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Hot Deal
Lifetime free FIRST Wealth Credit Card from IDFC FIRST Bank for select users

Lifetime free FIRST Wealth Credit Card from IDFC FIRST Bank for select users

9333°
Benevolent
aam_aadmi

https://www.idfcfirstbank.com/content/idfcfirst...

Launching FIRST Wealth Credit Card from IDFC FIRST Bank! Step up to an ultra-premium life with never expiring rewards, lounge and spas access at airport, complimentary golf rounds and more. Avail complimentary for life:

Application being processed and approved instantaneously for select savings account holders

Top 3 reasons why our customers love this credit card

Lifetime free with zero documentation

Super Saver interest rates
from 0.75% – 2.99% p.m.

10x rewards on all incremental monthly spends > ₹20,000 & on your birthday

+ More reasons to love the card
Interest free
ATM cash withdrawal (upto 48 days)

3x rewards
on all retail store spends

Accelerated rewards:
6x rewards on online transactions

No rush to redeem:
Reward points that never expire

Lounge access:
International & Domestic Airport lounge and Spas – 4 visits per quarter

Complimentary Golf Round:
On every ₹20000 spent up to 2 rounds / cycle

Low forex markup:
1.5% Forex markup on international spends

Dining offer:
Upto 20% across 1500 restaurants

Welcome Offer:
Gift Voucher worth ₹500 on spending ₹15,000 in first 3 months

Hassle Free Travel:
Travel Insurance cover of USD 1200, ₹ 1 Crore Air Accident insurance, Personal Accident cover of ₹10,00,000 (min. 1 transaction last month

Expired

Deal Wiki

843 Comments  |  
176 Dimers
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Deal Subedar Deal Subedar
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Do we get a physical card or digital?
Can we change address while applying?

Benevolent Benevolent
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physical card only, though card number is generated instantly on applying. No address change option, as it shows address linked to savings account. Asks for optional office address, where card can be delivered

Deal Cadet Deal Cadet
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holding 3 years old salary a/c, still not eligible. I guess only the operator got the card and everyone has not been eligible yet

Deal Subedar Deal Subedar
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No problem.
OP will share cvv and otp whenever any dimer needs.
>_<

Deal Cadet Deal Cadet
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share if anyone successfully got this card

Deal Cadet Deal Cadet
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What’s reward rate considering 6x or 10x ??

Deal Cadet Deal Cadet
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Surprisingly both signature and Infinite have the same reward earning ration, so there’s nothing to differentiate apart from the free Golf rounds

Deal Subedar Deal Subedar
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@aam_aadmi bro do a unboxing of it an review, how the rewards can be redeemed only in statement

Crowdpuller Crowdpuller
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Just got a call from IDFC that they have only launched this for very few customers and will be expanding soon. They got the details from the link given in this deal

Cool Cool
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me too received call

Deal Subedar Deal Subedar
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cool down guys.
They will force each and every savings account holder to get this card.
how many customers do they have after all?

Deal Subedar Deal Subedar
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Anyone noted the 5 & 4-star reviews before public launch?
what a shame!!

Helpful Helpful
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Yeaa even i noticed those testimonial messages and was wondering if how companies fake them shamelessly.

Deal Newbie Deal Newbie
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Yeah Even I received a call from IDFC Bank – they mentioned that you would get an email and sms regarding the credit card

Deal Subedar Deal Subedar
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me too get a call did’nt picked, idfc is safe for high values also as my govt firm has huge money in this bank (in crores) in this bank , just keep looking at the bank markets and all

Deal Subedar Deal Subedar
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Idfc is under good management, it’s not going to be like Yes Bank, it’s going to be like HDFC Bank

Deal Lieutenant Deal Lieutenant
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HDFC is not a good bank

Deal Newbie Deal Newbie
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Pls share the number. I am also interested for IDFC Credit Card.

Benevolent Benevolent
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Received IDFC Wealth Family Visa Infinite card today. Nothing special in the kit. Ordinary envelope, card appearance exactly as shown in post, but the name on the front while card number is on the back side.
https://cdn0.desidime.com/attachments/photos/659591/medium/73073671610554298_3.webp?1610554299https://cdn0.desidime.com/attachments/photos/659593/medium/73073671610554771_9.webp?1610554772

Deal Subedar Deal Subedar
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Congratulations!!
please share what could be reasons for which they shortlisted you?

View 29 more replies
Deal Subedar Deal Subedar
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having this amt then after not elligible

Deal Subedar Deal Subedar
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got a call which i did not picked

Deal Subedar Deal Subedar
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can someone shed some light on redeeming the reward points and conversion rate, what is the actual % discount/cb on redeeming rewards.

I already hold FK axiis and AZ ICICI which give 1.5% and 1%. Will apply if this is any better.

Edit: More details
====
You will receive 3 reward points on all offline merchants, 6 reward points on all online transactions. You will also receive 10 reward points per ₹100 on all incremental spends above ₹20,000 every billing cycle.

*Cash Withdrawal, Insurance, Fuel & EMI conversion transactions will not accrue reward points.

1X = 1 reward point = Rs. 0.25
====
3 reward points / txn or per 100 Rs is not clear.
10 points per 100 after 20K is good, equivalent to 2.5% if we have a big spend in any month.

Also no mention of wallet load for reward points, money rotators may love this card smile

Deal Cadet Deal Cadet
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It’s like 6points per 100rs.
Above 20k means 10points=2.5rs

Nothing great.

View 12 more replies
Deal Cadet Deal Cadet
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hdfc millennium card is best.no one beat this card

Deal Subedar Deal Subedar
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I hope you are using millennia.
Can you p please share your spends and rewards received.

View 18 more replies
Deal Subedar Deal Subedar
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They launched many cards but all are same

Deal Cadet Deal Cadet
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https://imgur.com/r...qo

Deal Newbie Deal Newbie
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Where did you applied for entering waiting list.

Deal Cadet Deal Cadet
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on the official idfcfirst portal. it’s live now

Deal Subedar Deal Subedar
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After doing this will they call like applying for an internet connection this is not good, if we didn’t picked up the call then?

Deal Lieutenant Deal Lieutenant
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Nearest IDFC bank is 90-110km from my place. Chances are I will never be able to visit branch once.
Is it okay to open a savings account and complete via Video kyc ?

Deal Subedar Deal Subedar
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Their are slowly expanding in delhi they have many branches

Deal Cadet Deal Cadet
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Yes, you can do. as it is IDFC has very limited branches, Even I never visited or seen their branch despite being an account holder since last 3 years

Deal Cadet Deal Cadet
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they will call by feb end

Deal Newbie Deal Newbie
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all 4 Cards have Same Reward System !
But the Perks keep on Increasing from Millenia to Wealth

Helpful Helpful
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I just visited their site to login to netbanking & found that they are going to launch several credit cards & the good part is that, all of their Credit cards will be Lifetime free with no Joining & Annual Fees…

From their Official site,

1) Upto 10x Reward Points
2) Interest Free Cash Withdrawals…
3) Reward points are not capped and won’t expire…
4) Lifetime Free Credit Card…
5) FX Markup : FIRST Select Credit Card – 1.99%, FIRST Wealth Credit Card – 1.5%

I enrolled in their Waitlist by clicking on Notify me on Launch & got an on-screen message that they will contact me in the Last week of February…

I already have the MetalOne card which is also issued by IDFCgrinning

More Details : https://www.idfcfirstbank.com/content/idfcfirst...

Card MITC PDF : https://www.idfcfirstbank.com/content/dam/idfcf...

An LTF Visa Infinite card (First Wealth) is also there which I have applied for…
_____________________

10X Reward Points on all Spends above ₹20,000
6X Reward Points on Online Spends
3X Reward Points on all Offline Spends
10X Rewards on all spends done on your Birthday
1X = 1 Reward Point per ₹100 spent | 1 Reward Point = ₹0.25
Reward Redemption Fees – NIL
_________________________

Deal Subedar Deal Subedar
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Nice, freedom from annual charges, but interest free cash withdrawal is a big trap……

Helpful Helpful
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I never withdraw cash using any of my CC anyways…

View 5 more replies
Helpful Helpful
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Yeah…Their MetalOne Card & Niyo Global card which is the ONLY 0% Foreign Currency Markup Prepaid Debit Card in India are all Lifetime Free cards also…

Deal Cadet Deal Cadet
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I think one or two most experienced dimers who dealt with various cards should make a post on which is best card for various types of spenders more particularly who doesn’t care about fee and confident about reaping more benefits and for those who always look for word FREE. To be frank, I am the second type guy who sticked to stan chart platinum for 8 stupid years and literally got nothing. Then took Apay, FlipAxis, so on and still hunting for a better card.

Deal Subedar Deal Subedar
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Until you get infinia or DCB, keep MRCC+SmartEarn.
BoB select is another must have card.

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