How to delete card token issued to a merchant
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With Card Tokenization coming into the picture I got a question?
How to delete the card token issued to a particular merchant.
Suppose I given consent to Amazon to acquire Card Token from Visa/Master Card/Rupay for future payments during current Transaction. Now Amazon wouldn’t require the Card Details (not even OTP for payments upto 5000).
Now I want to delete this Token so that Amazon would require Card Detail again and I would have flexibility to choose Card Tokenization.
As per the news
"A customer can choose whether or not to let his or her card tokenised. Besides, the card issuer should also give the cardholder the facility to view the list of merchants for whom he or she has opted for CoF transactions, and to de-register any such token.”
Any one having any idea on this.
News link: https://www.google.com/amp/s/indianexpress.com/...
Thanks in advance
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Abhishek (the expert) only shall have an ans to this
no idea bro, i thought tokenisation will be there for each and every transaction
Disable OTP for less than 5K with bank
Please read the scenario 1st
Very important question
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Tokens strongly depend on the “device”, hence any changes done to the device will invalidate the token. DBS and PayZapp also uses the similar tokenization system for any server side calls. A simple hardware/mock change to the device, like sim change, resetting guid/buid, etc, will require a new tokenization and hence the older token won’t get validated by the gateway/bank wrt the merchant.
I don’t think so. Let’s say you are accessing the merchant site from web browser. Then?
I think it would be on account basis. E.g I have used PayPal on Swiggy. It requires one time authentication until you remove the merchant from list of Authenticated merchans from PayPal
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