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login to HDFC net banking and check out: Cards > Request > Credit card Upgrade/Limit Enhancement to see if you’re eligible for credit limit enhancement or upgrade or both.
Please use below link to compare card benefits.
https://www.hdfcbank.com/personal/pay/cards/credit-cards
Please update in comments if possible which card you got after upgrade.
- Groups
- Credit Card
Spoke to customer care they said it is lifetime free
For me it’s clearly written on upgrade page.. only 1st year free.
Regalia or Diners black?
@Andhra_Abbayi FYI
If it is infinia card as dimer you should be able to extract much more by 10x offers…
I am eligible for an upgrade …. upgrade requested
Only first year free
Anyhow had been chasing them to convert ky regalia to millenia, they only reversed the annual fee but i wanted change of card so that i dont need to request them for reversal of annual fee.
Thanks hopefully it’s ltf, applied for upgrade.
I have a diners black card.. Was not able to spend 5L last year (spent 3.5L)
They charged 10k card fee, will they be willing to waive off the annual charges considering the pandemic situation
I don’t think so, I downgraded my sbi elite card for same reason and got the refund
for me showing diner club privilege intl card for upgrading my club miles, it is showing annual fee as 0. That means it is ltf card or only 1 year?
Same question, will keep the screenshot
Received this reply
“Hi Dibyojyoti, offer is valid on applying for the card only via NetBanking without the support from any other HDFC Bank channel. To avail the offer, shop with your card 3 times within 30 days of card being issued to you. You will receive the gift within 60 days of completing the 3 transactions. Lifetime Free is not applicable on Cobranded Cards (Jet/ Times/ Snapdeal), Diners Card (Diners Black and Diners ClubMiles) and Infinia Card. . -Preethi”
You will receive the gift within 60 days of completing the 3 transactions.
What is that mean?
HDFC Bank is not taking new applications for credit card as of now according to latest regulation by RBI.
this thread is for upgrading the existing cards
This is the Note section on the Upgrade page:
Note:
The Reward Points you have accrued in your existing credit card will be transferred to your new credit card account as per the Reward point grid applicable on the new card thereby the value of the Reward point remains the same. However, you will be glad to learn that your reward point accumulation will be much faster and will get better value as compared to your existing credit card.
* Upgrade to Infinia Credit card : No annual membership fee would be charged on the first year. From second year onwards Annual Membership fee of Rs. 10,000 +ST would be applicable. For Spends of Rs.8,00,000 and above in a year, subsequent year’s annual membership fee will be waived off.*
Upgrade to Regalia Credit card : No annual membership fee would be charged on the first year. From second year onwards Annual Membership fee of Rs. 2,500 +ST would be applicable. For Spends of Rs.3,00,000 and above in a year, subsequent year’s annual membership fee will be waived off.
Upgrade to Jet World Credit card : No annual membership fee would be charged on the first year. From second year onwards Annual Membership fee of Rs. 2,500 +ST would be applicable. For Spends of Rs.3,00,000 and above in a year, subsequent year’s annual membership fee will be waived off.
Upgrade to Jet Platinum Credit card : No annual membership fee would be charged on the first year. From second year onwards Annual Membership fee of Rs. 1,000 +ST would be applicable. For Spends of Rs.2,50,000 and above in a year, subsequent year’s annual membership fee will be waived off.
Note:
The Reward Points you have accrued in your existing credit card will be transferred to your new credit card account as per the Reward point grid applicable on the new card thereby the value of the Reward point remains the same. However, you will be glad to learn that your reward point accumulation will be much faster and will get better value as compared to your existing credit card.
Upgrade to Infinia Credit card : No annual membership fee would be charged on the first year. From second year onwards Annual Membership fee of Rs. 10,000 +ST would be applicable. For Spends of Rs.8,00,000 and above in a year, subsequent year’s annual membership fee will be waived off.
Upgrade to Regalia Credit card : No annual membership fee would be charged on the first year. From second year onwards Annual Membership fee of Rs. 2,500 +ST would be applicable. For Spends of Rs.3,00,000 and above in a year, subsequent year’s annual membership fee will be waived off.
Upgrade to Jet World Credit card : No annual membership fee would be charged on the first year. From second year onwards Annual Membership fee of Rs. 2,500 +ST would be applicable. For Spends of Rs.3,00,000 and above in a year, subsequent year’s annual membership fee will be waived off.
Upgrade to Jet Platinum Credit card : No annual membership fee would be charged on the first year. From second year onwards Annual Membership fee of Rs. 1,000 +ST would be applicable. For Spends of Rs.2,50,000 and above in a year, subsequent year’s annual membership fee will be waived off.
U can check with RM or CC
They are now giving even regalia cards lifetime free.. I got one recently. They called me and asked to raise a request.
I am getting “new diners black card intl”
Should i go for it?
If your end goal is infinia you should wait…
If you want Premium card with good benefits please go for it..
Spoke with my RM, upgrade is indeed LTF. please disregard the footnote.
Cool…
Anyway if the card is infinia we can extract much more value even if it not free.
Hopefully they don’t devalue the card..
Im getting upgrade from regalia to millinia is it gud ?
That’s a downgrade, I believe
If you have more than one bank then no need to upgrade.. because you may spend your money depends on offer given other bank card..hence you may not use all benefits from premium cards
Not eligible🙄
I got this :
“We apologize, but this facility is temporarily unavailable. Please try again later”
Wife works at HDFC. I just talked to her and she says this offer is legit and valid only till today. This upgrade also offers Lifestyle 500rs voucher as well. From tomorrow it would be 1year free only it seems.
i have no use but for those who looking for more info only. Verify yourself and go ahead
That 500rs lifestyle voucher I also got an SMS for increasing the credit on my current card. By the way, what is the benefit of the latest offer on Amazon or other shopping?
Nothing for me
We apologize, but this facility is temporarily unavailable. Please try again later.
I’m getting an upgrade from regalia first to millennia…is it really an upgrade??
The points accrual and redemption is a bit tricky in Millenia I guess. Some minimum spend criteria was there initially. It favours the bank.Check carefully before opting
Can someone mention the series of range like which is better regalia n millenia n all that?
HDFC is trying hard to revive the losses after RBI slammed ban on their retail and sales of credit cards.
Talked with RM+PhoneBanking, both confirmed it’s LTF for LTF customers, if it’s written as Annual membership fee is 0 then it will be LTF otherwise it would have been written as first year free.
Upgraded 2 of my cards to infinia intl and diners milennia. Did not have much rewards .. so reward devaluation won’t effect me much.
Thanks DD
It seems the free upgrades are only for those who have a good relationship with the bank in terms of savings accounts and other products.
I only have a credit card account with HDFC and no other relationship and I havent got any offer to upgrade on my Diners Black.
Issuance of credit card of HDFC commenced?
IT back-up fix could take up to 3 months: HDFC Bank
Read more at:
http://timesofindia.indiatimes.com/articleshow/...
The NOTE section below is very confusing, what if we are charged 10k fees from next year.
Got an upgrade from Regalia to Diners Black. 0 Annual fee it said. I have a screenshot for future correspondence too. Waiting for my upgraded card to arrive!
Diners Black on normal spends is about 3.3% cashback – is that about right? And 33% on 10x partners which list is disappointing now – only Ola might be useful in future. Airline transfer partners also have reduced but KrisFlyer is still there.
Better ask for infinia sir, diners has devalued already much, and not accepted in many offline stores.
Is there any issuance fee or any other fee like low usage fee by upgrading to Regalia.
Lifetime free confirm? Or only 1st year free?