Be aware while you do any transaction through Standard Chartered Credit Card, specially in case of EMI
For EMI they create seperate account & generate separate statement for EMI transaction
They expect customer to pay to seperate account number.
In maximum cases, customer make credit card payment to the account through which transaction has been done. Now, even if customer makes proper payment to primary account, bank keep on charging various fees without any intimation.
Those customers who have made any EMI transaction through standard chartered bank, kindly review all your past statements.
Hope this helps