How AU Bank LIT card user can get this card?

- Lifetime Free Credit Card
- 4 Reward Points on every ₹100 offline spends.
- 2 Complimentary Domestic Airport lounge access every quarter
- Up to 30% off on your dining spends
- Groups
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Finance
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Credit Card
TrueAdvisor wrote:How AU Bank LIT card user can get this card?
Open a account in AU Bank
The AU Bank Xcite Ultra Credit Card is the most premium card out of the three cards issued on the SwipeUp platform. It comes with a decent reward rate across different categories and a lot of additional privileges as given below in detail:
The Xcite Ultra Card offers you milestone benefits based on your monthly as well as yearly spends as given below:
- Get 500 bonus Reward Points on spending Rs. 5,000 or more within the first 5 days of a month.
- Get 5,000 bonus Reward Points on sending Rs. 2.5 lakhs or more in the previous anniversary year.
You get 2 complimentary domestic airport lounge access every quarter, i.e. a total of 8 free visits every year.
More details here : https://www.desidime.com/discussions/au-bank-la...
Needed rupay
movies specific offer ?
bobby_123 wrote:AU Bank Xcite Ultra Credit Card Features and BenefitsThe AU Bank Xcite Ultra Credit Card is the most premium card out of the three cards issued on the SwipeUp platform. It comes with a decent reward rate across different categories and a lot of additional privileges as given below in detail:
Milestone BenefitsThe Xcite Ultra Card offers you milestone benefits based on your monthly as well as yearly spends as given below:
- Get 500 bonus Reward Points on spending Rs. 5,000 or more within the first 5 days of a month.
- Get 5,000 bonus Reward Points on sending Rs. 2.5 lakhs or more in the previous anniversary year.
Airport Lounge AccessYou get 2 complimentary domestic airport lounge access every quarter, i.e. a total of 8 free visits every year.
More details here : https://www.desidime.com/discussions/au-bank-la...
I heard Zenith card is the premium one!
amey_dev143 wrote:Already have an account. Will I get this card if I apply ?
No you wont...i already have lit card and account with them...they rejected my application with a cibil hit(CL 8L)
AU LIT CARD SE ACCHA KOI CARD NAHI HAI
azizshaikh wrote:AU LIT CARD SE ACCHA KOI CARD NAHI HAI
Aisa kya baat hai us card me jo baki card me nahi hai
I initiated application process 2 weeks ago but I dropped it in middle because it's suggesting the CCs that ain't interested in. Though it hit my cibil, need to check how hard it is going to be, in my next month report.
what is the reward point worth?
amey_dev143 wrote:Already have an account. Will I get this card if I apply ?
Au card is location specific
amey_dev143 wrote:Check in AU0101 APPAlready have an account. Will I get this card if I apply ?
amey_dev143 wrote:In AU app do you see any credit card being offered in the credit card section?Already have an account. Will I get this card if I apply ?
If so, they force you to have that card even though you might be eligible to get a different card.
getting - "you are not part of swipeup program "
I recently had the experience of using swipe up and getting a zenith cc ltf. I was not holding any cc or accounts with Au earlier.
The steps I took roughly are as follows:
1. Login in to swipe up portal with your existing cc and aadhar phone / email id, it'll be easier for approval if you provide your existing phone number with other bank.
2. Provided my Regalia card first few letter details.
3. It validated and provided Zenith as LTF which I applied for.
4. I also validated that the card is indeed LTF with Customer Care before after approval and before receiving the card.
Not available in my location
Please anyone guide me how to open au account. I reside in Andhra pradesh.

After that no reply from Au Bank. Also they have not rejected my application.. it only shows that it's under review..
How much it takes to approve card??
What's the next step now??
Au reward points recently got devalued from 0.25 to 0.20 per reward point and also 99rs + gst on redemption.
Chin42 wrote:Au reward points recently got devalued from 0.25 to 0.20 per reward point and also 99rs + gst on redemption.
I guess that devaluation was for zenith card
Chin42 wrote:₹0.25 for me. I have xcite ultra cardAu reward points recently got devalued from 0.25 to 0.20 per reward point and also 99rs + gst on redemption.

PirateOfDeals wrote:
₹0.25 for me. I have xcite ultra card
Applicable for all not just Zenith,
It's from July.
Still better for me. I'll get 400+500 reward points on spending ₹5000 between 1-5 of each month. 900 worth = ₹180. 3.6% reward rate.

The AU Bank Xcite Ultra Credit Card is the most premium card out of the three cards issued on the SwipeUp platform. It comes with a decent reward rate across different categories and a lot of additional privileges as given below in detail:
The Xcite Ultra Card offers you milestone benefits based on your monthly as well as yearly spends as given below:
You get 2 complimentary domestic airport lounge access every quarter, i.e. a total of 8 free visits every year.
More details here : https://www.desidime.com/discussions/au-bank-la...
AU LIT CARD SE ACCHA KOI CARD NAHI HAI
Cibil enquiry was referred as Cibil hit here. One cibil enquiry will cost u 3 or 4 points decrease from ur cibil. But it will recover in 1 or 2 months back to the current score.
Currently holding 22 primary credit cards. Got 20 cards in last 18 months. Cibil is hovering around 790 in those period.
Present Cibil is 788.
@satraghav