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HDFC Bank Unconditional Lifetime Free Credit Card (Zero Joining Fee And Zero Annual Fee)

HDFC Bank Unconditional Lifetime Free Credit Card (Zero Joining Fee And Zero Annual Fee)

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Deal_Freak

HDFC Bank in Association with Shoppers Stop launched a new LIFETIME FREE credit card.

Card Link: https://www.hdfcbank.com/personal/pay/cards/cre...

Card Type

Shoppers Stop Points

Key Features

a. Lifetime FREE card
b.Earn 6 First Citizen Points on Shoppers Stop private label brands, capped at 500 First Citizen Points per month
d.Earn 2 First Citizen Points on all other Shoppers Stop brands & other category spends (except fuel & wallet)
e. Complimentary Shoppers Stop membership

Fuel Surcharge Waiver

1% fuel surcharge waiver of upto ₹250 per statement cycle, across all fuel stations in India

Welcome Benefit

₹500 worth Shoppers Stop voucher, redeemable on minimum shopping of ₹5,000 on Private Label brands

Milestone Benefit

Earn 2000 First Citizen Points on spending ₹2 Lakhs annually

Smart EMI

Shoppers Stop HDFC Bank Credit Card comes with an option to convert your big spends into EMI after purchase. To know more click

Contactless Payment

The Shoppers Stop HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.


*To see if your Card is contactless, look for the contactless network symbol on your Card.

(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons).

Reward Point/CashBack Redemption & Validity

Earn First Citizen Points for every ₹150 spent on all retail transactions.

Accrued points will reflect in Shoppers Stop membership account and can only be redeemed on Shoppers Stop platform/outlets.



Expiring In over 2 years
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Deal Cadet Deal Cadet
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It is an UNCONDITIONAL Lifetime Free credit card from HDFC Bank.

Deal Subedar Deal Subedar
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Never expected unconditional LTF from HDFC. Vu kg+ pending

Community Angel Community Angel
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VU but given that HDFC mostly allows 1 credit card per customer who will opt for this card 😳 😳

Chennai Super Kings Chennai Super Kings
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Useless card tbh

Deal Cadet Deal Cadet
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Tanmayyy wrote:

Useless card tbh

Useless or Useful differs from person to person.

Crowdpuller Crowdpuller
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Deal_Freak wrote:

Useless or Useful differs from person to person.

Useless for every damn sure wink

Chennai Super Kings Chennai Super Kings
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Deal_Freak wrote:

Useless or Useful differs from person to person.

500 citizen points cap per month , 1 point is equivalent to 0.6 rupees. Rs.300 total benefit in a month considering you do shopping at shoppers stop. Who in their right mind would pick this card from HDFC over millenia or regalia?

Deal Cadet Deal Cadet
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RowdyAK47 wrote:

VU but given that HDFC mostly allows 1 credit card per customer who will opt for this card 😳 😳

There are many non HDFC credit card customers to whom this unconditional lifetime free credit card has been targeted by the HDFC Bank to regain lost market share in India. 

Delhi Capitals Delhi Capitals
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LUKA186 wrote:

Agree

Even  though I don’t own any credit card but it seems useless to me also

Delhi Capitals Delhi Capitals
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BTW what unconditional means here

Crowdpuller Crowdpuller
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Kellyjelly wrote:

Even  though I don’t own any credit card but it seems useless to me also

Yes millenia is best

Deal Cadet Deal Cadet
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Kellyjelly wrote:

Even  though I don’t own any credit card but it seems useless to me also

Good. Thank You for your valuable time for commenting here.

Deal Cadet Deal Cadet
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Tanmayyy wrote:

500 citizen points cap per month , 1 point is equivalent to 0.6 rupees. Rs.300 total benefit in a month considering you do shopping at shoppers stop. Who in their right mind would pick this card from HDFC over millenia or regalia?

What about HDFC Bank credit card offers during Amazon/Flipkart sale? Non-HDFC credit card customers who miss those Instant Discount offers on e-commerce websites, this card can be beneficial for them.

Royal Challengers Bangalore Royal Challengers Bangalore
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Deal_Freak wrote:

What about HDFC Bank credit card offers during Amazon/Flipkart sale? Non-HDFC credit card customers who miss those Instant Discount offers on e-commerce websites, this card can be beneficial for them.

Yaa even i have same doubt…may not be using shopper stop but can be used for other HDFC bank offers na? Can anyone confirm?

Delhi Capitals Delhi Capitals
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Deal_Freak wrote:

Good. Thank You for your valuable time for commenting here.

Yeah… Thanks for complimenting my time

Deal Cadet Deal Cadet
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Targeting to get customers after RBI ban lifted blush

Crowdpuller Crowdpuller
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radioactive_matter wrote:

How to upgrade from Milena from 02 months old moneyback?

Here 2 years old card. No upgrade to millenia 🤣

Crowdpuller Crowdpuller
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Kellyjelly wrote:

Yeah… Thanks for complimenting my time

He is like very rude yaar 🤣🤣🤣

Saying our opinion. He is like, we are saying he is useless like that stuck_out_tongue_closed_eyes

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