Help regarding Loan (50k-3 lakh) for personal use (I am a student)

172°
Deal Lieutenant
SARDARKHAN

I am a engineering student and need a loan of about 50k-3 lac for personal purpose
some for business need some to repay borrowed money.

is there any way to get a loan
I will definitely able to repay it after few months

please help

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Generous Generous
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You have a guarantor? Then credila (HDFC subsidiary) is the fastest way but interest rates are more than PSU banks. Usually education loans are directly deposited to college account, but credila deposited it in my cousin’s account when he had taken the loan for his MS.

Not sure if they would do the same for domestic colleges, so don’t have too many hopes to redirect the money elsewhere.

Deal Cadet Deal Cadet
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dame issue here but i dont have any guarantor .. but need loan of 2 lakh so badly

Deal Lieutenant Deal Lieutenant
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who is a guarantee ?
one who will say that he support me
or something like that ?
I have no knowledge please guide

Generous Generous
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@SARDAR KHAN wrote:

who is a guarantee ?
one who will say that he support me
or something like that ?
I have no knowledge please guide


Someone related to you with a stable income with proofs. Your dad/mom would be the most obvious choice followed by siblings (not sure about it though). Since you don’t have a source of income they would expect someone to pay the partial interest EMIs. If I remember correctly it’s not a guarantor, its stated my uncle as a co-borrower.

Deal Captain Deal Captain
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?

Deal Lieutenant Deal Lieutenant
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ohh thanks
but I dont have one
I dont want my dad to know

Pro Entertainer Pro Entertainer
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@SARDAR KHAN wrote:

ohh thanks
but I dont have one
I dont want my dad to know


Yehan sab dimers 10-10 paytm and ek-ek FPD ke peechhe pade rehre hain… https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif Yehan kahan guarenter dhoondne nakal pade SARDARhttps://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Deal Cadet Deal Cadet
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@vijkap201 wrote:


@SARDAR KHAN wrote:

ohh thanks
but I dont have one
I dont want my dad to know


Yehan sab dimers 10-10 paytm and ek-ek FPD ke peechhe pade rehre hain… https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif Yehan kahan guarenter dhoondne nakal pade SARDARhttps://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

ekdum sahi… yaha to sab pehle si hi gangu teli h

Deal Captain Deal Captain
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yups

Deal Lieutenant Deal Lieutenant
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but I really need money https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif

Post Mogul Post Mogul
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Try mudra loan from banks
Upto 50k no guarantor required
Int rates also not to high

Shopping Friend Shopping Friend
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@SARDAR KHAN wrote:

but I really need money https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


How it is possible

except

i.Start up idea and genuine funding.
ii. Get marry with @RichSoul having daughter agreeing to marry u !
iii. Do online work or part time coaching to increase your earning.

Deal Cadet Deal Cadet
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lagta h koi bada satta lagaya aur haar gye yaa daru aur maal ke paise kuch jyada he ho gye

Deal Captain Deal Captain
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try gold loan

Deal Cadet Deal Cadet
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Do you have account in hdfc ? If yes u can borrow instant loan in 10secs from netbanking at 7% interest. Upto 50000

Deal Subedar Deal Subedar
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You do seem to be in trouble, am I right? The range is too wide for anyone to suggest something plausible, 50K-6L is like 6x the lowest amount you’re seeking. In other words if you’re in someone’s debt, like betting or something, you should ask your parents to help you out otherwise if you wanna help others for some reason then personal loan can be justified. Getting one will take a lot more time & effort than you think, so be careful even when extending a helping hand to anyone.

Deal Lieutenant Deal Lieutenant
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no I am not into any gambling or any unethical thing
I will get my money in 3-6 months
but for some purpose I need it now
its urgent that`s why considering a loan

Deal Cadet Deal Cadet
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without guarantee who will give loan bro..try to borrow from ur frnds its btr..

Deal Cadet Deal Cadet
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@B@R_0_0_D wrote:


@SARDAR KHAN wrote:

but I really need money https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


How it is possible

except

Start up idea and genuine funding.
ii. Get marry with @RichSoul having daughter agreeing to marry u !
iii. Do online work or part time coaching to increase your earning.
ye sahi lag rha bhai…Koi paise wali maal patao or shaadi kr le
Deal Captain Deal Captain
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@munna master wrote:

try gold loan


But he should have gold.

Deal Lieutenant Deal Lieutenant
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no solution even for 50k?

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