https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8212592
Is there any online bank where one open account without pan card? Any suggestions
Fincare Online bank A/C open, upto 1500 Amazon/Flipkart gv & virtual RuPay Platinum/classic card:
Before start let me tell you one thing.
Fincare offer 2 types of online bank accounts -
1) 101 First – Zero balance account and get Virtual RuPay classic debit card.
2) 101 Priority - Monthly AMB Required: INR 25000 per month, Non maintenance of AMB will be charged at INR 300 pro-rata of shortfall and get Virtual RuPay Platinum debit card.
Some dimers/users already open 101 Priority account for Virtual RuPay Platinum debit card and no charges debit yet for Non maintenance of AMB from last 9 to 10 months. Personally i am not recommended anyone to do this but i know some dimers/users are daredevil, who likes to do dangerous things or in hindi they are “Khatron Ke Khiladi” and consider himself Singham or Rajnikant, female daredevil consider herself what should I say, Jhansi ki Rani ? So, try at your own risk, i am not responsible if Fincare 101 Priority account will debit any Non maintenance charges from your account.
Now back to the official offer post -
1) 101 First – Zero balance account and get Virtual RuPay classic debit card -
Apply - https://101.fincarebank.com/101/
7% Interest on Savings & 6.75% Interest on FD
Offer -
Fund transfer via NEFT, IMPS, RTGs (Min ₹ 2,000) - Get voucher of ₹ 100
First online debit card transaction (Min ₹ 1,000) – Get cash of ₹ 100
Book RD (Min ₹ 5,000) - Get voucher of ₹ 100
Book FD (Min ₹ 25,000) - Get voucher of ₹ 100
First UPI payment (Min ₹ 1,000) - Get voucher of ₹ 50
Complete Full KYC - Get voucher of ₹ 50
The maximum total Amazon or Flipkart gift voucher amount can be upto ₹ 500 for 101 First account.
# The minimum FD & RD tenure for being eligible for the voucher is 1 year The above-mentioned vouchers are applicable for 101 First Account (No Minimum Balance). The steps need to be completed within 60 days of account opening for being eligible for the voucher.
Free Virtual RuPay Classic Debit card will be provided once the Account is Opened successfully.
| Account Closure Charges | Free if closed after 1 year (Charges applicable of INR100 only if closed within a year) |
2) 101 Priority - Monthly AMB Required: INR 25000 per month and get Virtual RuPay Platinum debit card -
Apply – https://101.fincarebank.com/101/
7% Interest on Savings & 6.75% Interest on FD
Non maintenance of AMB will be charged at INR 300 pro-rata of shortfall
Offer -
Fund transfer via NEFT, IMPS, RTGs (Min ₹ 2,000) - Get voucher of ₹ 150
Any transaction on WhatsApp Banking - Get voucher of ₹ 100
First online debit card transaction (Min ₹ 1,000) - Get cash of ₹ 250
Book RD (Min ₹ 5,000) - Get voucher of ₹ 200
Book FD (Min ₹ 25,000) - Get voucher of ₹ 250
First UPI payment (Min ₹ 1,000) - Get voucher of ₹ 150
Complete Full KYC - Get voucher of ₹ 100
Spend Online ₹ 20,000 or more with debit card - Get voucher of ₹ 300
The maximum total Amazon or Flipkart gift voucher amount can be upto ₹1,500 for 101 Priority account.
#The minimum FD & RD tenure for being eligible for the voucher is 1 year The above-mentioned vouchers are applicable for 101 Priority customers only (Min balance ₹ 25,000). The steps need to be completed within 60 days of account opening for being eligible for the voucher
Free Virtual RuPay Platinum Debit card will be provided once the Account is Opened successfully.
| Account Closure Charges | Free if closed after 1 year (Charges applicable of INR100 only if closed within a year) |
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Deal Wiki
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Last updated by: abhishek012
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8212755
sunilrathod16149 wrote:Is there any online bank where one open account without pan card? Any suggestions
Even offline you can’t open
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8212756
They are using IDFC strategy
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8212768
ANY REFERRAL CODE
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8212856
Open after March in case rupay Amazon offer will get extended
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8215361
mainimanish wrote:ANY REFERRAL CODE
I think No.
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8216971
@abhishek012 Will Amazon Rupay offer works for this virtual rupay platinum card?
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8217091
undertaker007 wrote:@abhishek012 Will Amazon Rupay offer works for this virtual rupay platinum card?
Yes, All RuPay Platinum debit card work except Paytm bank.
Already used Fincare Virtual RuPay platinum debit card every month.
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8217144
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abhishek012 wrote:Yes, All RuPay Platinum debit card work except Paytm bank.
Already used Fincare Virtual RuPay platinum debit card every month.
Super bro. How long will it take to complete account creation and get virtual debit card?
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8217153
Vu bro and finally able to give Karma 
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8217241
Whether vouchers are instant or it will take time
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8217243
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undertaker007 wrote:Super bro. How long will it take to complete account creation and get virtual debit card?
Online account bro, within a few mins to complete full process.
Also read here, old users review - https://www.desidime.com/discussions/free-virtu...
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8217246
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8217248
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abhishek012 wrote:Online account bro, within a few mins to complete full process.
Also read here, old users review - https://www.desidime.com/discussions/free-virtu...
what is virtual card fees in case it’s lost and we need replacement
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8217259
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8217262
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abhishek012 wrote:Virtual card lost ? 😒
open account and take a screenshot of your virtual card.
Whether vouchers are instant or it will take time to receive
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8217267
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8217275
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abhishek012 wrote:Virtual card lost ? 😒
open account and take a screenshot of your virtual card.
You are doing a good job hiding your frustration 
Keep it up
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8217286
kuchh hame bhi bata do under ki baat 
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8217307
kuchh hame bhi bata do under ki baat 
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8218458
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beawre1 wrote:Whether vouchers are instant or it will take time to receive
Looks like u will receive within 72 hours 
https://fincarebank.com/images/mailer/101-cashb...
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8220866
Fincare bank hai ya neo bank? Neo hai to kiske sath tieup hai 3🤔
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8220870
Sidhi.Baat.No.Bakwas wrote:Fincare bank hai ya neo bank? Neo hai to kiske sath tieup hai 3🤔
Its a bank in itself, not neo
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8220872
0 balance ka koi fayda nahi.. 25000 wala karunga nahi.. branch hi nahi aaspas.. risk nahi lena
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8226749
It has been 4 days but still voucher not received anyone received within 72 hrs of transaction
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8226836
I want to share my experience that i opened accounts for me and my mom. Our debit cards didn’t worked for 9 months. My all repeated follow ups gone in vain. Inspite of that I didn’t closed those accounts because of attractive rate of interest. Thereafter, somehow, the branch manager himself contacted me for account variant upgradation, then I took left and corner of him, then only they replaced those dumb cards. It may be the problem with that batch of debit cards, I didn’t know exactly why those initial cards were dumb.
https://www.desidime.com/deals/fincare-online-a-c-upto-1500-amazon-flipkart-gv-virtual-rupay-platinum-classic-card?page=1#post_8226888
Sidhi.Baat.No.Bakwas wrote:0 balance ka koi fayda nahi.. 25000 wala karunga nahi.. branch hi nahi aaspas.. risk nahi lena
from past 1 year they are not deducting any charges keeping every month 0 Rs Bal and Adding 400 on Friday and 100 rs more from past 1 month no any deductions
They also Provide option to close account Through Email so will close after March if offer not extended
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