https://www.flipkart.com/apple-iphone-xr-produc...
Great deal on iPhone XR at Flipkart with HDFC card 10% discount (max discount Rs 7500, not non-sense upto 1500 for such high value items)
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Avail HDFC smartbuy debit card 10% or credit card 10x rewards as well which makes it an unbelievable deal.
Per my assessment 10x rewards make it another 11% discount, despite HDFC claiming it as 33% value. Perhaps, it’s a pessimistic view, but I valued the rewards items versus their actually resale value, e.g., iPhone X for 190K odd reward points with Diners black is worth 60K resale value.
To accumulate 190K points, one needs to spend 3 × 190k = 570K rupees.
Hence, around 11% savings eventually.
Accordingly, XR 64GB here comes down to Rs 48620 and 128GB Rs 52945