Unfortunately this deal has expired. Get notified of deals like this in the future.
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Features:
1) Enjoy Spending on Your Bharat Credit Card with 5 % Cash back on IRCTC / Bill Payment / Fuel,
2) Additionally enjoy 5% Cash back on Easy EMI / Payzapp / Smart Buy,
3) Zero Lost Card liability post reporting of the loss of card.
Benefits:
1) Save up to Rs 3000 by using the Bharat Card.
2) Get renewal fee waived on spends of Rs. 20,000 in a year prior to renewal date.
You will get some exclusive features and benefits with your HDFC Bank Bharat RuPay Credit Card:-
Enjoy 5% CashBack on rail bookings through IRCTC website or mobile app.
Enjoy 5% CashBack on Fuel Spends.
Enjoy 5% CashBack on all Bill pay and recharges done using the Bharat card.
Additionally enjoy 5% CashBack for all EasyEMI, PayZapp and SmartBUY transactions using the card.
Please note:-
Maximum CashBack per month for categories 1, 2 and 3 is Rs 150 (combined)
Maximum CashBack per month for category 4 is Rs 150 (combined)
CashBack will be retained as points and can be redeemed as CashBack on customer request.
5% CashBack for eligible transactions will be posted in the next statement
Annual Savings:
Save annually up to Rs 3,000/- by simply using your HDFC Bank Bharat credit card. Click here for detailed illustration on your savings using Bharat card.
Fuel Surcharge waiver:
1% fuel surcharge waived off on fuel transactions.(Minimum transaction of INR 400. Maximum cash back of INR 250 per statement cycle).
Interest free credit:
Avail up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant).
Credit Card Offers: Click here for exclusive offers on your HDFC Bank Credit Card: https://offers.smartbuy.hdfcbank.com/?_ga=2.602...
Eligibility:
You are eligible for the HDFC Bank Bharat RuPay Credit Card based on the following:
1) Salaried Age: Min 21 yrs & Max 60 Yrs, Income: Gross Monthly Income> Rs 12,000
2) Self Employed Age: Min 21 yrs & Max 65 Yrs, Income: ITR > Rs 2 Lakhs per annum
Annual / Renewal fee: Rs500 (Spend Rs20,000 in a year and get a waiver of next year’s annual membership fee).
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I think HDFC’s contract with Visa is over now.
no! I can not use my cc without vcc.
Which is the best card with max offers ?
AMEX
“Additionally enjoy 5% CashBack for all EasyEMI, PayZapp and SmartBUY transactions using the card”
@abhishek012 , Payzapp accepts Rupay Cards?
payzapp not support RuPay card yet.
but may be HDFC RuPay credit card will work.
Do i get 5% cashback on paying utility bill via payzapp.
Suppose i pay a bill of 1000 on payzapp using hdfc bharath credit card and apply ‘billpay’ promo code. Will i get total 100 rupee cash back(50 in payzapp wallet and 50 in credit card)??
Also regarding fuel. If i fill fuel for 1000 rupees using this card how much money will be deducted(including the surcharge and all) and how much cashback do i get.
If someone knows pls help
Is anyone presently using this card?
@Abhishek012
New
Anyone got this yet? Or is as dead as a dodo, only for showcase?
1) Regalia RuPay,
2) Moneyback+ RuPay,
3) Tata Neu Plus RuPay (you can get 2nd HDFC card, Tata Neu on RuPay)
4) Tata Neu Infinity RuPay (you can get 2nd HDFC card, Tata Neu on RuPay)
5) Freedom New RuPay,
6) IndianOIL RuPay,
7) MSME RuPay (if you have current account or any businesses then apply for this credit card).
HDFC bank easily change Visa/mastercard variant to RuPay variant by sending email.
Your card will remain LTF free after conversion, if you hold any LTF card.
If one has visa LTF primary card, then how to get an Indian oil rupay LTF as secondary, anyone has such an experience?
Anyone using this card?
Any idea about cashback percentage for online and offline spends?
Got this reply, they are not changing franchise on mail request.
Step 1: Choose "Forms Center" by follow the below mentioned URL (https://www.hdfcbank.com/personal/form_centers/...)
Step 2: Once inside select Credit Card option and click on "Application for Card Credit Limit Increase / Card Upgrade".
And send physical form along with documents.
Any LIFETIME FREE Rupay Credit Card?
Note - Apply for HDFC bank Tata Neu Infinity RuPay credit card to get 1.5% neucoins for UPI spend.
Other HDFC RuPay credit cards also available like Regalia, Business Regalia, Moneyback+, Business Moneyback, Indianoil, IRCTC etc.
Also what is the normal reward rate of Bharat RuPay? I mean on UPI and other non 5% categories ?
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