need info regarding icici pockets saving account
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hello guys…. has anyone tried opening an icici pocket savings account?
Update: got all the info i needed….
This this awesome… I mean its SUPER awesome
U get an 0 balance savings account with a international platinum visa debit card …. Yes here international means turely international…. After getting DC all u have to do is contact CC to activate it….
How to apply for saving account:
Click on deposits or iwish… Then u will see apply now
Fill out the details.
U will get a call from the bank(i got it within 30 mins)
Executive will visit at your place for documents and stuffs… U dont need to porvide any xerox copies or anything… They take the pic of originals…. And ofc your pic too :p
This account comes with all features that fulfills everything….here are some
1) 0 balance
2) NEFT free both inwards and outwards
3) international DC
4) 10 leaf cheque book
5) here pocket virtual card and DC both are separate things… I guess everyone knows what we can do with that…
One drawback: we can deposit money physically only once in a month… But it is not of a issue…. Read all the comments, u will come to know why :p
@N-5130 wrote:
@myliferockkss I didn’t..
Zero balance icici savings acccount is kinda eye catching :p
Will confirm all the details tomorrow from cs
Got my DC cheque today its platinum card zero bal. Go for it.
hchawda001 wrote:
Got my DC cheque today its platinum card zero bal. Go for it.
awesome… can u provide more info regarding that….
any docs to be submitted or anything?
any hidden charges?
@hchawda001
just had a chat with CS and they said its a complete zero bal account with international visa debit card…
after applying from app the executive will call for documents and stuffs…
visa card will work on all international shopping sites like ali…dx etc etc ( confirmed from cs)
i needed this from long time for google playstore payment and paypal
@N-5130 @hchawda001 @DealSeeker @farzimaal @bikipatel @rizwansyed @Zubies
its debit card or credit card?
Ya
Opening is easy
Just apply on app
After few day a person call u
To contact nearest icici bank or
Ask to them to contact u
After that provide some document like
Identity proff
&
Address proff
That’s it
@adangar07 wrote:
its debit card or credit card?
just had a chat with CS and they said its a complete zero bal account with international visa debit card …
after applying from app the executive will call for documents and stuffs…
visa card will work on all international shopping sites like ali…dx etc etc ( confirmed from cs)
hope that answers your query!
Just remember support is zero & do not try to send money to friend via app. The coupon of money sent will never be usable.
Worst app & support but good idea by ICICI.
Mobidick don’t accept it as payment. May be freecharge will also not accept in future. Just saying…….
Thanks.N-5130 wrote:
just had a chat with CS and they said its a complete zero bal account with international visa debit card …
after applying from app the executive will call for documents and stuffs…
visa card will work on all international shopping sites like ali…dx etc etc ( confirmed from cs)hope that answers your query!
U can use it as a debit card also
Without apply on app
Just register itself on icicic official website
And use as a debit card
@naveenkumardhull wrote:
Just remember support is zero & do not try to send money to friend via app. The coupon of money sent will never be usable.
Worst app & support but good idea by ICICI.
Mobidick don’t accept it as payment. May be freecharge will also not accept in future. Just saying…….
It will work as an regular debit card…. Even mobi will work…
Chat with CS
00:29:04 Sandhya : Good morning I am Sandhya . How may I help you ?
00:29:32 120.60.147.121 : thanks sandhya for keeping me waiting for 30 mins
00:29:36 120.60.147.121 : :/
00:29:52 Sandhya : I apologies for the inconvenience caused to you.
00:30:16 120.60.147.121 : now can i know the procedure for applying a pockets saving account?
00:31:16 Sandhya : Sure Mr.Sumit you have the option in your app to apply for pockets zero balance savings account.
00:31:55 120.60.147.121 : yeah i know that… whats the process after that…is there any documents required etc etc?
00:32:10 120.60.147.121 : and are there any charges for applying?
00:32:52 Sandhya : Yes once you apply from the app within next 3 days our executive will contact you for the documents.
00:33:12 Sandhya : No its completely a zero balance account.
00:33:14 120.60.147.121 : ohkay… and any charges?
00:33:21 120.60.147.121 : okay cool
00:33:46 120.60.147.121 : debit card which will be provided is the international visa or just indian one?
00:34:42 Sandhya : It will be a visa card if you want the international facility you need to call customer care and can activate it.
00:35:07 120.60.147.121 : okay thanks alot
Zero Balance Account
NEFT free
1 cash deposit free
10 cheques free
ANNUAL CHARGE 150+ service tax for Debit Card
Looks good
https://www.google.co.in/url?sa=t&source=web&rc...
@soccergiants wrote:
Zero Balance Account
NEFT free
1 cash deposit free
10 cheques free
ANNUAL CHARGE 150+ service tax for Debit Card
Looks good
https://www.google.co.in/url?sa=t&source=web&rc...
Yup its awesome deal imo…. The main reason that the icici debit card works globally and zero balance is a plus point
It is working great for me..
But I had wait for 2 months to get an account due to some confusion between branches.
But to me it’s worth waiting.
Only problem the app having is statements can’t be visible in app due to bug.May be OS version specific issue.They couldn’t fix it..
@altecher wrote:
It is working great for me..
But I had wait for 2 months to get an account due to some confusion between branches.
But to me it’s worth waiting.
Only problem the app having is statements can’t be visible in app due to bug.May be OS version specific issue.They couldn’t fix it..
The executive who came at my place said that this account is not branch specific…
Is it true?
@myliferockkss Actually I had applied to a distant branch due to non-availability of nearby branch(Done on the 1st week itself).
So they find difficulties to re-route the application.It took time.Their twitter handle icici care helped to sort it out.
I think every ICICI account is not branch specific .U can manage it from everywhere..
But charges after limits is too high..
@altecher wrote:
@myliferockkss Actually I had applied to a distant branch due to non-availability of nearby branch(Done on the 1st week itself).
So they find difficulties to re-route the application.It took time.Their twitter handle icici care helped to sort it out.
I think every ICICI account is not branch specific .U can manage it from everywhere..
But charges after limits is too high..
Charges like?
:S
like Cash deposit 90 rs fee..
only one transaction is free
@myliferockkss Hai.Can u help me regarding this ?
http://www.desidime.com/forums/dost-and-dimes/t...
@altecher wrote:
like Cash deposit 90 rs fee..
only one transaction is free
I agree to those depositing charges bcoz this thing is for full online use…. We can just transfer money using neft or imps for like 2.5-5rs per transactions from other bank account
@myliferockkss I also agree with that..I had just mentioned it..
After SBI introduced CashDesposit machine .I never went to branch..
One good thing about pocket sb acc is ..
U can load cash into pocket wallet using any banks card/net banking without anycharges.
And U CAN TRANSFER THAT CASH TO POCKET SAVINGS ACCOUNT/LINKED ICICI acc without any CHARGES
No need of imps/neft actually
@altecher wrote:
@myliferockkss I also agree with that..I had just mentioned it..
After SBI introduced CashDesposit machine .I never went to branch..
One good thing about pocket sb acc is ..
U can load cash into pocket wallet using any banks card/net banking without anycharges.
And U CAN TRANSFER THAT CASH TO POCKET SAVINGS ACCOUNT/LINKED ICICI acc without any CHARGES
No need of imps/neft actually
Wow thanks for that info… Didnt knew that…
myliferockkss wrote:
Wow thanks for that info… Didnt knew that…
we can transfer to any bank’s account.
Does this work with Steam?Google Play Store? Kindle Store USA? Do you need to apply for a Pocket Savings account for international transactions or only the Pocket app will do?
@Dr Anshuman ICICI claims so..International payment activation can be done on ICICI cards by sending sms or call CC. But most of blogger’s confirmed that it will take some time to get it activated.
It’s been 4 days in my case.
Hope it will work.
@ban wrote:myliferockkss wrote:
Wow thanks for that info… Didnt knew that…we can transfer to any bank’s account.
Mmm..Ya NEFT option is there but lot of user’s are complained about unsuccessful transactions (check playstore reviews)
And I believe normal NEFT fee’s are applicable 2.5 rs..
So I am not gonna try that..
@Dr Anshuman wrote:
Does this work with Steam?Google Play Store? Kindle Store USA? Do you need to apply for a Pocket Savings account for international transactions or only the Pocket app will do?
U have to apply for the 0 bal savings account… In that u will get a DC which can be activated for international payments…. And about the pocket virtual card…. I dont think it would support international payments…. U can try linking with google play store… If its successful then
@myliferockkss I didn’t..