get 2X reward point for grocery, departmental store and pharma spend on HDFC credit cards (min INR 2K)

https://offers.smartbuy.hdfcbank.com/offer_deta...
Eligibility conditions:
1. Offer is applicable to Credit Card customers (Applicable on Retail & Business Cards only, Corporate and Commercial cards are Excluded)
2. Offer period: from 15th Jun’21 to 30th Sep ’21
3. Get 2X reward points on Grocery, Department Store and Medical(Pharma) spends.
4. Minimum individual transaction amount of INR 2000 and above is required on Grocery, Department Store or Medical (Pharma) segments to get 2X Reward Points, subject to maximum of 1000 Reward Points per calendar month
5. This offer is not valid on cash withdrawal and loan products like EasyEMI spends, Dial-An-EMI, Cash-on-Call, Balance Transfer, Balance Transfer on EMI, Personal Loan on Credit Card, etc.
6. Additional Reward Points will be credited for all the eligible customers within 90 days post the end of every calendar month of the offer period.
7. Any Cancellations, refunds and Smart EMI conversions will not be considered as spends for this offer.
8. This offer Valid for Indian Citizens and residents only.
9.Corporate Cards, Commercial Cards, Dealer Cards, Distributor Cards, Value Plus Cards are excluded from the promotion.
10. Additional Rewards points will not be posted on cards which don’t have rewards points feature like Jet privilege, Valueplus Bharat, Millennia, IOCL etc.
11. HDFC Bank Cardholders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on a ‘best effort’ basis.
12. This offer is non-convertible to either cash or alternate products, not extendable and non-negotiable.
13. Classification of a retail transaction (Point of sale/Online) under a merchant category (For Instance Grocery) will be defined by Visa/MasterCard or any other franchisee as applicable and the same will be used for the bonus reward points posting.
14. In case the Cardholder cancels any transaction/s due to which he/she has qualified for the offer, then the Cardholder is not eligible for the offer. For partial refunds in case customer’s remaining balance does not qualify for the required benchmark amount then customer will no longer be eligible for the offer. 
15. If the Cardholder ceases to be the Cardholder/s at any time during the Program period, all the benefits under the Program shall lapse and shall not be available to the Cardholder/s.
16. HDFC Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the Cardholder/s under the Program.
17. HDFC Bank shall not be liable in any manner whatsoever if customer’s transaction fails due to technical issue. 
18. HDFC Bank reserves the right to disqualify/ exclude any merchant establishment and/or Cardholder/s from the Program if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Program or otherwise by use of the Card.
19. All queries with regards to the Offer will be valid/open for escalation only up to 60 days from the offer fulfilment date – post which the Bank will not entertain any queries.
20. This Offer shall be subject to all applicable laws, rules and regulations which are in existence and which may be promulgated anytime by any statutory authority.
21. HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
22. Above offers is by way of a special offer for select HDFC Bank Credit Card and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Card Members Agreement.
23. All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Chennai for Credit Card, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
24. ATM withdrawal and EMI transactions will not be considered for the offer.
25. HDFC Bank Credit Card transactions done on merchants dealing in Gaming, Betting, Gambling and Liquor/Alcohol will not be eligible for this offer even if the merchant category is part of the inclusion categories considered under this offer.
26. Transactions done only on these MCCs would be covered for Medical (Pharma) category :5122,5912,5975,5976,8043,8071,742,5047,8011,8021,8031,8042,8049,8099. 
27. Transactions done to pay hospital bills, Ambulance etc. would not be part of Medical (pharma) category.