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Life time Free - IndusInd Bank Credit Card

Life time Free - IndusInd Bank Credit Card

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bobby_123

https://induseasycredit.indusind.com/customer/c...
Life time Free – IndusInd Bank Credit Card

No joining fee. No annual fee. It’s lifetime FREE

‘Buy 1, Get 1’ offer – 2 FREE movie tickets on BookMyShow & 4 FREE movie tickets at Sathyam Cinemas every month.

Credit Score required – 730 & monthly income 25,000 to get instant approval
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Deal Captain Deal Captain
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avgn wrote:

How. On other category it’s just 0.25%
On department store its 2%

Out of the other 3 cards, i think all have little less rewards.
also there was some conditions like weekend txns fetch more rewards.

Have other bank cards to get more benefits.

Deal Cadet Deal Cadet
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job4ram wrote:

Which card is actually the best one, anyone?

Go with axis ace card if you can spend 2l in one year,2% cashback every where online and offline

Deal Captain Deal Captain
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Scorpion wrote:

As of now only online application and vkyc done. Will share further updates if any physical verification they are asking.

Just now received approved mail.

Congratulations! Your Credit Card with IndusInd Bank is now been approved. Application id – xxxxxx


Still the status showing in application tracking as below. I think they will update it later. 

https://cdn0.desidime.com/attachments/photos/723622/medium/IMG_20211118_224049.jpg?1637255605

Deal Cadet Deal Cadet
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Mentioned card will be received in 10 days after verifying 2 times my details. No mail yet, seems to be slow process.

Deal Lieutenant Deal Lieutenant
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already have one card, can get second card?

Deal Captain Deal Captain
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Scorpion wrote:

Just now received approved mail.

Congratulations! Your Credit Card with IndusInd Bank is now been approved. Application id – xxxxxx


Still the status showing in application tracking as below. I think they will update it later. 

https://cdn0.desidime.com/attachments/photos/723622/medium/IMG_20211118_224049.jpg?1637255605

Dear Customer, we are pleased to inform you that your IndusInd Bank Credit Card application is approved. You will receive your new IndusInd Bank Credit Card within 5 working days. – IndusInd Bank

Received this sms 30 mins back.

Deal Cadet Deal Cadet
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Scorpion wrote:

Dear Customer, we are pleased to inform you that your IndusInd Bank Credit Card application is approved. You will receive your new IndusInd Bank Credit Card within 5 working days. – IndusInd Bank

Received this sms 30 mins back.

Was physical verification done ? What details were asked during VKYC ?

Deal Captain Deal Captain
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Gulag-Survivor wrote:

Was physical verification done ? What details were asked during VKYC ?

No Physical verification in my case.

in vkyc, they will ask to show pan card, capture our photo and pan card.
No more details asked.

Aristocrat Aristocrat
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Vu+kg

Deal Cadet Deal Cadet
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For Iconia visa it says 1.5 reward point for 100 ₹ during weekdays and 2 reward for during weekends but I guess it is for Iconia AmEx card isn’t it ? Iconia visa has 0.75 reward point during weekday and 1 reward point during weekend. Somebody please confirm.

Analyst Analyst
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deals_hunter wrote:

For Iconia visa it says 1.5 reward point for 100 ₹ during weekdays and 2 reward for during weekends but I guess it is for Iconia AmEx card isn’t it ? Iconia visa has 0.75 reward point during weekday and 1 reward point during weekend. Somebody please confirm.

Yes, only Amex variant has the higher reward points. Visa variant is pretty useless imo.

Deal Cadet Deal Cadet
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Without taking credit card only they’re calling too many times for loan, if credit card taken.. That’s it

Deal Captain Deal Captain
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deals_hunter wrote:

For Iconia visa it says 1.5 reward point for 100 ₹ during weekdays and 2 reward for during weekends but I guess it is for Iconia AmEx card isn’t it ? Iconia visa has 0.75 reward point during weekday and 1 reward point during weekend. Somebody please confirm.

When compared to other bank cards, All the 4 Variants Indusind providing lesser rewards points.

So for the sake of getting a card From Indusind bank to use in bank offers i applied Aura Edge. May be if i applied for Legend or Iconia, they would have requested income docs since both these variants requires high income criteria than Aura Edge.

If ur holding any good rewarding card of other banks, then we will not use this card much. So which variant we are holding doesnt matter.

This is just my opinion.

Deal Lieutenant Deal Lieutenant
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May I ask what’s the use of getting so many credit cards? Isn’t it trouble to manage so many cards?

Deal Cadet Deal Cadet
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lekhwani wrote:

May I ask what’s the use of getting so many credit cards? Isn’t it trouble to manage so many cards?

I have 12 cc and use cred for timely reminder for Payments due date…helps a lot

Deal Newbie Deal Newbie
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edges wrote:

I have 12 cc and use cred for timely reminder for Payments due date…helps a lot

How you apply all these ?

Deal Cadet Deal Cadet
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Scorpion wrote:

When compared to other bank cards, All the 4 Variants Indusind providing lesser rewards points.

So for the sake of getting a card From Indusind bank to use in bank offers i applied Aura Edge. May be if i applied for Legend or Iconia, they would have requested income docs since both these variants requires high income criteria than Aura Edge.

If ur holding any good rewarding card of other banks, then we will not use this card much. So which variant we are holding doesnt matter.

This is just my opinion.

It’s 100% correct, if you are not gonna use IndusInd card (and you definately won’t) then there is no question of rewards value. Take any LTF card and use at the time of bank discount offers, simple.

Note: I opted for Legend and they didn’t ask any proof.

Deal Captain Deal Captain
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job4ram wrote:

It’s 100% correct, if you are not gonna use IndusInd card (and you definately won’t) then there is no question of rewards value. Take any LTF card and use at the time of bank discount offers, simple.

Note: I opted for Legend and they didn’t ask any proof.

Have u received ur card?

iam waiting for tracking sms.

Deal Cadet Deal Cadet
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job4ram wrote:

It’s 100% correct, if you are not gonna use IndusInd card (and you definately won’t) then there is no question of rewards value. Take any LTF card and use at the time of bank discount offers, simple.

Note: I opted for Legend and they didn’t ask any proof.

What is the criteria for Legend ? Income ?
I got only platinum, aura edge and Iconia options.

Deal Cadet Deal Cadet
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Scorpion wrote:

Have u received ur card?

iam waiting for tracking sms.

No communication other than a call which verified my KYC and said I will receive card in 10days.

Deal Cadet Deal Cadet
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deals_hunter wrote:

What is the criteria for Legend ? Income ?
I got only platinum, aura edge and Iconia options.

Might be income criteria only, don’t worry as already mentioned no card is great in these variants.

Deal Cadet Deal Cadet
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dsonu3297207 wrote:

How you apply all these ?

It’s all the advertising mafia connected to various banks who kept calling once I shared number a few years back stuck_out_tongue_winking_eye like on bank bazaar, policy bazaar, credit mantri

Community Angel Community Angel
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I am applying for my brother. Under the best offers for you 4 cards are showing – LEGEND VISA, Iconia Visa, Platinum Visa, Platinum Aura Edge Visa. All thes showing Card Fees as FREE.

Which is the best? All all 4 LTF cards? @Scorpion @getready
@bobby_123
@raja
@jonsnow18
@avgn
@deals_hunter

EDIT: Applied for Iconia Visa. Video KYC done. Will update if approved/rejected

Deal Cadet Deal Cadet
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RowdyAK47 wrote:

I am applying for my brother. Under the best offers for you 4 cards are showing – LEGEND VISA, Iconia Visa, Platinum Visa, Platinum Aura Edge Visa. All thes showing Card Fees as FREE.

Which is the best? All all 4 LTF cards? @Scorpion @getready
@bobby_123
@raja
@jonsnow18
@avgn
@deals_hunter

Go for Legend Visa. 1% cashback/rewards during weekdays and 2% during weekends.
Iconia Visa, the portal shows 1.5% & 2% but it is for Iconia AmEx actually.
For Iconia Visa, it is 0.75% during weekdays and 1% during weekends.
The other 2 are basic cards.

Community Angel Community Angel
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deals_hunter wrote:

Go for Legend Visa. 1% cashback/rewards during weekdays and 2% during weekends.
Iconia Visa, the portal shows 1.5% & 2% but it is for Iconia AmEx actually.
For Iconia Visa, it is 0.75% during weekdays and 2% during weekends.
The other 2 are basic cards.

Applied for Iconia Visa bro. I heard Legend Visa has less chance of approval. Rewards points are almost same for both

Aristocrat Aristocrat
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avgn wrote:

Which cards are truly LTF (no joining fee)

Do you know how to track application number on indusind website? No communication on mobile..

Deal Captain Deal Captain
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Scorpion wrote:

Dear Customer, we are pleased to inform you that your IndusInd Bank Credit Card application is approved. You will receive your new IndusInd Bank Credit Card within 5 working days. – IndusInd Bank

Received this sms 30 mins back.

Update : Credit Limit 2,50,000.

Still Card not delivered.
Welcome Mail received from the Bank and it had the instruction to login to the app and use the Virtual Card for time being.

Deal Captain Deal Captain
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VACCINE wrote:

Do you know how to track application number on indusind website? No communication on mobile..

https://induseasycredit.indusind.com/customer/c...

This is the same ink which we applied. In the Top Right, there will be an option RESUME.
When we choose that option, it will send otp to Regd mail id. Upon entering it will show the present status.

Deal Major Deal Major
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RowdyAK47 wrote:

I am applying for my brother. Under the best offers for you 4 cards are showing – LEGEND VISA, Iconia Visa, Platinum Visa, Platinum Aura Edge Visa. All thes showing Card Fees as FREE.

Which is the best? All all 4 LTF cards? @Scorpion @getready
@bobby_123
@raja
@jonsnow18
@avgn
@deals_hunter

EDIT: Applied for Iconia Visa. Video KYC done. Will update if approved/rejected

Ok!

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