Help needed regarding international transaction.

Help needed regarding international transaction.

Jim carey the mask smokin smoking sssmokin 13678819589
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I want to buy something of less than $50 on gearbest.com
The only payment option is via PayPal though you can pay via PayPal as guest.
According to RBI you can only use credit cards for PayPal and hence I am not able to use my SBI debit card.
What can be done here?
Before for the same, I borrowed HDFC Debit Card from someone and used the NetSafe. But can’t find someone with HDFC debit card at present.

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26 Comments  |  
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@5amar31 DigiPurse VCC would do the job. Keep in mind that the first load amount has to be 500 or more. Also, they take 24 hours to reflect the loaded money so plan accordingly.

Jim carey the mask smokin smoking sssmokin 13678819589
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@DealSeeker wrote:

@5amar31 DigiPurse VCC would do the job. Keep in mind that the first load amount has to be 500 or more. Also, they take 24 hours to reflect the loaded money so plan accordingly.

Can that account be later converted to DigiSavings? Because I’m planning to open that soon.

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@5amar31 wrote:

@DealSeeker wrote:

@5amar31 DigiPurse VCC would do the job. Keep in mind that the first load amount has to be 500 or more. Also, they take 24 hours to reflect the loaded money so plan accordingly.

Can that account be later converted to DigiSavings? Because I’m planning to open that soon.


You are confusing DigiPurse with Digibank. DigiPurse is the wallet from Union Bank of India and is not related to Digibank in any way.

Jim carey the mask smokin smoking sssmokin 13678819589
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@DealSeeker wrote:


@5amar31 wrote:

@DealSeeker wrote:

@5amar31 DigiPurse VCC would do the job. Keep in mind that the first load amount has to be 500 or more. Also, they take 24 hours to reflect the loaded money so plan accordingly.

Can that account be later converted to DigiSavings? Because I’m planning to open that soon.


You are confusing DigiPurse with Digibank. DigiPurse is the wallet from Union Bank of India and is not related to Digibank in any way.
Yeah. Got confused. Digibank will do the job right? Since I was going to open a DigiSavings soon as it is. Just making a wallet account for now and then will upgrade to DigiSavings.

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@5amar31 wrote:

Yeah. Got confused. Digibank will do the job right? Since I was going to open a DigiSavings soon as it is. Just making a wallet account for now and then will upgrade to DigiSavings.


AFAIK, only DigiSavings physical DC is an international card; you can’t use Digibank virtual card internationally. So if you can wait for the Aadhaar and the biometric verification for the DigiSavings account then, yes, you can simply go with that.

On the other hand, if you are in a hurry, DigiPurse VCC would be better as you can open and fund the wallet today and use it tomorrow.

@disclaimer @myliferockkss Please correct/update me if I am wrong about Digibank VCC not working internationally.

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@DealSeeker wrote:

@5amar31 wrote:

Yeah. Got confused. Digibank will do the job right? Since I was going to open a DigiSavings soon as it is. Just making a wallet account for now and then will upgrade to DigiSavings.


AFAIK, only DigiSavings physical DC is an international card; you can’t use Digibank virtual card internationally. So if you can wait for the Aadhaar and the biometric verification for the DigiSavings account then, yes, you can simply go with that.

"@disclaimer""@myliferockkss": Please correct/update me if I am wrong about Digibank VCC not working internationally.


Correct. Physical Debit card with international usage enabled can be ordered only after Aadhaar verification.

Jim carey the mask smokin smoking sssmokin 13678819589
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@DealSeeker wrote:

@5amar31 wrote:

Yeah. Got confused. Digibank will do the job right? Since I was going to open a DigiSavings soon as it is. Just making a wallet account for now and then will upgrade to DigiSavings.


AFAIK, only DigiSavings physical DC is an international card; you can’t use Digibank virtual card internationally. So if you can wait for the Aadhaar and the biometric verification for the DigiSavings account then, yes, you can simply go with that.

On the other hand, if you are in a hurry, DigiPurse VCC would be better as you can open and fund the wallet today and use it tomorrow.

@disclaimer @myliferockkss Please correct/update me if I am wrong about Digibank VCC not working internationally.

Okay then. Going with DigiPurse. But it has a very bad rating. https://play.google.com/store/apps/details?id=c...
Do you use it?

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@5amar31 wrote:

Okay then. Going with DigiPurse. But it has a very bad rating. https://play.google.com/store/apps/details?id=c...
Do you use it?


Yes, I do use it. Did a transaction just yesterday. They had issues in earlier days. It’s working fine for quite sometime now. But I do hate their so-typical-of-government-banks policy of waiting-for-a-day for funds to be reflected.

By the way, DigiPurse app does not work on rooted devices. Well, it’s not supposed to.

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@DealSeeker wrote:

@5amar31 wrote:

Okay then. Going with DigiPurse. But it has a very bad rating. https://play.google.com/store/apps/details?id=c...
Do you use it?


Yes, I do use it. Did a transaction just yesterday. They had issues in earlier days. It’s working fine for quite sometime now. But I do hate their so-typical-of-government-banks policy of waiting-for-a-day for funds to be reflected.

By the way, DigiPurse app does not work on rooted devices. Well, it’s not supposed to.


I actually liked digipure when it was launched… but later their service degraded + their CS is sh*t and now this 24 hours thingy made me uninstall it completely….

Jim carey the mask smokin smoking sssmokin 13678819589
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@DealSeeker wrote:

@5amar31 wrote:

Okay then. Going with DigiPurse. But it has a very bad rating. https://play.google.com/store/apps/details?id=c...
Do you use it?


Yes, I do use it. Did a transaction just yesterday. They had issues in earlier days. It’s working fine for quite sometime now. But I do hate their so-typical-of-government-banks policy of waiting-for-a-day for funds to be reflected.

By the way, DigiPurse app does not work on rooted devices. Well, it’s not supposed to.

Thanks a lot. I used it. Went pretty smooth. How’s the currency conversion fees calculated?

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@5amar31 wrote:

Thanks a lot. I used it. Went pretty smooth. How’s the currency conversion fees calculated?


I assume they would do a standard mark up of 3.5% like most banks.

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Now digipurse not working on international websites
As earlier they didn’t have any 3d secure code and otp for international transaction
But now they have it so it won’t work on international websites

Kkkkkk
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@ashutosh101 wrote:

Now digipurse not working on international websites
As earlier they didn’t have any 3d secure code and otp for international transaction
But now they have it so it won’t work on international websites


Please do confirm whether you have tested this ????
I was about to purchase from international website cry

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Yes I used to regularly buy from international website using digipurse today morning just 15-20 min ago I was making a purchase but not working
It’s from last 2-3 days I thought that might be some technical issues but they have made it compulsory to enter otp for international websites also which international websites don’t support so it won’t work

Kkkkkk
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@5amar31 wrote:

@Navneet wrote:


@5amar31 wrote:

@Navneet @DealSeeker @myliferockkss @disclaimer Any other option now? Digipurse isn’t working anymore.


Digibank, Kotak JIFI cool

These will need proper accounts with them, right? Anything wallet type?

With digibank referral you will get Rs.250 and also international account for free biggrin

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@5amar31 best option is to get a kotak jifi account… some users of digisavings have reported that their card is not working on international sites…..

digipurse was the only vcc which supported international payments…

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@5amar31 wrote:

@Navneet wrote:


@5amar31 wrote:

@Navneet @DealSeeker @myliferockkss @disclaimer Any other option now? Digipurse isn’t working anymore.


Digibank, Kotak JIFI cool

These will need proper accounts with them, right? Anything wallet type?

Being able to do foreign currency transactions through a non-KYC wallet was actually a loophole as this is against the RBI policy AFAIK. So don’t hold your breath for the next such loophole.

Open a Kotak Jifi current account as it does not have any AMB requirements. But you do need to deposit Rs.10,000 to open the account. Moreover, you can earn upto Rs.1800 every year as rewards from that account. See: http://www.desidime.com/forums/dost-and-dimes/t...

You might also want to open an IDFC account (no AMB non-maintenance charges). Initial deposit of 25K which could be withdrawn after about a week. http://www.desidime.com/forums/hot-deals-online...

CC @myliferockkss

Kkkkkk
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@DealSeeker wrote:

@5amar31 wrote:

@Navneet wrote:


@5amar31 wrote:

@Navneet @DealSeeker @myliferockkss @disclaimer Any other option now? Digipurse isn’t working anymore.


Digibank, Kotak JIFI cool

These will need proper accounts with them, right? Anything wallet type?

Being able to do foreign currency transactions through a non-KYC wallet was actually a loophole as this is against the RBI policy AFAIK. So don’t hold your breath for the next such loophole.

Open a Kotak Jifi current account as it does not have any AMB requirements. But you do need to deposit Rs.10,000 to open the account. Moreover, you can earn upto Rs.1800 every year as rewards from that account. See: http://www.desidime.com/forums/dost-and-dimes/t...

You might also want to open an IDFC account (no AMB non-maintenance charges). Initial deposit of 25K which could be withdrawn after about a week. http://www.desidime.com/forums/hot-deals-online...

CC @myliferockkss


With DBS bank’s digisaving account, you would be required to go through aadhar and biometric verification smile

Benefits of Digibank’s Digisaving account:
Unlimited ATM Withdrawals
First year free ATM card; second year onwards Rs.200
International transactions(you can enable/disable via app)
You get 7% interest from the first rupee smile
Every month free Rs.1000 real cash on amazon,snapdeal, shopping(transact Rs.15000)

Last but not least you may close your account without any charges smile

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@Navneet wrote:

@DealSeeker wrote:

@5amar31 wrote:

@Navneet wrote:


@5amar31 wrote:

@Navneet @DealSeeker @myliferockkss @disclaimer Any other option now? Digipurse isn’t working anymore.


Digibank, Kotak JIFI cool

These will need proper accounts with them, right? Anything wallet type?

Being able to do foreign currency transactions through a non-KYC wallet was actually a loophole as this is against the RBI policy AFAIK. So don’t hold your breath for the next such loophole.

Open a Kotak Jifi current account as it does not have any AMB requirements. But you do need to deposit Rs.10,000 to open the account. Moreover, you can earn upto Rs.1800 every year as rewards from that account. See: http://www.desidime.com/forums/dost-and-dimes/t...

You might also want to open an IDFC account (no AMB non-maintenance charges). Initial deposit of 25K which could be withdrawn after about a week. http://www.desidime.com/forums/hot-deals-online...

CC @myliferockkss


With DBS bank’s digisaving account, you would be required to go through aadhar and biometric verification smile

Benefits of Digibank’s Digisaving account:
Unlimited ATM Withdrawals
First year free ATM card; second year onwards Rs.200
International transactions(you can enable/disable via app)
You get 7% interest from the first rupee smile
Every month free Rs.1000 real cash on amazon,snapdeal, shopping(transact Rs.15000)

Last but not least you may close your account without any charges smile


Dont rely too much on DBS Digisavings. I am unable to login to my account for the last one and a half month. Similar problem was there in May as well, and still it is unable to rectify it.

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@disclaimer wrote:

@Navneet wrote:

@DealSeeker wrote:

@5amar31 wrote:

@Navneet wrote:


@5amar31 wrote:

@Navneet @DealSeeker @myliferockkss @disclaimer Any other option now? Digipurse isn’t working anymore.


Digibank, Kotak JIFI cool

These will need proper accounts with them, right? Anything wallet type?

Being able to do foreign currency transactions through a non-KYC wallet was actually a loophole as this is against the RBI policy AFAIK. So don’t hold your breath for the next such loophole.

Open a Kotak Jifi current account as it does not have any AMB requirements. But you do need to deposit Rs.10,000 to open the account. Moreover, you can earn upto Rs.1800 every year as rewards from that account. See: http://www.desidime.com/forums/dost-and-dimes/t...

You might also want to open an IDFC account (no AMB non-maintenance charges). Initial deposit of 25K which could be withdrawn after about a week. http://www.desidime.com/forums/hot-deals-online...

CC @myliferockkss


With DBS bank’s digisaving account, you would be required to go through aadhar and biometric verification smile

Benefits of Digibank’s Digisaving account:
Unlimited ATM Withdrawals
First year free ATM card; second year onwards Rs.200
International transactions(you can enable/disable via app)
You get 7% interest from the first rupee smile
Every month free Rs.1000 real cash on amazon,snapdeal, shopping(transact Rs.15000)

Last but not least you may close your account without any charges smile


Dont rely too much on DBS Digisavings. I am unable to login to my account for the last one and a half month. Similar problem was there in May as well, and still it is unable to rectify it.


Thanks for disclaimer cool
Can you please tell me the exact reason ???? roll

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@Navneet wrote:

Thanks for disclaimer cool
Can you please tell me the exact reason ???? roll


Password blocked, even though I entered correct details.

Now when I try to reset it, it says unable to find associated digibank account.

Similar issue was there in May, but was resolved within 2-3 weeks. This time more than 6 weeks have passed, issue still there. Debit card can be used, but login to app won’t work.

Missing