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Hot Deal
Get lifetime FREE HSBC Visa Platinum Card

Get lifetime FREE HSBC Visa Platinum Card

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Budding Star
bobby_123

https://www.hsbc.co.in/credit-cards/products/vi...

No joining fee. No annual fee. It’s lifetime FREE
5X rewards on spends over 4,00,000 in a year, for up to maximum Rs. 15,000 total reward points

  • BookMyShow voucher worth 500 on spends of 50,000 or more in a calendar month
  • Up to 15% discount at 1,000+ restaurants across major cities

Fee Details

  • 1st Year – 0
  • 2nd Year Onwards – 0
  • APR – 39.6% per annum

Introductory benefits of up to INR2,500.

Expired
41 Comments  |  
33 Dimers
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Deal Newbie Deal Newbie
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My HSBC experience

Initially they offer free, later they put charges during renewal. If you misss this may impact your CIBIL. I have gone through the pain and decided never to use these cheaters

Deal Cadet Deal Cadet
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you you don’t use the card for six months or so, they change it to paid card.

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Deal Cadet Deal Cadet
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It can apply over card to card?
Coz i don’t have income proof so i only apply credit cards against credit card

Deal Cadet Deal Cadet
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What is apr?

Generous Generous
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Annual Percentage Rate or simply the interest rate (annual)

Deal Newbie Deal Newbie
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available for selected cities only

Deal Subedar Deal Subedar
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Current city of residence should be: Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, or Pune

Deal Subedar Deal Subedar
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If I take credit card and dont use for 2-3 month, what would happen ?

Cool Cool
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your due will be 0 for those months

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Deal Cadet Deal Cadet
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+1 can someone confirm this please?

Deal Newbie Deal Newbie
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The introductory offers are valid on HSBC Visa Platinum Credit Cards from 01 July 2020 to 31 December 2020.???

Helpful Helpful
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Good catch. Has anyone tried to confirm with customer care regarding this if applying for the card now will still be eligible for the introductory offers?

Pro Deal Legend Pro Deal Legend
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Not the case for me

Pro Deal Legend Pro Deal Legend
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Have been using for 3yrs now .. still LTF for me. I use it very sparingly too

Deal Cadet Deal Cadet
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i am also using it since last 2.5 years , no extra charges or yearly charges as of now

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Benevolent Benevolent
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Worth it?
Many of the dimers are saying they will charge their customers after few months hushed

Deal Cadet Deal Cadet
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May be if you don’t use at all even after 3-4 months. Not sure the exact time though. But it’s a decent LTF card and comes up with decent spend based campaigns which are complied always with mostly no follow-ups in getting the promised vouchers

Helpful Helpful
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I am the holder of this card since 4 years. Very good customer support, they are always willing to help you, it’s a toll free number too. They reversed my late payment fees very promptly on my request three times. Another good point is if you redeem your reward points towards charity, they will put equal amount as their part of contribution, it’s very heart touching to me. I never come across this good gesture from any of the other credit card service providers so far in my life.
It’s a life time free card too, so nothing we loose by taking this card.

Finance Ninja Finance Ninja
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how many HSBC cards can we hold?
@askrahul

Deal Newbie Deal Newbie
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waste card. No use. better go for hdfc ltf ones

Deal Newbie Deal Newbie
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I have this card from 2012. It was a lifetime free card at that time and they have never charged any fees in last 8 years. I use it rarely only when offers are there like occasional offers on Bigbasket Amazon or flipkart.

Also rewards on achieving milestone spends few times. I also got free supplementary card which had 1000 cashback on 10000 expenditure in 3 months. This was last year.

So, go for it. Even if it is made chargeable in future they always inform before implementation and you can then cancel it.

Deal Cadet Deal Cadet
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Rejected twice for not being salaried category i guess…their first preference is towards salaried people and not self employed

Deal Subedar Deal Subedar
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Any referral benefit?

Deal Lieutenant Deal Lieutenant
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I stay in Bangalore but my address in Adhar card is of my hometown i.e. Bihar address. Am I eligible to apply?

Talk-Of-The-Town Talk-Of-The-Town
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If salaried, then definately yes. Mine was also the same case

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Deal Cadet Deal Cadet
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Is there any additional offer by apply through any website? Like cashback etc?

Deal Subedar Deal Subedar
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Support confirmed introductory offer ended by December 31st.

Deal Cadet Deal Cadet
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Then we should wait for new offer..

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Deal Cadet Deal Cadet
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Hsbc is pausing bms offer

Since entertainment services remain restricted due to health and safety reasons, we are pausing the BookMyShow voucher benefit effective 1 February 2021. You will continue to qualify for BookMyShow vouchers worth INR500 on monthly spends of INR50000 till 31 January 2021

Deal Lieutenant Deal Lieutenant
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Should I go for this card?

Deal Cadet Deal Cadet
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I want to buy something from Flipkart, can anyone help me with HSBC credit card?

Helpful Helpful
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Pm

Deal Newbie Deal Newbie
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HSBC allows only one.

replyuser
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