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IndusInd Pinnacle Credit Card Almost Life Time Free via Official Channel

IndusInd Pinnacle Credit Card Almost Life Time Free via Official Channel

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ontherocks

For Fresh or New Applications

  • Zero Annual Charges
  • One time Joining Fees of Rs.15000 + GST = Rs.17700 and Rs.15000 Amazon/Flipkart/etc vouchers. So effective joining fees = 17700 - 15000 = Rs.2700. List of vouchers are at the end.
  • After payment of joining fees, you will receive the voucher within 10 working days by SMS
  • Card to Card C2C applications accepted
  • PAN India applications accepted
  • One person can hold only one unsecured IndusInd credit card at a time. But one can hold 4 secured IndusInd credit cards and 1 unsecured IndusInd credit card at a time, i.e. total of 5 credit cards at a time
  • This offer is not available for direct online application
  • Credit Card Approval or Rejection is not in control of the employee


For upgrade from existing IndusInd credit card to Pinnacle

  • Zero Annual Charges
  • One time Joining Fees of Rs.15000 + GST = Rs.17700 and Rs.12000 Amazon/Flipkart/etc vouchers. So effective joining fees = 17700 - 12000 = Rs.5700. List of vouchers are at the end.
  • After payment of joining fees, you will receive the voucher within 10 working days by SMS
  • Card to Card C2C applications accepted
  • PAN India applications accepted
  • One person can hold only one unsecured IndusInd credit card at a time. But one can hold 4 secured IndusInd credit cards and 1 unsecured IndusInd credit card at a time, i.e. total of 5 credit cards at a time
  • This offer is not available for direct online application
  • Credit Card Approval or Rejection is not in control of the employee

Features of Pinnacle
▪️ Best in class for Online transactions, earn 2.5 reward points for 100 rs spent on E commerce transactions
▪️ For travel and Airline transaction online, earn 1.5 reward points on 100 rs spend
▪️ Currency conversion rate ie. markup charge 3.5% per transaction
▪️ Evergreen points which never expire until card is cancelled
▪️ Points redemption available against outstanding billing, 1 point=0.75 cash credit ratio
▪️ With theater started, Book my show tickets available with offer buy 1 get 1 , 3 free movie tickets in a month
▪️ Access to 1 Domestic lounge per quarter
▪️ Access to 2 International lounge access per quarter
▪️ Access to Golf plays, 2 complementary games per month and 4 complementary lessons per month
▪️ Personal air accident Insurance -25 lakhs
▪️ Can avail upto 4 complementary addon cards and 1 Business card
▪️ Get year end summary of Accounts - where you can manage expenses for budgeting and tax preparation

Income Criteria for Pinnacle
✔️Salary basic- 1 lakh per month
✔️ITR basis- 12 lakhs plus ITR
✔️FD basis- 2.25 lakhs FD
✔️Card to Card - 2 lakhs limit of OBC ➕ 20 % limit available ➕ 1.5 year card tenure.

Request via PM for IndusInd employee contact
I have no vested interest in this. Just trying to help dimers. PMs with sense of entitlement will be ignored.

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Top Comments
Generous Generous
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2700 is a lot though. Here people are hesitant for 500 Rs annual fees also which would cover 5 years compared to 2700 Rs card.

Deal Cadet Deal Cadet
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Also people need to realise, the value of 15k in real money doesn't equal the value of a flipkart/Amazon gv. You can easily get it at 2-3% for these gvs or get 5% back if you have their card.

The true value of that 15k voucher is 14300 in my opinion.

Deal Cadet Deal Cadet
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Better go with CASHBACK card,5% cashback for online.

19 Comments  |  
18 Dimers
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Generous Generous
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2700 is a lot though. Here people are hesitant for 500 Rs annual fees also which would cover 5 years compared to 2700 Rs card.

Deal Subedar Deal Subedar
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This is not something new, it was always there

but it doesn't worth 2700/5700 otherwise you should be ultra HNI spender

Deal Cadet Deal Cadet
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  • Credit Card Approval or Rejection is not in control of the employee

Benevolent Benevolent
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Itna mehnga card???? 😳😳😳 Indusind never disappoints in terms of charges 

Generous Generous
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Paid Upgrade is easily available by calling customer care

Deal Cadet Deal Cadet
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Better go with CASHBACK card,5% cashback for online.

Deal Cadet Deal Cadet
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It was good cards 2 years back when they are offering 2.5% cashback on all online spends

Deal Cadet Deal Cadet
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Now au bank vitte free card is better

Cool Cool
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The currency conversion rate ie. markup charge of 3.5% per transaction on a credit card with Rs 15k joining/annual fees is a big letdown. Not worth it imo. Legend is better. 

Deal Cadet Deal Cadet
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Also people need to realise, the value of 15k in real money doesn't equal the value of a flipkart/Amazon gv. You can easily get it at 2-3% for these gvs or get 5% back if you have their card.

The true value of that 15k voucher is 14300 in my opinion.

Budding Star Budding Star
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After the devaluation happened for most of the IndusInd CC, legend and Pinnacle credit cards are not worth to take it since there are better cards available in the market now. It's still a good card for those who are frequent travelers and interested in playing golf.

Deal Newbie Deal Newbie
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Which card gives cb/reward point for insurance premium payments ?

Deal Subedar Deal Subedar
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I already have a pinnacle cc, same paid 17.7k that time and got 15k Amazon gv....

Only the best card if you want to open a Free Exclusive saving account. Otherwise waste card.

Pro DealHunter Pro DealHunter
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rohit_agarwal wrote:

I already have a pinnacle cc, same paid 17.7k that time and got 15k Amazon gv....

Only the best card if you want to open a Free Exclusive saving account. Otherwise waste card.

+1
Deal Cadet Deal Cadet
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Please share emp details in ib @ontherocks

Deal Newbie Deal Newbie
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aneelg wrote:

Better go with CASHBACK card,5% cashback for online.

are you using it? what was the application process?
Deal Newbie Deal Newbie
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rohit_agarwal wrote:

I already have a pinnacle cc, same paid 17.7k that time and got 15k Amazon gv....

Only the best card if you want to open a Free Exclusive saving account. Otherwise waste card.

But bank is saying there is no such offer for free exclusive saving account with Pinnacle credit card.

Deal Newbie Deal Newbie
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Which gift voucher is for 15000 or which is 12000 how to know in detail

Helpful Helpful
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gauravgp99 wrote:

Which gift voucher is for 15000 or which is 12000 how to know in detail

I am not sure, if they give you a choice of GVs. Someone who has applied might know.
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