Best Mobile Insurance??

Best Mobile Insurance??

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Recently i purchased a mobile for 47k, what would be the best mobile insurance to deal against theft, physical damage etc.

Cheers

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Deal Lieutenant
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No use of insurance .They would find reasons to not pay u .Better buy me something from the insurance amount toungueout

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Deal Captain
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@thalada wrote: No one?

@PaytmKaPoojari
@magus

Hello Thalada, actually i did see your post in the morning, shortly after 2186fication of DnD in the day.
but then I thought, i won’t respond till you promise to get us http://magazine.designbest.com/globalassets/blo... as gifts :blushock:

though no first person exposure with current stock of third party insurance. I did extensively check the extended warranty plans/brands that were launched via Infibeam few years back and later on other sites too. [mostly Onsite Secure Extended Warranty is not insurance]

Spice under its saholic brand, Ingram Micro are two of the older private players in this space. Syska is the more recent one.
Infyshield as per an acquaintance of mine gave him an acceptable service/ help but in that case it was just water damage.

the sad thing in this business is the oft repeated line: the Devil is in the detail.

while some companies merely act as logistics firms merely carrying your device to and fro and on some pretext denying responsibility of repair costs for x y or z reasons
others have typical exclusions or minimum deduction requirement.

so it is better you study the details from all , grill them on specific doubts if you have any and then decide.

I can say that sarkari players like New India Assurance Co. are options worth considering as they have a still better process/ attitude towards claim settlement.
ceteris paribus Applecare+ is a great option for their devices, but it has to be available locally and is for Apple.

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someone once told me http://www.mymobileinsurance.com/Mobile-Insuran... are avoidable as they draft an ambiguous contract.
things might have changed, never know.

the cheapest option I remember in small stuff was to get our item tagged along with/in any householder’s policy of a family or relative, works out well at times.
but no idea if mobiles. laptops (that are likely to be taken out of premises) can get same treatment as other articles.

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@@thalada

There are many third party insurance providers that provide mobile insurance for an year for as low as rs 500

And from what I have heard from others they are relaible and do pay the consumers in case the mobile is lost or stolen

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Deal Newbie
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i heard times global insurance is best n give 90% of value of phone within 1 year

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mera 7000 ka phone vohich kaam karta hey. best insurance buy a 8000 bucks phone for daily use and rainly season. use your expensive gadget only when you need to demonstrate your “aukat” to people you have to.

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@PaytmKaPoojari wrote:

No use of insurance .They would find reasons to not pay u .Better buy me something from the insurance amount toungueout


Even that’s what i heard from my friend. That’s why i came here for suggestions.
lol

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@Spock wrote:

@thalada wrote: No one?

@PaytmKaPoojari
@magus

Hello Thalada, actually i did see your post in the morning, shortly after 2186fication of DnD in the day.
but then I thought, i won’t respond till you promise to get us http://magazine.designbest.com/globalassets/blo... as gifts :blushock:

though no first person exposure with current stock of third party insurance. I did extensively check the extended warranty plans/brands that were launched via Infibeam few years back and later on other sites too. [mostly Onsite Secure Extended Warranty is not insurance]

Spice under its saholic brand, Ingram Micro are two of the older private players in this space. Syska is the more recent one.
Infyshield as per an acquaintance of mine gave him an acceptable service/ help but in that case it was just water damage.

the sad thing in this business is the oft repeated line: the Devil is in the detail.

while some companies merely act as logistics firms merely carrying your device to and fro and on some pretext denying responsibility of repair costs for x y or z reasons
others have typical exclusions or minimum deduction requirement.

so it is better you study the details from all , grill them on specific doubts if you have any and then decide.

I can say that sarkari players like New India Assurance Co. are options worth considering as they have a still better process/ attitude towards claim settlement.
ceteris paribus Applecare+ is a great option for their devices, but it has to be available locally and is for Apple.


I will def get you something, once i get hold of grohe bro smile

Thanks for your extensive research bro, you sir are a genius smile

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@aapkepapahaihum wrote:

@@thalada

There are many third party insurance providers that provide mobile insurance for an year for as low as rs 500

And from what I have heard from others they are relaible and do pay the consumers in case the mobile is lost or stolen


Do you have any name for those one? the subscription depends on the value of the mobile unfortunately.

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@hb26 wrote:

i heard times global insurance is best n give 90% of value of phone within 1 year


Noted, thanks.

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I don’t remember the names now bro
Visit local markets you will find many though

Afaik subscription charges weren’t depended on mobile costs

@thalada wrote:

@aapkepapahaihum wrote:

@@thalada

There are many third party insurance providers that provide mobile insurance for an year for as low as rs 500

And from what I have heard from others they are relaible and do pay the consumers in case the mobile is lost or stolen


Do you have any name for those one? the subscription depends on the value of the mobile unfortunately.


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@dharmanath481 wrote:

mera 7000 ka phone vohich kaam karta hey. best insurance buy a 8000 bucks phone for daily use and rainly season. use your expensive gadget only when you need to demonstrate your “aukat” to people you have to.


This is my first high end mobile, usually i juggle around second hand mobile phones only. I do agree with your honest feedback.

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@aapkepapahaihum wrote:

I don’t remember the names now bro
Visit local markets you will find many though

Afaik subscription charges weren’t depended on mobile costs

@thalada wrote:

@aapkepapahaihum wrote:

@@thalada

There are many third party insurance providers that provide mobile insurance for an year for as low as rs 500

And from what I have heard from others they are relaible and do pay the consumers in case the mobile is lost or stolen


Do you have any name for those one? the subscription depends on the value of the mobile unfortunately.



I inquired some companies over the phone, they asked me the mobile value after that only they told me the subscription amount. It varies depending on the mobile value smile

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All Mobile insurances is full of sh!t
Don’t take any of them

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Deal Newbie
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can someone suggest the feedback about new india assurance for mobile phones. is it worth taking insurance from from it

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Deal Newbie
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You may try Times Global mobile insurance company , official website for buying policy is www.mymobileinsuran...om . My dad got claim last month of his MacBook pro from this company, so he was appreciating but no idea of mobile device.

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