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https://www.idfcfirstbank.com/credit-card/hpcl-...
IDFC First bank launch 2 new RuPay HPCL Credit Card | up to 6.5% savings on fuel:

- Save up to ₹7,000 annually with this credit card, enough to buy you 65+ litres of fuel
- Welcome benefits worth ₹1,400
- Introductory Offer with Zero Joining Fee
- Annual fee: ₹199 + GST for Power (waived off on ₹50K spend)
- Never Expiring Rewards
- Low & Dynamic Interest rates starting at 9% per annum
- 0% Interest on ATM Cash Withdrawals until due date
Your preferred ride for a life in the fast lane.
- Up to 5% savings on your fuel expenses of up to ₹5,000 every month
2.5% savings as Rewards on HPCL fuel and LPG &
1.5% savings as Payback Rewards through HP Pay App &
1% savings as fuel surcharge waiver
- 2.5% savings as Rewards on Grocery & Utility expenses of up to ₹4,000 every month
- 2.5% savings as Rewards on IDFC FASTag recharge of up to ₹2,000 every month
- 2X Rewards on other retail transactions
2X Rewards = 2 Reward Points per ₹150 = ₹0.50
Reward structure for HPCL Fuel & LPG, Grocery & Utility and IDFC FASTag: 15 Rewards per ₹150
Reward structure for HP Pay App: 6 Payback Rewards per ₹100 on fuel payments
Rewards not applicable on HPCL Fuel & LPG spends beyond monthly capping, Non-HPCL fuel, Insurance premium, EMI transactions & Cash withdrawals
IDFC FASTag transactions eligible for rewards only if done through FIRST forward and IDFC FIRST Mobile Banking app
Authorized HPCL Fuel Stations available here
- ₹250 Cash back on 1st HPCL fuel transaction of ₹250 or above*
- 5% Cash back (up to ₹1,000) on the transaction value of 1st EMI conversion*
- ₹150 Discount on order above ₹500 on Swiggy
- ₹500 Discount on ZoomCar rentals
- Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and EuroCard
* Within 30 days of card set-up
- Complimentary Roadside Assistance worth ₹1,399
- Personal Accident Cover of ₹2,00,000 and Lost Card Liability Cover of ₹25,000
- EMIfy your purchases and balances and enjoy convenience of payment
- Extend Add-on card to your pillion rider & boost your savings without any extra charges
- Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)

- Save up to ₹18,500 annually with this credit card, enough to buy you 175+ litres of fuel
- Welcome benefits worth ₹1,650
- Introductory Offer with Zero Joining Fee
- Annual fee: ₹499 + GST for Power+ (waived off on ₹1.5L spend)
- Lifestyle Privileges
- Never Expiring Rewards
- Low & Dynamic Interest rates starting at 9% per annum
- 0% Interest on ATM Cash Withdrawals until due date
Your preferred drive for a life in the fast lane.
- Up to 6.5% savings on your fuel expenses
4% savings as Rewards on HPCL fuel & LPG expenses of up to ₹10,000 every month &
1.5% savings as Payback Rewards through HP Pay App fueling up to ₹5,000 every month &
1% savings as fuel surcharge waiver on fuel expenses of up to ₹10,000 every month
- 5% savings as Rewards on Grocery & Utility expenses of up to ₹2,000 every month
- 5% savings as Rewards on IDFC FASTag recharge of up to ₹1,000 every month
- 3X Rewards on other retail transactions
3X Rewards = 3 Reward Points per ₹150 = ₹0.75
Reward structure HPCL Fuel & LPG: 24 Rewards per ₹150, for Grocery & Utility and IDFC FASTag: 30 Rewards per ₹150
Reward structure for HP Pay App: 6 Payback Rewards per ₹100
Rewards not applicable on HPCL Fuel & LPG spends beyond monthly capping, Non-HPCL fuel, Insurance premium, EMI transactions & Cash withdrawals
IDFC FASTag transactions eligible for rewards only if done through FIRST forward and IDFC FIRST Mobile Banking app
Authorized HPCL Fuel stations available here
- ₹500 Cash back on 1st HPCL fuel transaction of ₹500 or above*
- 5% Cash back (up to ₹1,000) on the transaction value of 1st EMI conversion*
- ₹150 Discount on order above ₹500 on Swiggy
- ₹500 Discount on ZoomCar rentals
- Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and EuropCard
* Within 30 days of card set-up
- Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of ₹5,000
- Complimentary Roadside Assistance worth ₹1,399
- 25% off on movie tickets up to ₹100, once every month
- Personal Accident Cover of ₹2,00,000 and Lost Card Liability Cover of ₹25,000
- EMIfy your purchases and balances and enjoy convenience of payments
- Extend Add-on card to your co-passenger & boost your savings without any extra charges
- Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
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Credit Card
i guess existing IDFC cc users wont be able to apply this
luciferous wrote:This is co-branded card. Maybe IDFC will allow co-branded credit cards.i guess existing IDFC cc users wont be able to apply this
abhishek012 wrote:i just tried it .. not allowing me to go ahead 😄
This is co-branded card. Maybe IDFC will allow co-branded credit cards.
luciferous wrote:i guess existing IDFC cc users wont be able to apply this
Yeah mine rejected
Renewal fee?
Annual fee?
renewal fee?
annual spends?
will they issue 2nd card?
Annual fee?
I'm using two cards from IDFC. First one was select and after a year applied for wealth, got approved. Using both, both have separate credit limit.
Zero joining fee only it mentions which means it could have an annual fee. But good to see IDFC launching RuPay credit cards.
Update: It has annual fee.
Renewal fee for:
Power card= 199rs
Power+ card= 499rs
luciferous wrote:
i just tried it .. not allowing me to go ahead 😄
So quickly
Called customer care, they don't even know whether it is available to existing customer
asli_shashikant wrote:
This card competing with Sbi bpcl octane cc
Yes with low annual fees,
JAYM wrote:I'm using two cards from IDFC. First one was select and after a year applied for wealth, got approved. Using both, both have separate credit limit.
How did you apply for wealth?? 🥹
some1anywhere wrote:annual spends?Zero joining fee only it mentions which means it could have an annual fee.
But good to see IDFC launching RuPay credit cards.
Update: It has annual fee.
Same like power+ card, the BoB hpcl card offers same benefits which doesn't reflect in reality, guessing the same issues would be faced here too. Better to avoid the hpcl cards totally.
sendhil.warrior304 wrote:Yes with low annual fees,
Doesn't sbi octane gives 6.5 + 1% (surcharge)
rohant wrote:I had applied online, it's more than a year I got the second card (wealth one) don't remember all the processes but remember following:How did you apply for wealth?? 🥹
Applied through IDFC website as a salaried, selected wealth card, there was official email verification and a telephonic verification. No income docs were collected. Cibil arround 790, cibil history 10 years+. Approval was done in a week after application. Offered limit was 6L in addition to existing 3L on select card.
JAYM wrote:But when I login, they say you have pre approved millenia card
I had applied online, it's more than a year I got the second card (wealth one) don't remember all the processes but remember following:
Applied through IDFC website as a salaried, selected wealth card, there was official email verification and a telephonic verification. No income docs were collected. Cibil arround 790, cibil history 10 years+. Approval was done in a week after application. Offered limit was 6L in addition to existing 3L on select card.

Happiest day for mr Abhishek
anii wrote:Annual Fee -Renewal fee?
₹499 + GST for Power+ (waived off on ₹1.5L)
₹199 + GST for Power (waived off on ₹50K)
@chiraggyl170
@bikidas2060
@some1anywhere
@Pikachu_1
@sendhil.warrior304
@I_AM_5RAV5
Good
which card is better? icici hpcl super saver cc or idfc hpcl power+ cc? both have same features
Does it has free spa once a year

₹499 + GST for Power+ (waived off on ₹1.5L)
₹199 + GST for Power (waived off on ₹50K)
@chiraggyl170
@bikidas2060
@some1anywhere
@Pikachu_1
@sendhil.warrior304
@I_AM_5RAV5