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https://www.hsbc.co.in/credit-cards/products/vi...
No joining fee. No annual fee. It’s lifetime FREE
5X rewards on spends over 4,00,000 in a year, for up to maximum Rs. 15,000 total reward points
- BookMyShow voucher worth 500 on spends of 50,000 or more in a calendar month
- Up to 15% discount at 1,000+ restaurants across major cities
Fee Details
- 1st Year – 0
- 2nd Year Onwards – 0
- APR – 39.6% per annum
Introductory benefits of up to INR2,500.
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you you don’t use the card for six months or so, they change it to paid card.
It can apply over card to card?
Coz i don’t have income proof so i only apply credit cards against credit card
What is apr?
Annual Percentage Rate or simply the interest rate (annual)
available for selected cities only
Current city of residence should be: Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, or Pune
If I take credit card and dont use for 2-3 month, what would happen ?
your due will be 0 for those months
+1 can someone confirm this please?
The introductory offers are valid on HSBC Visa Platinum Credit Cards from 01 July 2020 to 31 December 2020.???
Good catch. Has anyone tried to confirm with customer care regarding this if applying for the card now will still be eligible for the introductory offers?
Not the case for me
Have been using for 3yrs now .. still LTF for me. I use it very sparingly too
i am also using it since last 2.5 years , no extra charges or yearly charges as of now
Worth it?
Many of the dimers are saying they will charge their customers after few months
May be if you don’t use at all even after 3-4 months. Not sure the exact time though. But it’s a decent LTF card and comes up with decent spend based campaigns which are complied always with mostly no follow-ups in getting the promised vouchers
I am the holder of this card since 4 years. Very good customer support, they are always willing to help you, it’s a toll free number too. They reversed my late payment fees very promptly on my request three times. Another good point is if you redeem your reward points towards charity, they will put equal amount as their part of contribution, it’s very heart touching to me. I never come across this good gesture from any of the other credit card service providers so far in my life.
It’s a life time free card too, so nothing we loose by taking this card.
waste card. No use. better go for hdfc ltf ones
I have this card from 2012. It was a lifetime free card at that time and they have never charged any fees in last 8 years. I use it rarely only when offers are there like occasional offers on Bigbasket Amazon or flipkart.
Also rewards on achieving milestone spends few times. I also got free supplementary card which had 1000 cashback on 10000 expenditure in 3 months. This was last year.
So, go for it. Even if it is made chargeable in future they always inform before implementation and you can then cancel it.
Rejected twice for not being salaried category i guess…their first preference is towards salaried people and not self employed
Any referral benefit?
I stay in Bangalore but my address in Adhar card is of my hometown i.e. Bihar address. Am I eligible to apply?
If salaried, then definately yes. Mine was also the same case
Is there any additional offer by apply through any website? Like cashback etc?
Support confirmed introductory offer ended by December 31st.
Then we should wait for new offer..
Hsbc is pausing bms offer
Since entertainment services remain restricted due to health and safety reasons, we are pausing the BookMyShow voucher benefit effective 1 February 2021. You will continue to qualify for BookMyShow vouchers worth INR500 on monthly spends of INR50000 till 31 January 2021
Should I go for this card?
I want to buy something from Flipkart, can anyone help me with HSBC credit card?
Pm
HSBC allows only one.
My HSBC experience
Initially they offer free, later they put charges during renewal. If you misss this may impact your CIBIL. I have gone through the pain and decided never to use these cheaters