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Hot Deal
Free 1500 GV+ 500GV+ FYF(as GV) on applying HDFC card, 4 days left- Shoppers stop as LTF, pre-approved offer

Free 1500 GV+ 500GV+ FYF(as GV) on applying HDFC card, 4 days left- Shoppers stop as LTF, pre-approved offer

1346°
Deal Captain
decideaim

https://applyonline.hdfcbank.com/credit-cards/p...


Check this link for offers applied and card details

https://apply.hdfcbank.com/vivid/CreditCard_New...


Terms & Conditions

Note:

The voucher amount has 3 components, and summation of which is the total value. (Refer table below).

Total Voucher Value = Do It Yourself Offer Voucher + First Year Membership fee payment Voucher + Activation Voucher

Do It Yourself Voucher (INR 1500):
  • The offer is only valid on completing the application end-to-end digitally without any help or assistance of a HDFC Bank representative, either verbally or in person.
  • The offer is valid on completing a transaction of minimum Rs. 500 within the first 14 days from credit card issuance date.
  • The gift voucher will be sent to the customer within 90 days of the credit card issuance month.
  • The gift voucher will be issued by our partner Gyftr (Vouchagram India Private Limited), for which customer name, customer contact number and or customer email address will be shared with the voucher partner.
  • Gift voucher is time bound and subject to change. HDFC Bank reserves the right at any time, without prior notice to add, alter, modify, change or vary all or any of these terms and conditions or to replace wholly or in part, the above offer by another offer, whether similar to above offer or not, or to withdraw it altogether.
  • This offer is applicable for customers who apply from the HDFC Bank Website or through communication sent by HDFC Bank through Bank owned channels. This offer is not valid if the credit card has been applied through a DSA or a partner website.
First Year Membership Fee Payment Voucher
  • Post realization of the First Year Membership Fee, an equivalent amount of Gift Voucher will be issued. This will be issued within 90 days of Membership Fee realization date. Gift Voucher offer is not applicable for Infinia, Diners Black credit card, Tata Neu credit cards and Shoppers Stop credit cards.
  • Renewal Fee shall be levied at the start of every anniversary year if the card does not meet Life Time Free or Renewal fee waiver condition (For more details refer our MITC on www.hdfcba...om )
  • Membership Fee voucher is not applicable for Lifetime Free Credit Cards or First Year Free cards.
  • Please refer below table for cards eligible for the First Year Membership Fee Payment Voucher..
Activation Voucher
  • Customer will be eligible for a voucher of INR 500 on performing 2 transactions within the first 30 days from card issuance date.
    Or
    Customer will be eligible for a voucher of INR 250 on performing 1 transaction within the first 30 days from card issuance date.
  • Activation vouchers will be issued to customers within 90 days from card issuance date.
  • Please refer below table for cards eligible for the Activation Voucher.
Amount Break up of Total Value for all cards:

Credit CardsProducts Credit Card Pricing Offers ACTIVATION OFFER(Transaction Spends within 30 days of card open date) Do It Yourself Voucher (INR 1500) + First Year Fee Payment Voucher Value+ Activation Offer(INR)
MembershipFee FIRST YEAR FEE(Gift Voucher offer* on Fee Payment) RENEWAL FEE WAIVER(spends in preceding 12 months)
CSC Small Business Moneyback ₹. 250 /- Gift Voucher equivalent toFirst Year Membership Fee Spend ₹. 25,000 /- (A) ₹.500 Gift Voucher on 2 txns within first 30 daysOR(B) ₹.250 Gift Voucher on 1 txn within first 30 days 2,250
IndianOil Card ₹. 500 /- Spend ₹. 50,000 /- 2,500
Freedom Card 2,500
Money Back+ 2,500
Business MoneyBack 2,500
IndiGo-6E Rewards ₹. 700 /- Not Applicable 2,700
Millennia Credit Card ₹. 1,000 /- Spend ₹. 1,00,000 /- 3,000
Diners Privilege ₹. 2,500 /- Spend ₹. 3,00,000 /- 4,500
Regalia Card 4,500
Business Regalia 4,500
IndiGo-6E Rewards XL Not Applicable 4,500
HDFC Bank Times Card Credit ₹. 500 /- Spend ₹. 1,50,000 /- 2,500
HDFC Bank Times Card Credit Platinum ₹. 1,000 /- Spend ₹. 2,50,000 /- 3,000
Diners Black Card ₹. 10,000 /- Spend ₹.1,50,000 in 90 days for Fee waiver Spend ₹. 5,00,000 /- Not Applicable 1,500
Infinia (Metal Edition) ₹. 12,500 /- Spend ₹.3,00,000 in 90 days for Fee waiver Spend ₹. 10,00,000 /- Not Applicable 1,500
Tata Neu Plus HDFC Bank Credit Card ₹. 499 /- Not Applicable Spend ₹. 1,00,000 /- Not Applicable 1,500
Tata Neu Infinity HDFC Bank Credit Card ₹. 1,499 /- Not Applicable Spend ₹. 3,00,000 /- Not Applicable 1,500
Shoppers Stop HDFC Bank Credit Card ₹. 0 /- Life Time Free Credit Card Not Applicable Not Applicable 1,500
Shoppers Stop Black HDFC Bank Credit Card ₹. 4,500 /- Not Applicable 1,500


    Other Terms and Conditions

    • HDFC Bank has the sole right to determine and approve credit limit as per internal credit policy and guidelines.
    • Issuance of the credit card is subject to completeness of verified customer data and approval on the credit card application.
    • Offers are only applicable to the recipient(s) communicated by HDFC Bank.
    Expired
    Top Comments
    102 Comments  |  
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    Deal Cadet Deal Cadet
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    decideaim wrote:
    May I ask you if there are any remarks in cibil like non payment, late payment, settlement etc ?
    I have loan which is having 4 late payments till feb,2021 but same loan was closed on sep,2021.

    No other remarks except late payments
    Deal Captain Deal Captain
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    anon2 wrote:
    I have loan which is having 4 late payments till feb,2021 but same loan was closed on sep,2021.
    Could be the reason, let it cool for a while, may look desperate if multiple cibil enquiries are seen in short period. The first thing they do is CIBIL check, that is the only thing they know about us to come to an instant decision
    Deal Cadet Deal Cadet
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    decideaim wrote:
    Could be the reason, let it cool for a while, may look desperate if multiple cibil enquiries are seen in short period. The first thing they do is CIBIL check, that is the only thing they know about us to come to an instant decision
    So, these 4 late payments will impact upto how many years? Like at which period they won't consider these 4 late payments for approval.

    Can you please tell me this if u have any idea it will be helpful for me.
    Deal Cadet Deal Cadet
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    Please suggest the best cc from the given options?

    Deal Captain Deal Captain
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    anon2 wrote:
    So, these 4 late payments will impact upto how many years? Like at which period they won't consider these 4 late payments for approval.

    Can you please tell me this if u have any idea it will be helpful for me.
    Any adverse remarks will be carried forward for atleast 3 years but not everyone will reject you loan/card just because they are there. Try to be regular in payments for a year to build confidence with lenders.
    Deal Captain Deal Captain
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    the_dev wrote:

    Please suggest the best cc from the given options?

    What were your options?

    Deal Cadet Deal Cadet
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    Only worthless high end cards are showing.IMG20221227144851
    Deal Cadet Deal Cadet
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    decideaim wrote:
    Any adverse remarks will be carried forward for atleast 3 years but not everyone will reject you loan/card just because they are there. Try to be regular in payments for a year to build confidence with lenders.
    Ok tqsm for info
    Deal Captain Deal Captain
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    monersathi wrote:
    Only worthless high end cards are showing.IMG20221227144851

    I would have taken, it is saying recently you have applied, so no recommendations for me

    Generous Generous
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    monersathi wrote:
    Only worthless high end cards are showing.IMG20221227144851
    DCB is indeed worthless if you have the eligibility for Infinia sweat_smile
    Deal Cadet Deal Cadet
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    prem4998 wrote:
    DCB is indeed worthless if you have the eligibility for Infinia sweat_smile
    Eligible, but expected a LTF card
    Deal Captain Deal Captain
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    monersathi wrote:
    Eligible, but expected a LTF card

    Spend ₹.1,50,000 in 90 days for joining Fee waiver on DCB, not bad for me, considering the subscriptions I get. 5 lakh for annual fee waiver is a bit tough.

    Deal Subedar Deal Subedar
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    VU. applied for Millenia CC

    Helpful Helpful
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    anon2 wrote:
    While applying it didn't asked any income documents and showing status as decline now.

    same here, i don't know why they are declining 

    Deal Subedar Deal Subedar
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    So only shoppers stop is available for LTF... I'm i right?

    Deal Captain Deal Captain
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    Gourmet wrote:

    same here, i don't know why they are declining 

    Finding out is the first step for future approvals
    Deal Captain Deal Captain
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    Sm2698 wrote:

    So only shoppers stop is available for LTF... I'm i right?

    Yes, good for someone with no hdfc card  as it comes with 1500 GV too
    Deal Cadet Deal Cadet
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    decideaim wrote:

    What were your options?

    Money-back+, Indian oil, Millennia, csc Bharat and 6E rewards indigo
    Deal Subedar Deal Subedar
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    decideaim wrote:
    Yes, good for someone with no hdfc card  as it comes with 1500 GV too
    Yes...
    Deal Cadet Deal Cadet
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    Got HDFC moneyback 3 months back, can i get millenia Already a hdfc bank customer with 2 yrs old account??

    Deal Captain Deal Captain
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    the_dev wrote:
    Money-back+, Indian oil, Millennia, csc Bharat and 6E rewards indigo
    Of the lot millenia is the best if you can spend 1 lakh in a year. if you want rupay you should go for moneyback as millenia doesn't have a rupay variant, even if you want  a conversion, another advantage is lower annual waiver limit of 50000
    Deal Subedar Deal Subedar
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    decideaim wrote:
    Yes, good for someone with no hdfc card  as it comes with 1500 GV too
    But I'm not getting shoppers stop option to apply
    Deal Cadet Deal Cadet
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    decideaim wrote:
    Of the lot millenia is the best if you can spend 1 lakh in a year. if you want rupay you should go for moneyback as millenia doesn't have a rupay variant, even if you want  a conversion, another advantage is lower annual waiver limit of 50000
    5% cb in the Millennia I'll get on the gv purchases?
    Deal Captain Deal Captain
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    5122001766 wrote:

    Got HDFC moneyback 3 months back, can i get millenia Already a hdfc bank customer with 2 yrs old account??

    Usually they don't allow 2 mainstream cards, Tata neu card in neu app is the only card that can be second card
    Deal Captain Deal Captain
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    the_dev wrote:
    5% cb in the Millennia I'll get on the gv purchases?
    Yeah gyftr smartbuy portal
    Deal Captain Deal Captain
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    Sm2698 wrote:
    But I'm not getting shoppers stop option to apply
    I guess only recommended cards can be applied
    Deal Cadet Deal Cadet
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    decideaim wrote:
    Usually they don't allow 2 mainstream cards, Tata neu card in neu app is the only card that can be second card

    Yes while applying it shows the same.

    Any way to ask for LE currently have 50k and some dimers said 100k is the minimum limit required to ask for card upgrade. as they have already rejected my request for upgradation from moneyback+ to millenia.

    Deal Captain Deal Captain
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    5122001766 wrote:

    Yes while applying it shows the same.

    Any way to ask for LE currently have 50k and some dimers said 100k is the minimum limit required to ask for card upgrade. as they have already rejected my request for upgradation from moneyback+ to millenia.

    Some wrote to their chennai headquarters or mailed priority redressal with request and income proofs.
    Deal Cadet Deal Cadet
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    Will there be a hard Cibil hit if we check the eligible cards ?

    replyuser
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