Hot Deal

[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

16K°
Deal Lieutenant
gurucoupon

Dosto,

I've seen a lot of people ask about the charges, daily limits, monthly limits, etc. as far as transferring funds in the different wallets to a bank account is concerned. So I thought to create a list with help from you amazing hunters/dimers. The list will be based on comments here & will be updated from time to time.

Let's share our knowledge. wink


Here is the Google spreadsheet which contains user-contributed wallet limits and charges: https://docs.google.com/spreadsheets/d/1vxTJ7tm... This spreadsheet will be maintained by "@gurucoupon":https://www.desidime.com/users...87 and "@DealSeeker":https://www.desidime.com/users/...42. Please tag either of these users when you want to contribute an update to the spreadsheet data.
1079 Comments  |  
176 Dimers
  • Sort By
Deal Cadet Deal Cadet
Link Copied

https://i.imgur.com/DpB9r66.png?1

https://i.imgur.com/Ip6xHvQ.png

Hope this answers..

Deal Cadet Deal Cadet
Link Copied

mobikwik wallet to bank in windows phone??

Deal Lieutenant Deal Lieutenant
Link Copied
@bagdimer wrote:

https://i.imgur.com/DpB9r66.png?1

https://i.imgur.com/Ip6xHvQ.png

Hope this answers..


Sure …. Thanks a lot @bagdimer

updated

Deal Lieutenant Deal Lieutenant
Link Copied
@panchamaggarwal555815 wrote:

mobikwik wallet to bank in windows phone??


@panchamaggarwal555815 I don’t think there will be different rules for windows. If you get such information, then plz share.

Deal Subedar Deal Subedar
Link Copied
@gurucoupon wrote:

@dd2014 wrote:

i want to know about payumoney

how much they deduct transfer to bank ?

will i add money through my C.C ?


@dd2014
I’ve already mentioned under PayuMoney Column

*Money added by all types of credit card are not transferrable to bank a/c. Wallet money added by netbanking, debit card etc are eligible.

I’ve confirmed the above statement last week with payumoney customer care. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


are you sure* credit card are not transferrable to bank a/c*

Budding Star Budding Star
Link Copied

Paytm
deducts 4% as charge.
Minimum – 2000 https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Deal Lieutenant Deal Lieutenant
Link Copied
@dd2014 wrote:

@gurucoupon wrote:

@dd2014 wrote:

i want to know about payumoney

how much they deduct transfer to bank ?

will i add money through my C.C ?


@dd2014
I’ve already mentioned under PayuMoney Column

*Money added by all types of credit card are not transferrable to bank a/c. Wallet money added by netbanking, debit card etc are eligible.

I’ve confirmed the above statement last week with payumoney customer care. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


are you sure* credit card are not transferrable to bank a/c*


@dd2014 Till the last communication last week
Already sent the mail and will try to get the information and make sure its 100% correct https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif

Deal Lieutenant Deal Lieutenant
Link Copied
@VaibhavJain wrote:

Paytm
deducts 4% as charge.
Minimum – 2000 https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif


@VaibhavJain Updated

Deal Subedar Deal Subedar
Link Copied
@gurucoupon wrote:

@dd2014 wrote:

@gurucoupon wrote:

@dd2014 wrote:

i want to know about payumoney

how much they deduct transfer to bank ?

will i add money through my C.C ?


@dd2014
I’ve already mentioned under PayuMoney Column

*Money added by all types of credit card are not transferrable to bank a/c. Wallet money added by netbanking, debit card etc are eligible.

I’ve confirmed the above statement last week with payumoney customer care. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


are you sure* credit card are not transferrable to bank a/c*


@dd2014 Till the last communication last week
Already sent the mail and will try to get the information and make sure its 100% correct https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif


waiting for your reply

Deal Lieutenant Deal Lieutenant
Link Copied
@dd2014 wrote:

@gurucoupon wrote:

@dd2014 wrote:

@gurucoupon wrote:

@dd2014 wrote:

i want to know about payumoney

how much they deduct transfer to bank ?

will i add money through my C.C ?


@dd2014
I’ve already mentioned under PayuMoney Column

*Money added by all types of credit card are not transferrable to bank a/c. Wallet money added by netbanking, debit card etc are eligible.

I’ve confirmed the above statement last week with payumoney customer care. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


are you sure* credit card are not transferrable to bank a/c*


@dd2014 Till the last communication last week
Already sent the mail and will try to get the information and make sure its 100% correct https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif


waiting for your reply


Don’t wait yaar @dd2014 , so jao… https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

main 1-2 din main update karunga 100% … reply le ke customer care se

Ek aur baat … maine ek bar commitment kar di fir usko khatam bhi karunga https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif

Deal Cadet Deal Cadet
Link Copied

does anyone have info on Shmart.. I think u can mention that as well.. would be good to know what are the charges…

Budding Star Budding Star
Link Copied

Vu https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif nice information https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Perfectionist Perfectionist
Link Copied
@gurucoupon wrote:

@DealSeeker wrote:

@gurucoupon Good thread! VU.


Thank you @DealSeeker


+30 KG for actively maintaining the thread and adding new information. Great job! https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Deal Lieutenant Deal Lieutenant
Link Copied
@DealSeeker wrote:

@gurucoupon wrote:

@DealSeeker wrote:

@gurucoupon Good thread! VU.


Thank you @DealSeeker


+30 KG for actively maintaining the thread and adding new information. Great job! https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

@DealSeeker Thanks https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

Still oxygen wallet info is missing.

Also once this completed , please don’t forget to share this to the people who ask for this information &
also don’t forget to comment when you find t&c is changed for any of the wallet.

Deal Cadet Deal Cadet
Link Copied
"@bagdimer":http://www.desidime.com/users/363563 wrote:

does anyone have info on Shmart.. I think u can mention that as well.. would be good to know what are the charges…

shmart wallet
1. 1 din me max 2500
2. txn charges 0%( u will receive money next day probably as they do neft)
3. monthly limit is 10k probably.
4. min txn amount is 1 rs

Perfectionist Perfectionist
Link Copied
@gurucoupon wrote:

@DealSeeker wrote:

@gurucoupon wrote:

@DealSeeker wrote:

@gurucoupon Good thread! VU.


Thank you @DealSeeker


+30 KG for actively maintaining the thread and adding new information. Great job! https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

@DealSeeker Thanks https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

Still oxygen wallet info is missing.

Also once this completed , please don’t forget to share this to the people who ask for this information &
also don’t forget to comment when you find t&c is changed for any of the wallet.


Get the Oxigen information from here: https://www.oxigenwallet.com/n...93

@VaibhavJain Please provide the info for ICICI Pockets.

Deal Subedar Deal Subedar
Link Copied
@gurucoupon wrote:

@dd2014 wrote:

@gurucoupon wrote:

@dd2014 wrote:

@gurucoupon wrote:

@dd2014 wrote:

i want to know about payumoney

how much they deduct transfer to bank ?

will i add money through my C.C ?


@dd2014
I’ve already mentioned under PayuMoney Column

*Money added by all types of credit card are not transferrable to bank a/c. Wallet money added by netbanking, debit card etc are eligible.

I’ve confirmed the above statement last week with payumoney customer care. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


are you sure* credit card are not transferrable to bank a/c*


@dd2014 Till the last communication last week
Already sent the mail and will try to get the information and make sure its 100% correct https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif


waiting for your reply


Don’t wait yaar @dd2014 , so jao… https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

main 1-2 din main update karunga 100% … reply le ke customer care se

Ek aur baat … maine ek bar commitment kar di fir usko khatam bhi karunga https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif


o.k boss. good night https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif

Deal Lieutenant Deal Lieutenant
Link Copied
@DealSeeker wrote:

@gurucoupon wrote:

@DealSeeker wrote:

@gurucoupon wrote:

@DealSeeker wrote:

@gurucoupon Good thread! VU.


Thank you @DealSeeker


+30 KG for actively maintaining the thread and adding new information. Great job! https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

@DealSeeker Thanks https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

Still oxygen wallet info is missing.

Also once this completed , please don’t forget to share this to the people who ask for this information &
also don’t forget to comment when you find t&c is changed for any of the wallet.


Get the Oxigen information from here: https://www.oxigenwallet.com/n...93

@VaibhavJain Please provide the info for ICICI Pockets.


Sir G @DealSeeker , Thank you.

based on your link i’ve added some more columns for all the wallet.

Oxygen Wallet is updated https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Deal Lieutenant Deal Lieutenant
Link Copied

@gurucoupon I suggest you to link a google excel sheet to main post as later you will not be able to edit the main thread. In google sheet you will be able to update the contents and any user click on main post will directly go to updated info.

Deal Lieutenant Deal Lieutenant
Link Copied
“@CrazyTroll ":http://www.desidime.com/users/...34 wrote:

@gurucoupon I suggest you to link a google excel sheet to main post as later you will not be able to edit the main thread. In google sheet you will be able to update the contents and any user click on main post will directly go to updated info.


“@CrazyTroll ":http://www.desidime.com/users/...34 ohh

thanks … i was not aware that you can’t edit the main thread. I’ll create the excel file and somehow will link it here so that it will print nicely. Give me this week. I’ll definitely come up with some good solution.

Deal Lieutenant Deal Lieutenant
Link Copied

thank you very much dimers/dosto who helped.

Now onwards we will share this link with newbie and others having doubts on wallet.

Please post here for any new wallet update.

Enjoy Sharing … https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Deal Captain Deal Captain
Link Copied

Maximum balance & monthly transfer ins for semi-closed wallets cannot exceed Rs. 10000 as per RBI rules, so the max balance limit & monthly transfer in limit for all the wallets will be Rs. 10000. The exception is Paytm which offers an option to increase the limit to Rs. 100,000 if you submit your KYC documents. For more details, refer to https://paytm.com/blo...c/

Citrus – Max withdrawal limit per month & per transaction – Rs. 3,000
No withdrawal fees. Any withdrawals over Rs. 3000 will be transferred to your initial payment mode (Used to add money to the wallet) instead of your bank account.

Shmart – Max withdrawal limit Rs. 2500 per day.
Doesn’t seem to have any withdrawal fees at this time.

Deal Subedar Deal Subedar
Link Copied
@dexter1989 wrote:

Maximum balance & monthly transfer ins for semi-closed wallets cannot exceed Rs. 10000 as per RBI rules, so the max balance limit & monthly transfer in limit for all the wallets will be Rs. 10000. The exception is Paytm which offers an option to increase the limit to Rs. 100,000 if you submit your KYC documents. For more details, refer to https://paytm.com/blo...c/

Citrus – Max withdrawal limit per month & per transaction – Rs. 3,000
No withdrawal fees. Any withdrawals over Rs. 3000 will be transferred to your initial payment mode (Used to add money to the wallet) instead of your bank account.

Shmart – Max withdrawal limit Rs. 2500 per day.
Doesn’t seem to have any withdrawal fees at this time.


I can not transfer my 2500 from my shmart wallet to bank please help

Error showing no content to display

Deal Captain Deal Captain
Link Copied
@dd2014 wrote:

I can not transfer my 2500 from my shmart wallet to bank please help
Error showing no content to display


I’m getting the same error. Try after some time or contact their CC https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Dimer of The Year 2020 Dimer of The Year 2020
Link Copied

Guys
wanted to know, are there any tax implications from transferring from wallets like PayU, Pockets, etc. to bank account?
Thx.

Deal Subedar Deal Subedar
Link Copied

When I’m trying to transfer Rs.1000 to my bank, it shows “Sorry, you cannot initiate a transfer right now. Please try after a few days..” error. I have added my bank details before few days. Is there any minimum number of days to wait before we can transfer to that account after adding it to Payumoney? Can anyone help me? https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif

Perfectionist Perfectionist
Link Copied

@gurucoupon I have created a Google Sheet with the following changes (1) modified and rearranged headers for consistency, (2) added new wallets, (3) added some notes to highlight hidden clauses, and (4) formatted for better presentation/accessibility.

See: https://docs.google.com/spreadsheets/d/1vxTJ7tm...

If you find this okay, please let me know and I will add you as an “editor” to the Google Sheet (check PM) so you can keep adding new information or make changes. Also, please clarify if I should get the non-tabulated data in your first post replaced with a link to this Google sheet or get that data moved to a different post for record purposes so as to avoid confusion.

Deal Cadet Deal Cadet
Link Copied
"@VaibhavJain":http://www.desidime.com/users/280639 wrote:

Paytm
deducts 4% as charge.
Minimum – 2000 https://cdn0.desidime.com/Placeholders/No-Image-Available.png

lol

replyuser
Click here to reply
Reply