salary is half of 8 lakh
lucky you