Zero Balance Savings Account
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I use both ICICI and HDFC. But is there any bank much better than them and provide Zero Balance account?
Requirements
Zero MAB/MQB
Unlimited ATM withdrawals and NEFT and IMPS
Internet Banking and Mobile Banking
Attractive gv’s and offers
@cm4444 wrote:
Axis Bank Priority Salary Account (Min salary > 1 L INR pm).
Its not a savings a/c but a salary a/c.
In case you can get many people at your workplace to open this account, they often waive off the minimum salary clause.
Good News For You
cm4444
as per check my last 7year Banking experience nothing Deduction From my any account like a mention
ICICI S/B
SBI BANK Current & Salary Account Both Account No min Balance Required .
as per saying SBI Banking Officer already Regarding Update me .
IF NEEDFUL ANY PROOF
ANY SNAP THEN GIVE ME 2 MIN POST ASAP
Unlimited Transaction
NO Min Balance Required
Regards
@srocks
@DealSeeker wrote:
Many dimers have contacted me privately to inquire about lounge access over the last year, but were disappointed after I told them they need certain debit/credit cards. So I think every student or dimer ineligible for a credit card should get this IDFC zero balance account simply for the Visa Signature card so they can also enjoy free lounge access.
Even if somebody keeps zero-balance in the account, it’s just 100 bucks per year for the Visa Signature card, right?
Correct.
@DealSeeker wrote:Sorry m traveling so could not respond in time@disclaimer wrote:
Can confirm from this page
http://www.idfcbank.com/so...ml
NEFT free, debit card chargeable@ Rs. 100
Forex markup fee 2% only
Isn’t that forex fee the lowest among all banks?!CC @A2Zdeals
Idfc & Bandhan Bank both are in first year of operation. They can’t go strict with customer.
IDFC required minimum 25000. I opened my account there. Transfers as free. It has to be as they have to make customer base. That are very slow. More than 8 months, still tie up with Billdesk etc not in place. I couldn’t find Idfc bank netbanking as payment option anywhere so far. Anyone else can update.
Visa signature was free for beta users. Now they may impose some fee or eligibility criteria may have changed. Will talk to my rm & update.
Recently opened account in Bandhan Bank. They have 2000/5000 balance account also. But rupay card for these.
They seem better than Idfc in terms of Connectivity.
They also don’t have charges now but in some time will impose. While opening account, sales guy mentioned that soon there will be change. But as of now nothing.
Monday I’m back in town. Will talk to rm. Please pm me your query, if any pending.
Have not seen a single IDFC branch so far. There are many Bandhan branches.
what is the initial pay in amount for opening IDFC account
link in the below page isnt opening 
http://www.idfcbank.com/personal-banking/saving...
@kamaltetri wrote:
what is the initial pay in amount for opening IDFC account
link in the below page isnt opening
http://www.idfcbank.com/personal-banking/saving...
25000 for normal account
How is this account ? Any idea ? http://www.rblbank.com/Salaryaccount...px
Its says zero balance saving/salary account, no DC charges, everything seems free…
But will they ask for salary slip ?
CC: @disclaimer @A2Zdeals
@Tejaa wrote:
How is this account ? Any idea ? http://www.rblbank.com/Salaryaccount...px
Its says zero balance saving/salary account, no DC charges, everything seems free…
But will they ask for salary slip ?
CC: @disclaimer @A2Zdeals
Most of the banks convert salary account to saving if salary not credited for 3 consecutive months. So may be they won’t ask salary slip but they will check salary credited statement.
@saymyname wrote:
@Tejaa wrote:
How is this account ? Any idea ? http://www.rblbank.com/Salaryaccount...px
Its says zero balance saving/salary account, no DC charges, everything seems free…
But will they ask for salary slip ?
CC: @disclaimer @A2Zdeals
Most of the banks convert salary account to saving if salary not credited for 3 consecutive months. So may be they won’t ask salary slip but they will check salary credited statement.
Then what if i do a fund transfer from my another bank account to this account every month (as a name of salary
)Will that work ?
@Tejaa wrote:
@saymyname wrote:
@Tejaa wrote:
How is this account ? Any idea ? http://www.rblbank.com/Salaryaccount...px
Its says zero balance saving/salary account, no DC charges, everything seems free…
But will they ask for salary slip ?
CC: @disclaimer @A2Zdeals
Most of the banks convert salary account to saving if salary not credited for 3 consecutive months. So may be they won’t ask salary slip but they will check salary credited statement.
Did nothing
Will that work ?
That may work if you had not written with such minute details
On a serious note shouldn’t but you never know 
is idfc still providing visa signature dc with zero balance account?
there is payback or any other offer like payback with idfc visa just like icici?
and a newbie question-
25000 account opening amount must be paid by cheque or cash will do?
tagging the people who discussed about idfc
@DealSeeker @disclaimer @Tejaa
thanks for the help in advance
@ashu45 wrote:
is idfc still providing visa signature dc with zero balance account?
there is payback or any other offer like payback with idfc visa just like icici?
and a newbie question-
25000 account opening amount must be paid by cheque or cash will do?tagging the people who discussed about idfc
@DealSeeker @disclaimer @Tejaa
thanks for the help in advance
i) Yes (But then i am not 100℅ sure)
ii) No i guess, I can’t find any loyality points program on their website
iii) only cheque i guess because banks have some security problems, though few bank allows you to pay via NEFT or if they have online account opening program you can also pay via your CC/DC
@Tejaa wrote:
How is this account ? Any idea ? http://www.rblbank.com/Salaryaccount...px
Its says zero balance saving/salary account, no DC charges, everything seems free…
But will they ask for salary slip ?
CC: @disclaimer @A2Zdeals
No idea:-(
@saymyname wrote:
@Tejaa wrote:
How is this account ? Any idea ? http://www.rblbank.com/Salaryaccount...px
Its says zero balance saving/salary account, no DC charges, everything seems free…
But will they ask for salary slip ?
CC: @disclaimer @A2Zdeals
Most of the banks convert salary account to saving if salary not credited for 3 consecutive months. So may be they won’t ask salary slip but they will check salary credited statement.
If you maintain hefty balance in a/c,it would be like that only (at least incase of icici)
@Tejaa wrote:
How is this account ? Any idea ? http://www.rblbank.com/Salaryaccount...px
Its says zero balance saving/salary account, no DC charges, everything seems free…
But will they ask for salary slip ?
CC: @disclaimer @A2Zdeals
Opening a account as Salary Account you would need Corporate HR Code for company.
If RBL guy is ready to map your account under any corporate lable, then only that can happen.
They recognise an account as salary account with that HR code presence. Even credit of salary may not be required till the time that code is present.
That is reason when one leaves one company & that account without salary credit also remains like that. That is because of that HR ki kripa that they did not intimate bank about that.
Rent agreement is good as address proof for account opening.
CC: @saymyname
@disclaimer see I am after credit cards & Tejaa is after saving accounts 
@Tejaa wrote:Idfc bank is there from oct 2015, is it reliable?
@ashu45 wrote:
is idfc still providing visa signature dc with zero balance account?
there is payback or any other offer like payback with idfc visa just like icici?
and a newbie question-
25000 account opening amount must be paid by cheque or cash will do?
tagging the people who discussed about idfc
@DealSeeker @disclaimer @Tejaa
thanks for the help in advance
i) Yes (But then i am not 100℅ sure)
ii) No i guess, I can’t find any loyality points program on their website
iii) only cheque i guess because banks have some security problems, though few bank allows you to pay via NEFT or if they have online account opening program you can also pay via your CC/DC
it is reliable. but is it true that they provide free atm withdrawal from any atm? no limits of withdrawal? if so, will shift from idbi to idfc.
Many dimers have contacted me privately to inquire about lounge access over the last year, but were disappointed after I told them they need certain debit/credit cards. So I think every student or dimer ineligible for a credit card should get this IDFC zero balance account simply for the Visa Signature card so they can also enjoy free lounge access.
Even if somebody keeps zero-balance in the account, it’s just 100 bucks per year for the Visa Signature card, right?