Build Credit Score with a BNPL- Get 10% cashback for first 3 month's

whats the referral benefit?

luciferous wrote:

whats the referral benefit?

No referral benefits expect to get in cashback slot like 3% 5% 10%
it’s same as Jupiter

So they just take money from ur account to their account and pay credit card bill by montu end.. nice idea

hemant_111 wrote:

So they just take money from ur account to their account and pay credit card bill by montu end.. nice idea

yeh idea is fab let’s see how they execute it

Is it really new and trusted? Because the reviews say that they have used 4/6 months . If this was available way back, then why did no one hear about it

Signed up, let see

@admin pl enable referral

Seems Its just word play, ike debit card.

DM me for referral code

PM me invite code

Pm me invite code

DM me for referral code

Dm me

bohemian wrote:

Seems Its just word play, ike debit card.

Under which NBFC , they are reporting to Cibil or other bureau?

My Credit score is 897 only. For building 3 points, I don’t see 🙈 a need

Some dimers may not believe, so attaching a proof

Smak wrote:

My Credit score is 897 only. For building 3 points, I don’t see 🙈 a need

I think it is another Credit Line offering card to use the credit and calling it as Debit Card.

Please don’t send me Invite, not interested

Yes as per RBI, no debit card can be issued without saving account

2. LOAN PROCESS – HOW IT WORKS

Summary: Through your Astu
Account we help you discover the maximum amount you are eligible to
borrow from our LendingPartner and the terms on which our partner might
lend to you. OurLending Partner will, alone, decide whether to offer you
the loan or not. If you have availed a personal loan or any other
lending product, the terms of your loan will be provided in the User
Loan Agreement executed between you and our Lending Partner.

1. Your loan is going to be
   sanctioned by our Lending Partner and be governed by the applicable User
   Loan Agreement. The details of such loan, however, shall be shown on
   the App.

2. Once your Astu Account has
   been set up, then basis the information you provide us and the
   information we collect from your device and through other lawful means
   (both, as detailed in the Astu Privacy Policy), we will inform you of
   the maximum amount you are eligible to borrow from our Lending Partner.
   Basis this, you may decide the loan amount you wish to apply for and the
   monthly instalments you are willing to pay. Once you input these
   parameters, we will suggest the likely term of the loan and interest
   rates you are likely to be charged by our Lending Partner. Our Lending
   Partner takes the decision on whether to loan you any amounts or not,
   and the terms of such loan.

3. Once these parameters have
   been provided and you decide to move forward with availing a loan from
   our Lending Partner, you will be required to undertake a
   Know-your-Customer (KYC) process with us. The KYC process must satisfy
   our Lending Partner. Additionally, if you are availing a home loan from
   our Lending Partner, you will be required to provide certain property
   documents, in the form and manner acceptable by our Lending Partner. Our
   Lending Partner may further ask for any documents and information it
   would require for its internal processes, in order to sanction your
   loan.

4. If you are availing a personal
   loan, once you accept the proposed loan terms and clear the KYC process
   to the satisfaction of our Lending Partner, we will direct you to a
   User Loan Agreement to be executed between you and our Lending Partner.

5. If you are availing a home
   loan, you consent to the verification of (a) you and your co-applicant’s
   data by us and the Lending Partner; and (b) any other data relevant to
   the processing of the loan application. Thereafter, once you accept the
   proposed loan terms, clear the KYC process and provide property
   documents to the satisfaction of our Lending Partner, a User Loan
   Agreement will be executed between you (including your co-applicants, if
   any) and our Lending Partner, through offline methods, as intimated by
   the Lending Partner.

6. You will be required to issue
   appropriate auto-debit instructions for your bank account to repay the
   loan amount, prior to disbursal. These cannot be changed or cancelled
   during the term of the loan. The App will display the details of the
   EMI, including the due date and amount payable, as well as whether your
   payment was received or not, from time to time. Our Lending Partner
   shall directly transfer the loan amounts to the bank account of your
   choice, other than vis-à-vis the home loan product, where our Lending
   Partner may directly transfer the loan amounts to the bank account
   specified in the Sanction Letter. Prior to making this transfer,
   however, our Lending Partner may need to verify your bank account.

7. Please note that you are not
   permitted to remove the App from your mobile device until the loan has
   been repaid. In case you are compelled to remove the App from your
   mobile device, please write to us at immediately.
   Any violation of this clause 2(vii) shall be tantamount to fraud and we
   may initiate legal proceedings against you.

Explore wrote:

@admin pl enable referral

Done

Fanil wrote:

Is it really new and trusted? Because the reviews say that they have used 4/6 months . If this was available way back, then why did no one hear about it

I’ve been seeing their ads on Instagram for about a month now but didn’t bother cause it looked shady

bohemian wrote:

Yes as per RBI, no debit card can be issued without saving account

2. LOAN PROCESS – HOW IT WORKS

Summary: Through your Astu
Account we help you discover the maximum amount you are eligible to
borrow from our LendingPartner and the terms on which our partner might
lend to you. OurLending Partner will, alone, decide whether to offer you
the loan or not. If you have availed a personal loan or any other
lending product, the terms of your loan will be provided in the User
Loan Agreement executed between you and our Lending Partner.

1. Your loan is going to be
   sanctioned by our Lending Partner and be governed by the applicable User
   Loan Agreement. The details of such loan, however, shall be shown on
   the App.

2. Once your Astu Account has
   been set up, then basis the information you provide us and the
   information we collect from your device and through other lawful means
   (both, as detailed in the Astu Privacy Policy), we will inform you of
   the maximum amount you are eligible to borrow from our Lending Partner.
   Basis this, you may decide the loan amount you wish to apply for and the
   monthly instalments you are willing to pay. Once you input these
   parameters, we will suggest the likely term of the loan and interest
   rates you are likely to be charged by our Lending Partner. Our Lending
   Partner takes the decision on whether to loan you any amounts or not,
   and the terms of such loan.

3. Once these parameters have
   been provided and you decide to move forward with availing a loan from
   our Lending Partner, you will be required to undertake a
   Know-your-Customer (KYC) process with us. The KYC process must satisfy
   our Lending Partner. Additionally, if you are availing a home loan from
   our Lending Partner, you will be required to provide certain property
   documents, in the form and manner acceptable by our Lending Partner. Our
   Lending Partner may further ask for any documents and information it
   would require for its internal processes, in order to sanction your
   loan.

4. If you are availing a personal
   loan, once you accept the proposed loan terms and clear the KYC process
   to the satisfaction of our Lending Partner, we will direct you to a
   User Loan Agreement to be executed between you and our Lending Partner.

5. If you are availing a home
   loan, you consent to the verification of (a) you and your co-applicant’s
   data by us and the Lending Partner; and (b) any other data relevant to
   the processing of the loan application. Thereafter, once you accept the
   proposed loan terms, clear the KYC process and provide property
   documents to the satisfaction of our Lending Partner, a User Loan
   Agreement will be executed between you (including your co-applicants, if
   any) and our Lending Partner, through offline methods, as intimated by
   the Lending Partner.

6. You will be required to issue
   appropriate auto-debit instructions for your bank account to repay the
   loan amount, prior to disbursal. These cannot be changed or cancelled
   during the term of the loan. The App will display the details of the
   EMI, including the due date and amount payable, as well as whether your
   payment was received or not, from time to time. Our Lending Partner
   shall directly transfer the loan amounts to the bank account of your
   choice, other than vis-à-vis the home loan product, where our Lending
   Partner may directly transfer the loan amounts to the bank account
   specified in the Sanction Letter. Prior to making this transfer,
   however, our Lending Partner may need to verify your bank account.

7. Please note that you are not
   permitted to remove the App from your mobile device until the loan has
   been repaid. In case you are compelled to remove the App from your
   mobile device, please write to us at immediately.
   Any violation of this clause 2(vii) shall be tantamount to fraud and we
   may initiate legal proceedings against you.

So basically another bnpl

Tanmayyy wrote:

So basically another bnpl

right

bohemian wrote:

right

@Mayavi @ankur2.0 please update the deal title and add the word BNPL , debit card is too misleading.

hemant_111 wrote:

So they just take money from ur account to their account and pay credit card bill by montu end.. nice idea

freedom 251 phone yaad aaya 🙃

it seems more like slice or lazypay

Anyone want refferal pm me

Smak wrote:

My Credit score is 897 only. For building 3 points, I don’t see 🙈 a need

Some dimers may not believe, so attaching a proof

😎

Tanmayyy wrote:

So basically another bnpl

Yes BNPL but that claims to provide upto  HOME LOAN kind of CREDIT ON BNPL (atleast their T and c mention so)

The cretirea to  judge this is same as PAYTM /phonepe /gpay/cred  offers UPTO x cb  but here it’s UPTO HOME LOAN  but  Dimers  know what UPTO offer really give 

raj.azharuddin897 wrote:

it seems more like slice or lazypay

But UPTO HOME LOAN  

Theranos wrote:

Yes BNPL but that claims to provide upto  HOME LOAN kind of CREDIT ON BNPL (atleast their T and c mention so)

The cretirea to  judge this is same as PAYTM /phonepe /gpay/cred  offers UPTO x cb  but here it’s UPTO HOME LOAN  but  Dimers  know what UPTO offer really give 

I don’t think they can just report it to credit bureaus as Home Loan , it has to be as Personal/Other/Consumer Loan. Surely there’s some provision against it.
@guest_999

Nothing but a bnpl like postpe
Just fooling with word debit card
They must be linkin bank account for auto debit, playing safe

klnaveen9999629 wrote:

Content has been removed!

Need suspension?