Hot Deal
5% CB now TRULY UNLIMITED on Axis Bank Freecharge Plus Credit Card

5% CB now TRULY UNLIMITED on Axis Bank Freecharge Plus Credit Card

766°
Deal Cadet
HiDEaL

5% CB now TRULY UNLIMITED on Axis Bank Freecharge Plus Credit Card

https://cdn0.desidime.com/attachments/photos/715394/medium/797214199259-firstdigital-credit-card.png?1632931742

As per the updated MITC for Axis Bank Freecharge Plus Credit Card, the 5% Cashback on spends across Freecharge app became truly unlimited, scrapping away the Rs. 500/750 /- ceiling. This means you can earn 5% on all spends including insurance payments etc.

  • The changes are already in effect with all statements generated after 12th Aug 2021.
  • This effectively puts the card ahead of ACE/ICICI-apay, and many other super premium cards.
  • The joining/annual fees are nominal compared to other paid cards in the group.

Official wordings:

  • Unlimited Cashback – The Rs.500 capping on cashback earned in a statement cycle will be removed for all cashback credited post 12th Aug 2021. (For transactions between 12th July and 12th Aug, customer will earn unlimited cashback)

Terms and Conditions – Cashback on Axis Bank Freecharge Credit Card

What has changed?
Following are the changes in cashback starting 12th Aug 2021.
1. Unlimited Cashback – The Rs.500 capping on cashback earned in a statement cycle will be removed for all cashback credited post 12th Aug 2021. (For transactions between 12th July and 12th Aug, customer will earn unlimited cashback)

Download Updated MITC:
https://www.axisbank.com/docs/default-source/de...

Remember: As it seems, the card confusingly named: “Axis Bank Freecharge Credit Card” is a different variant, without any mention for this offer.

https://cdn0.desidime.com/attachments/photos/715379/medium/7972141Screenshot-1.png?1632930836

CAVEAT: Freecharge doesn’t have in-app payment mechanism for LIC. So, that indeed is a bummer. You have to rely on other avenues for LIC like Paytm-citi (3% CB or take the convoluted giftcard route using smartbuy with DCB/Infinia)

APOLOGIES: It seems that this topic was already discussed earlier by sri222. My apologies for unnecessary duplication. It didn’t appear on my initial search prior to posting this. The threads may be merged.
https://www.desidime.com/discussions/axis-freec...

Expiring In 4 days

Deal Wiki

Electricity bill payments above 2500 not allowed for payment using this card as clarified by @sgsg792

https://cdn0.desidime.com/attachments/photos/716828/medium/1352924Whats-App-Image-2021-10-01-at-21-41-00.jpg?1633273363

Also there seems to be convenience charges for bills greater than a certain amount & paid via non-upi methods(click on images to open original large view).

https://cdn0.desidime.com/attachments/photos/717014/medium/1352924Screenshot-20211002-193631-Freecharge.jpg?1633355688

https://cdn0.desidime.com/attachments/photos/717015/medium/1352924Screenshot-20211002-193652-Freecharge.jpg?1633355697

76 Comments  |  
28 Dimers
  • Sort By
Perfectionist Perfectionist
Link Copied

It’s not ahead of ace
Freecharge doesn’t have LIC

Deal Newbie Deal Newbie
Link Copied

What is the Joining/ Annual fees?

Deal Cadet Deal Cadet
Link Copied
avgn wrote:

It’s not ahead of ace
Freecharge doesn’t have LIC

Ok. I agreed. I overstated. stuck_out_tongue_winking_eye

Deal Cadet Deal Cadet
Link Copied

What cashback does axis ace offer for lic payments?

Deal Subedar Deal Subedar
Link Copied
Tanmayyy wrote:

What cashback does axis ace offer for lic payments?

2% for Insurance payments

Deal Cadet Deal Cadet
Link Copied

Axis ACE is the best!! smile

Deal Cadet Deal Cadet
Link Copied
itsmehd5 wrote:

Axis ACE is the best!! smile

Stupid Freecharge app..nhii chahiye laughing

Deal Cadet Deal Cadet
Link Copied
Expand
Manitian wrote:

2% for Insurance payments

Not for me i guess , i get 2.5% from idfc cc

Deal Subedar Deal Subedar
Link Copied
Expand
Tanmayyy wrote:

Not for me i guess , i get 2.5% from idfc cc

Are you saying axis ace doesn’t give 2% CB to you for Insurance payment ??

Deal Cadet Deal Cadet
Link Copied
Expand
Manitian wrote:

Are you saying axis ace doesn’t give 2% CB to you for Insurance payment ??

I’m saying this cc isn’t for me for paying insurance/lic

Deal Subedar Deal Subedar
Link Copied
Expand
Manitian wrote:

2% for Insurance payments

Amazon also gives 2% for bill payments.. Then how ace superior as it has charges..

Deal Subedar Deal Subedar
Link Copied
Expand
maddydilip wrote:

Amazon also gives 2% for bill payments.. Then how ace superior as it has charges..

@maddydilip I didn’t say it’s superior or Inferior. Someone asked how much ace gives on LIC, and I answered it.

@Tanmayyy Same message to you. I also use IDFC when possible. pray

Deal Cadet Deal Cadet
Link Copied
Expand
Manitian wrote:

@maddydilip I didn’t say it’s superior or Inferior. Someone asked how much ace gives on LIC, and I answered it.

@Tanmayyy Same message to you. I also use IDFC when possible. pray

Hi, @Manitian & @Tanmayyy
I do have an IDFC card. But, wasn’t aware of this 2.5% on LIC payment. Would you take some time to explain?

Deal Subedar Deal Subedar
Link Copied
Expand
HiDEaL wrote:

Hi, @Manitian & @Tanmayyy
I do have an IDFC card. But, wasn’t aware of this 2.5% on LIC payment. Would you take some time to explain?

1.5% till 20k spend and 2.5% cb for any spend more than 20k (cumulative)..e.g. if you spend 50000rs cumulative in a statement period. You will get 1.5% cb till 20k i.e. 300rs equivalent points and for remaining 30k you will get 2.5% cb i.e. 750rs equivalent points, total 300+750=1050 for 50K spend.

Deal Newbie Deal Newbie
Link Copied

Do anyone know how to check the CC Application Status of Axis Flipkart Card??Cause there is no support in Customer Care on Call. They are asking me to visit nearby branch

Deal Cadet Deal Cadet
Link Copied
Expand
dealyogi wrote:

1.5% till 20k spend and 2.5% cb for any spend more than 20k (cumulative)..e.g. if you spend 50000rs cumulative in a statement period. You will get 1.5% cb till 20k i.e. 300rs equivalent points and for remaining 30k you will get 2.5% cb i.e. 750rs equivalent points, total 300+750=1050 for 50K spend.

Got ya… Thanks @dealyogi

Can someone confirm if there is a freecharge wallet option if you try to pay LIC premium through LIC website? Although I don’t expect it to be there. Can someone please check? I couldn’t check, as no due payments at the moment.

Deal Newbie Deal Newbie
Link Copied

How it can be ahead of Axis Bank ACE ?
Also how can be ahead of ICICI Amazon Pay and Also Axis Flipkart ?

Deal Lieutenant Deal Lieutenant
Link Copied

Already when I applied on 29 aug, app showed 5 pct unlimited cashback for txns done in FreeCharge. Because of which I applied and got approved.

Waiting for 1st statement to get it confirmed. As per my calculation till now 942 cashback calculated.

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
Kumar07877 wrote:

+1 @avgn

350

We need to spend 50000 for annual fee waiver.

Joining fee 350, buy they will give 2* 350 voucher upon 1st txn. I redeemed 2 flipkart vouchers.

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
HiDEaL wrote:

Hi, @Manitian & @Tanmayyy
I do have an IDFC card. But, wasn’t aware of this 2.5% on LIC payment. Would you take some time to explain?

IDFC card terms:
Reward program not applicable on Fuel, Insurance, EMI transactions & Cash withdrawals

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
HiDEaL wrote:

Got ya… Thanks @dealyogi

Can someone confirm if there is a freecharge wallet option if you try to pay LIC premium through LIC website? Although I don’t expect it to be there. Can someone please check? I couldn’t check, as no due payments at the moment.

5 pct cash back only on the txns made in FreeCharge app. So wallet payment will not be eligible it seems.

Deal Subedar Deal Subedar
Link Copied
Expand
Scorpion wrote:

350

We need to spend 50000 for annual fee waiver.

Joining fee 350, buy they will give 2* 350 voucher upon 1st txn. I redeemed 2 flipkart vouchers.

+250 FC cb – may be user specific

Missing