This is an awesome specs phone. Almost bought it until they revealed Indian model lacks NFC but Chinese model (iQOO Neo 7 Racing Edition) has got NFC. So due to UPI all Chinese crappers omit NFC in Indian phones. Not ok. Eventually went with Samsung.
Where/why do you need NFC you might ask? In GPay! I can directly store credit cards in GPay with NFC feature present and pay via CC by scanning Bharat QR code or tap to pay. Cred also has it. So it increases use of my CCs.