Apply for HDFC Credit Card + Also Get 1500 Amazon Voucher

urmila.contact wrote:

I am getting pre-approved offer for Business Moneyback & Rupay Neu Plus

Which one is good ?

Rupay Neu Plus.

sarora wrote:

Bro,Initially you have to visit branch. They will never give you LTF offer. You have opt both card chargeable from 2nd year. Now it is just impossible to get LTF. I am getting 3 upgrade , all are chargeable, never accept it as my LTF status will gone with the upgrade. They are clever. They will always try to break LTF status by giving you upgrade after few months regularly.

Will close both before renewal as except HDFC offers both the cards are almost useless.

GautamgR wrote:
I have same variants as well!

I just opened an FD for 50k, and then exactly after a month they offered Moneyback+

2 months later Neu Card too...

Do you spend very often? If you have a good spend and Repayment cycle, you can be confident and write to them to request a LTF Card...
I'm sure they will consider that

My HDFC account has MAB of 50K+ with 1.5L FD but still they didn't offer LTF cards.🥲

HDFC Diners Black is USELESS. It's just a hyped card, no practical benefit for normal usage. Plus the lifetime free ones don't come with golf sessions. It is only useful for those who spend a lot..... A lot.... So choose the card that's right for your usage. Don't blindly go for something that doesn't match your lifestyle.

urmila.contact wrote:

I am getting pre-approved offer for Business Moneyback & Rupay Neu Plus

Which one is good ?

Is it true that hdfc cancel the application/reject for card even if u have pre approved offer?

kartikxxx wrote:

Is it true that hdfc cancel the application/reject for card even if u have pre approved offer?

Not in my case

aneelg wrote:

I am also planning to take neu infinity card.can you confirm whether you get 1.5% coins via UPI at all merchants outside via scan?

Just checked the last statement for around 70% of UPI transactions I am.getting 1.5 % neu coins and for rest zero necoins. Not sure what is the criteria or merchants not getting the coins.

kartikxxx wrote:

Is it true that hdfc cancel the application/reject for card even if u have pre approved offer?

Yes

harshagopineedi917 wrote:

Be aware guys, HDFC does a CIBIL hit if its not pre-approved in the above link once you enter mobile no and PAN/DOB

AND THEY ALSO DO MULTIPLE CIBIL ENQUIRY (MINIMUM 3, AND 3+ IN FEW CASES)  SO  KEEP THAT IN MIND TOO.

Learnt this the hard way so hoping this helps someone avoid this if they can.

Reward rate on other categories?

kartikxxx wrote:

Is it true that hdfc cancel the application/reject for card even if u have pre approved offer?

Yes happened with me

sarora wrote:

For LTF visit to branch. Official will guide you, how to make LTF. Don't apply online.

You won't get any voucher. 

bikidas2060 wrote:

You won't get any voucher. 

That's not true. They offered me Moneyback+ LTF + 1500Rs Amazon Voucher

bikidas2060 wrote:

You won't get any voucher. 

By getting LTF status you can earn many more vouchers virtually by saving annual charges. I have never applied paid credit cards. You can not predict which card work when. Bro, I believe in LTF cards. I already have HDFC Regalia first LTF credit card. I have this card since 2018. Think how much virtual voucher I have earned. This is trap from bank to lure customer. By giving ₹1500 as voucher they are increasing their earning forever as an annual charge.  Bro don't mind.

sarora wrote:
By getting LTF status you can earn many more vouchers virtually by saving annual charges. I have never applied paid credit cards. You can not predict which card work when. Bro, I believe in LTF cards. I already have HDFC Regalia first LTF credit card. I have this card since 2018. Think how much virtual voucher I have earned. This is trap from bank to lure customer. By giving ₹1500 as voucher they are increasing their earning forever as an annual charge.  Bro don't mind.

Bhai ji. They also give LTF cards when we apply via application process. I have applied for my sister. She got a money-back plus card ltf. And she also got 1500 joining bonus. 1000 other aff cash rewards. 🙂 ltf without any conditions. She had to spend some money within 60 days to make it ltf. Other way to make hdfc card ltf is to register for smartpay auto bill payment. 🙂🙂🙂

bikidas2060 wrote:

Bhai ji. They also give LTF cards when we apply via application process. I have applied for my sister. She got a money-back plus card ltf. And she also got 1500 joining bonus. 1000 other aff cash rewards. 🙂 ltf without any conditions. She had to spend some money within 60 days to make it ltf. Other way to make hdfc card ltf is to register for smartpay auto bill payment. 🙂🙂🙂

भाई,सही पकड़े है। समय-समय की बात है कुछ भी ऑफर हो सकती है पर फिजिकली एप्पलीकेशन अप्लाई किया था न। मेरे टाइम में 90 दिन हर महीने ₹50 के फोन रिचार्ज पर लाइफ टाइम फ्री हो गया था। बाद में ₹50 का रिचार्ज हटवा दिया। 

FatMan wrote:

That's not true. They offered me Moneyback+ LTF + 1500Rs Amazon Voucher

Via branch? Btw, they keep on updating offer tnc. 

bikidas2060 wrote:

Via branch? Btw, they keep on updating offer tnc. 

Yes, HDFC t&c are according to customer relationship with them. I don't have HDFC CC but they've been sending me emails/msgs to accept their pre-approved CC. I'd denied to sales representative that I'm not interested in any paid card/conditional LTF cards and next day itself they emailed me offering Pre approved Moneyback+/Freedom CC with 1500 Amazon Voucher. I applied through e_Mail and it got approved hand in hand.

FatMan wrote:

Yes, HDFC t&c are according to customer relationship with them. I don't have HDFC CC but they've been sending me emails/msgs to accept their pre-approved CC. I'd denied to sales representative that I'm not interested in any paid card/conditional LTF cards and next day itself they emailed me offering Pre approved Moneyback+/Freedom CC with 1500 Amazon Voucher. I applied through e_Mail and it got approved hand in hand.

"Claim your voucher by completing  the application without any HDFC bank staff assistance....."

Check the tnc. given in your SS and mine.

It is the same thing, either you do it by yourself or they send you a link in your email. But you gotta complete the steps by going through the steps manually. Btw, did you visit branch for assistance? Did they process the card for you?

The above photos are from my sister's email inbox. Apparently HDFC sends those preapproved offers based on fulfilment of their criteria. If you gonna apply via branch then I don't think you ll get vouchers. Your app process ll be smoother, yes. But the incentive will go to the staff most probably.

bikidas2060 wrote:

"Claim your voucher by completing  the application without any HDFC bank staff assistance....."

Check the tnc. given in your SS and mine.

It is the same thing, either you do it by yourself or they send you a link in your email. But you gotta complete the steps by going through the steps manually. Btw, did you visit branch for assistance? Did they process the card for you?

The above photos are from my sister's email inbox. Apparently HDFC sends those preapproved offers based on fulfilment of their criteria. If you gonna apply via branch then I don't think you ll get vouchers. Your app process ll be smoother, yes. But the incentive will go to the staff most probably.

For me, It was pre-approved (No docs/KYC). I didn't have to visit branch, It was just one OTP away. DIY vouchers are only issued if the application is completed by end user. Yes, Branches usually don't issue LTF crads because of their Referral/Incentives. HDFC pays little incentive not only for CC but also for FDs, Insurance, Loans etc. I've also got Activation Offer : Get 500Rs worth Gift Voucher on 2Txns. within 30 days OR 250Rs Gift vouchers on 1 Txn. within 37 days. This is over and above 1500Rs gift voucher😉

FatMan wrote:

For me, It was pre-approved (No docs/KYC). I didn't have to visit branch, It was just one OTP away. DIY vouchers are only issued if the application is completed by end user. Yes, Branches usually don't issue LTF crads because of their Referral/Incentives. HDFC pays little incentive not only for CC but also for FDs, Insurance, Loans etc. I've also got Activation Offer : Get 500Rs worth Gift Voucher on 2Txns. within 30 days OR 250Rs Gift vouchers on 1 Txn. within 37 days. This is over and above 1500Rs gift voucher😉

That's what I was trying to say. If you do all the procedure from your end then you ll get the card, e.g., clicking the link in the email, entering the OTP etc. If the branch informs you about the pre-approved card, yes they give pre-approved ltf cards, then you ll seldom get the vouchers unless it asks for the joining fee. Btw, the tnc keeps on getting changed. So, it depends. 

I already own a lft HDFC card , i applied from the link for a new credit card, it was approved but not it's saying application on hold because I already have a credit card and I can enhance my credit limit, anything I can do here ???