Best Credit Card for Air Travelling

93°
Deal Cadet
as005

Hello Dimers!

I’m quite a new addition to this community. And in these few days, I have seen how people help each other in this forum. I want help in deciding one thing too. Hope Senior Members will share their wisdom.

So, thing is that I don’t have any credit card till now but I have two accounts at Axis+SBI. I got a job in Hyderabad and will have to commute from Delhi to Hyderabad at least 3 times every year. Which credit card will provide the best rewards in such conditions?

Since, I’m a new graduate, what would be some tips for saving money and what should I learn that might help me in long term?

Thanks in advance. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

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Deal Subedar Deal Subedar
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Purchase cleartrip GV’s from amazon you can’t get a cheap deal than that. Mostly it is invest early when are given discounts on cleartrip or mmt gv’s and save more than any card out there.

Deal Cadet Deal Cadet
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@anilenggworks77964 wrote:

Purchase cleartrip GV’s from amazon you can’t get a cheap deal than that. Mostly it is invest early when are given discounts on cleartrip or mmt gv’s and save more than any card out there.

Actually, I may have to live in Hyderabad for 2-3 years. So I was thinking in long term, I may accumulate points which will help the travel.

I will try this too. Thanks for the suggestion. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Deal Subedar Deal Subedar
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@as005 wrote:

@anilenggworks77964 wrote:

Purchase cleartrip GV’s from amazon you can’t get a cheap deal than that. Mostly it is invest early when are given discounts on cleartrip or mmt gv’s and save more than any card out there.

Actually, I may have to live in Hyderabad for 2-3 years. So I was thinking in long term, I may accumulate points which will help the travel.

I will try this too. Thanks for the suggestion. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif


IMHO, there is no point going for airline specific credit card if you are taking only 6 flights in a year. There are HDFC, ICICI, Indusind, Amex, HDFC diner cards having tie up with Jet but Jet has only one direct flight daily for your sector . Axis has vistara ( 2 direct flights) and SBI has Air India( 5 direct flights) .
Indigo has 10 and spicejet has 5 direct flights .
Best option ( if you are not opting for clear trip gift card) is Citi premiere miles card which gives 10 premiere miles( Rs 0.45 for single mile for airline redemption) for airline booking on airline websites and their own website.

Deal Cadet Deal Cadet
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@ngblr wrote:


@as005 wrote:

@anilenggworks77964 wrote:

Purchase cleartrip GV’s from amazon you can’t get a cheap deal than that. Mostly it is invest early when are given discounts on cleartrip or mmt gv’s and save more than any card out there.

Actually, I may have to live in Hyderabad for 2-3 years. So I was thinking in long term, I may accumulate points which will help the travel.

I will try this too. Thanks for the suggestion. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif


IMHO, there is no point going for airline specific credit card if you are taking only 6 flights in a year. There are HDFC, ICICI, Indusind, Amex, HDFC diner cards having tie up with Jet but Jet has only one direct flight daily for your sector . Axis has vistara ( 2 direct flights) and SBI has Air India( 5 direct flights) .
Indigo has 10 and spicejet has 5 direct flights .
Best option ( if you are not opting for clear trip gift card) is Citi premiere miles card which gives 10 premiere miles( Rs 0.45 for single mile for airline redemption) for airline booking on airline websites and their own website.

Considering that I have no credit history (don’t have any credit card/loan), will I be able to get this particular credit card which you suggested easily? Should I apply this year itself, will it present any advantage?

Deal Subedar Deal Subedar
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Suggest to wait for some 3-4 months after you join. You can visit Citibank website to get more details

Benevolent Benevolent
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If you do not intend to use specific Airlines, go for IndusInd Platinum Aura and opt for “Travel Plan” for points accumulation. The points can be directly redeemed as cash against purchases. If you plan to use specific airlines, go for a co-branded card of that airlines

Shopping Friend Shopping Friend
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@as005

Good airmiles cards such as Citibank premiermiles credit card comes with a hefty annual charges of ~ 3,500 rupees. To offset the annual fees, your spending should be on the higher side ( atleast 3 lacs). I don’t think you need a air miles card for flying 3 times in a year.

If you just want to access airport lounge, there are some debit cards which offers lounge access. Debit card annual fees would be nominal compared to a credit card.

Deal Cadet Deal Cadet
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@panchabhut
What would be the annual fee for this specific card? What’s the spend to point ratio?

@cybertechie
But I heard it from a friend that it also provides a free ticket every year?
I don’t care about the lounge access, I just wanted to save some bucks. If that’s not the case with such credit cards, I will probably opt for the gift card option only.

Deal Lieutenant Deal Lieutenant
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@as005 wrote:

@panchabhut
What would be the annual fee for this specific card? What’s the spend to point ratio?

@cybertechie
But I heard it from a friend that it also provides a free ticket every year?
I don’t care about the lounge access, I just wanted to save some bucks. If that’s not the case with such credit cards, I will probably opt for the gift card option only.


You said new graduate, so umm.. it might be difficult to get a premium CC unless you have a high salary. And in my opinion it is better to save money than to accumulate points.

Deal Cadet Deal Cadet
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@saymyname wrote:


@as005 wrote:

@panchabhut
What would be the annual fee for this specific card? What’s the spend to point ratio?

@cybertechie
But I heard it from a friend that it also provides a free ticket every year?
I don’t care about the lounge access, I just wanted to save some bucks. If that’s not the case with such credit cards, I will probably opt for the gift card option only.


You said new graduate, so umm.. it might be difficult to get a premium CC unless you have a high salary. And in my opinion it is better to save money than to accumulate points.

I suppose Gift card seems to be the best option then. Thanks for the help. https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

Deal Lieutenant Deal Lieutenant
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@as005 Your post is under scrutiny https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

Deal Cadet Deal Cadet
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@saymyname wrote:

@as005 Your post is under scrutiny https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

Why so? I thought this was the right section to ask such stuff. https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

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