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Featured Lifetime Free AU Bank Xcite Ultra Credit Card

Lifetime Free AU Bank Xcite Ultra Credit Card

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https://cconboarding.aubank.in/auccself/#/landi...
  • Lifetime Free Credit Card
  • 4 Reward Points on every ₹100 offline spends.
  • 2 Complimentary Domestic Airport lounge access every quarter
  • Up to 30% off on your dining spends
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AU Bank Xcite Ultra Credit Card Features and Benefits

The AU Bank Xcite Ultra Credit Card is the most premium card out of the three cards issued on the SwipeUp platform. It comes with a decent reward rate across different categories and a lot of additional privileges as given below in detail:

Milestone Benefits

The Xcite Ultra Card offers you milestone benefits based on your monthly as well as yearly spends as given below:

  • Get 500 bonus Reward Points on spending Rs. 5,000 or more within the first 5 days of a month.
  • Get 5,000 bonus Reward Points on sending Rs. 2.5 lakhs or more in the previous anniversary year.
Airport Lounge Access

You get 2 complimentary domestic airport lounge access every quarter, i.e. a total of 8 free visits every year.

More details here : https://www.desidime.com/discussions/au-bank-la...

Inferno Inferno
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dimer.anurag wrote:

What does "Cibil hits" meant by some members here ? curious to know before applying this CC, I already have 3 credit cards in my name, Should i apply or not if 4th credit card can reduce my cibil score?

I am trying to freshly apply and it shows only LTF card is white colored LIT credit card

Cibil enquiry was referred as Cibil hit here. One cibil enquiry will cost u 3 or 4 points decrease from ur cibil. But it will recover in 1 or 2 months back to the current score.

Currently holding 22 primary credit cards. Got 20 cards in last 18 months. Cibil is hovering around 790 in those period.

Present Cibil is 788.

@satraghav

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Deal Cadet Deal Cadet
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TrueAdvisor wrote:

How AU Bank LIT card user can get this card?

Open a account in AU Bank

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AU Bank Xcite Ultra Credit Card Features and Benefits

The AU Bank Xcite Ultra Credit Card is the most premium card out of the three cards issued on the SwipeUp platform. It comes with a decent reward rate across different categories and a lot of additional privileges as given below in detail:

Milestone Benefits

The Xcite Ultra Card offers you milestone benefits based on your monthly as well as yearly spends as given below:

  • Get 500 bonus Reward Points on spending Rs. 5,000 or more within the first 5 days of a month.
  • Get 5,000 bonus Reward Points on sending Rs. 2.5 lakhs or more in the previous anniversary year.
Airport Lounge Access

You get 2 complimentary domestic airport lounge access every quarter, i.e. a total of 8 free visits every year.

More details here : https://www.desidime.com/discussions/au-bank-la...

Deal Cadet Deal Cadet
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bobby_123 wrote:
AU Bank Xcite Ultra Credit Card Features and Benefits

The AU Bank Xcite Ultra Credit Card is the most premium card out of the three cards issued on the SwipeUp platform. It comes with a decent reward rate across different categories and a lot of additional privileges as given below in detail:

Milestone Benefits

The Xcite Ultra Card offers you milestone benefits based on your monthly as well as yearly spends as given below:

  • Get 500 bonus Reward Points on spending Rs. 5,000 or more within the first 5 days of a month.
  • Get 5,000 bonus Reward Points on sending Rs. 2.5 lakhs or more in the previous anniversary year.
Airport Lounge Access

You get 2 complimentary domestic airport lounge access every quarter, i.e. a total of 8 free visits every year.

More details here : https://www.desidime.com/discussions/au-bank-la...

I heard Zenith card is the premium one!

Post Emperor Post Emperor
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amey_dev143 wrote:

Already have an account. Will I get this card if I apply ?

No you wont...i already have lit card and account with them...they rejected my application with a cibil hit(CL 8L)

Hunk Hunk
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azizshaikh wrote:

AU LIT CARD SE ACCHA KOI CARD NAHI HAI

Aisa kya baat hai us card me jo baki card me nahi hai

Deal Cadet Deal Cadet
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I initiated application process 2 weeks ago but I dropped it in middle because it's suggesting the CCs that ain't interested in. Though it hit my cibil, need to check how hard it is going to be, in my next month report.

Deal Newbie Deal Newbie
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I have applied twice using swipe up portal. First i have used my Amex Mrcc and next time Axis magnus.. both the times, i got error ‘the card you have provided doesn’t match our records’ please select from other available cards and shows me paid card variants.. I escalated the matter to NO, but they just delete my lead and not help me for getting the LTF card. And cibil hits 😣 Am I doing something wrong here? Why I am not getting the LTF variant options in SwipeUp portal
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coolkish7 wrote:

No you wont...i already have lit card and account with them...they rejected my application with a cibil hit(CL 8L)

AU allows only one credit card per user.

You can cancel your Lit card and then apply for another card.

@TrueAdvisor

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amey_dev143 wrote:

Already have an account. Will I get this card if I apply ?

In AU app do you see any credit card being offered in the credit card section?
If so, they force you to have that card even though you might be eligible to get a different card.
Deal Newbie Deal Newbie
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I recently had the experience of using swipe up and getting a zenith cc ltf. I was not holding any cc or accounts with Au earlier.

The steps I took roughly are as follows:

1. Login in to swipe up portal with your existing cc and aadhar phone / email id, it'll be easier for approval if you provide your existing phone number with other bank.

2. Provided my Regalia card first few letter details.

3. It validated and provided Zenith as LTF which I applied for.

4. I also validated that the card is indeed LTF with Customer Care before after approval and  before receiving the card.

Spearhead Spearhead
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Please anyone guide me how to open au account. I reside in Andhra pradesh.

Deal Cadet Deal Cadet
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Screenshot20230614-142613I have applied for lit credit card on 19 May . Physical verification was done on 20 May.
After that no reply from Au Bank. Also they have not rejected my application.. it only shows that it's under review..

How much it takes to approve card??
What's the next step now??
Post Emperor Post Emperor
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Au reward points recently got devalued from 0.25 to 0.20 per reward point and also 99rs + gst on redemption.

Cool Cool
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Chin42 wrote:

Au reward points recently got devalued from 0.25 to 0.20 per reward point and also 99rs + gst on redemption.

I guess that devaluation was for zenith card

Cool Cool
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Chin42 wrote:

Au reward points recently got devalued from 0.25 to 0.20 per reward point and also 99rs + gst on redemption.

₹0.25 for me. I have xcite ultra cardScreenshot2023-06-14-17-00-13-606com.android.chrome
Cool Cool
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Still better for me. I'll get 400+500 reward points on spending ₹5000 between 1-5 of each month. 900 worth = ₹180. 3.6% reward rate.

replyuser
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