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Featured Lifetime Free IDFC FIRST Millennia Credit Card + 500 Voucher Benefits

Lifetime Free IDFC FIRST Millennia Credit Card + 500 Voucher Benefits

3778°
Budding Star
bobby_123

https://www.idfcfirstbank.com/credit-card/ntb-diy/apply


Why We Picked It?

IDFC Bank has launched the FIRST Millennia Credit Card to provide cash backs on shopping and interest free credit for 48 days in India and internationally at the time of need. The card is completely free and has no annual or joining fee making it even more attractive.

Pros & Cons

  • Interest free cash withdrawal for 48 days.
  • No annual fee.
  • No joining fee.

Cons

  • Convenience fee of INR 99 + GST on redemption of reward points.


Features:

Welcome Benefits: Voucher of INR 500 on spending INR 15,000 within 90 days of activating the card.

Cash Back: 5% cash back to the maximum of INR 1,000 equivalent to the transaction value of first EMI done within 90 days of card generation.

Cash Back:

  • 6 reward points on every INR 150 spent online and 3 reward points on every INR 150 spent offline spent below INR 20,000 a month.
  • 10 reward points on every INR 150 spent above INR 20,000 a month and the same will be applicable on the birthday of the user.
  • 1 reward point = INR .25
  • reward points are without any upper limit and one can accumulate as many.
  • 3 reward points on the payment of rent will be an independent category.
  • There is a convenience fee of INR 99 + GST on redemption of reward points.

Interest Free Cash Withdrawals:

Cash withdrawals without interest on domestic and international ATMs for up to 48 days. There will be a cash advance fee of INR 250 per transaction.

Forex Markup:

3.5% for all international transactions

Expired
132 Comments  |  
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Crowdpuller Crowdpuller
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Beeter than axis Flipkart card?
Deal Cadet Deal Cadet
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No
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Deal Cadet Deal Cadet
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Only advantage in this LTF is Railway Lounges
Deal Cadet Deal Cadet
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And that too there are very limited stations with lounge

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Post Tycoon Post Tycoon
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Useless card now
Deal Cadet Deal Cadet
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It gave me 2000 cash bonus via Bank sathi + 500 Amazon Voucher+ 500 cashback for spending 15000 + 500 for add on card spouse+ it's life time free...  Screenshot20221217-202646-266Screenshot20221217-202634-185

Commentator Commentator
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Wealth is the best card of idfc
Deal Cadet Deal Cadet
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Do u have it? How much SB a/c should one have to upgrade from select to wealth CC

Deal Cadet Deal Cadet
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I have applied it .. Received 500 Amazon voucher for spending 15000 + 2250 Referral bonus + Applied add on card for spouse.. it's also approved , will receive it by next week... For that also after spending 500 rupees cashback) Voucher... Also it's life time free.. So I will get approximately 3000 rupees benifit.. And life time free card .
Generous Generous
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2250 how can u pm me? 

View 17 more replies
Tech Guru Tech Guru
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Don't forget the movie ticket benefits on PayTM. 

Commentator Commentator
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LTF IDFC cards are good for those who have a car as they provide free road side assistance.
Deal Newbie Deal Newbie
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Oh didn't know about that. Do you have T&C /info link handy? I have IDFC First Wealth and was planning to add roadship assistace to my insurance.
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Deal Cadet Deal Cadet
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Screenshot20221213-212743-722Today received 500 cashback directly on card for spending 15000 on idfc first'millennia card...
Generous Generous
Admin
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card received today

Deal Newbie Deal Newbie
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My pincode not showing. Any tricks to get

Deal Newbie Deal Newbie
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Waste

Deal Cadet Deal Cadet
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I opened senior citizen sb account 25k minimum AMB few months ago and got visa platinum ( hoping for rupay platinum) only consolation was monthly sb interest credit. Left it alone. They sent a mail that themselves 88k approved email + no docs etc. Clicked it & instantly digital card was approved( I put auto pay in full debit from my IDFC saving ac)and was showing in app. In app enabled contact less + ecom and placed a order in Ajio for 2500 just to check. Went through. Now working for 15000 target spend last 2 weeks. (90 days). I have higher limits in inIndusind. But email to approval and onboarding with in 30 minute's. No phone calls etc was impressive. . Physical card via bludary arrived in a, few days lifetime free😀

Deal Cadet Deal Cadet
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Still shows FD based Wow FIRST card. Any trick to get Millennia.
Deal Cadet Deal Cadet
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DM for refer 

Deal Cadet Deal Cadet
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Never works for me. As soon as I put in adhar and mobile no and dob a pop appears stating that my application cant be processed due to internal policy.

Deal Newbie Deal Newbie
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It's waste offer , they are giving wow card which is totally waste

Deal Cadet Deal Cadet
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Can I apply for card to card??

Hunk Hunk
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Yes.

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Budding Star Budding Star
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@Rohit80555 we have to spend before 90 days na to get voucher.

Deal Cadet Deal Cadet
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Yes within 90 days. We have to spend 15000.

Beacon Beacon
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Why image is of first classic card rage rage rage rage rage rage

Deal Cadet Deal Cadet
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Welcome Offer : Gift Vouchers worth above ₹500 on spending ₹15,000 within first 3 months on select variants

What is this?

Deal Newbie Deal Newbie
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not available in my area

Deal Newbie Deal Newbie
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Someone please confirm me how to get a lifetime free card with monthly free movie ticket offer
Budding Star Budding Star
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check out axis myzone cc
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Deal's Advocate Deal's Advocate
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Is it available on C2C basis ???

Benevolent Benevolent
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Yes Available

Spearhead Spearhead
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What's the eligibilitiy

Wingman Wingman
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FD based card he

Deal Cadet Deal Cadet
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Any hope for students? 

I have good cibil score 774 and credit card too but don't have income proof 

Deal Newbie Deal Newbie
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Is VKYC compulsory, will they not do only physical or manual KYC.  And can we get without Aadhaar

Deal Newbie Deal Newbie
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Applied idfc card in jan 2023 got rejected

can I apply now in April 2023 again?? 

Hunk Hunk
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Yes.

View 1 more reply
Deal Newbie Deal Newbie
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Even If you are spending more than 20K in a month this card will not accumulate as much points as the 'Select' and 'Wealth'. Only Railway Lounge Access is available. The 'Select' is still the best for domestic!

replyuser
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