https://www.idfcfirstbank.com/credit-card/ntb-diy/apply
Why We Picked It?
IDFC Bank has launched the FIRST Millennia Credit Card to provide cash backs on shopping and interest free credit for 48 days in India and internationally at the time of need. The card is completely free and has no annual or joining fee making it even more attractive.
Pros & Cons
- Interest free cash withdrawal for 48 days.
- No annual fee.
- No joining fee.
Cons
- Convenience fee of INR 99 + GST on redemption of reward points.
Features:
Welcome Benefits: Voucher of INR 500 on spending INR 15,000 within 90 days of activating the card.
Cash Back: 5% cash back to the maximum of INR 1,000 equivalent to the transaction value of first EMI done within 90 days of card generation.
Cash Back:
- 6 reward points on every INR 150 spent online and 3 reward points on every INR 150 spent offline spent below INR 20,000 a month.
- 10 reward points on every INR 150 spent above INR 20,000 a month and the same will be applicable on the birthday of the user.
- 1 reward point = INR .25
- reward points are without any upper limit and one can accumulate as many.
- 3 reward points on the payment of rent will be an independent category.
- There is a convenience fee of INR 99 + GST on redemption of reward points.
Interest Free Cash Withdrawals:
Cash withdrawals without interest on domestic and international ATMs for up to 48 days. There will be a cash advance fee of INR 250 per transaction.
Forex Markup:
3.5% for all international transactions
- Groups
- Credit Card
And that too there are very limited stations with lounge
Do u have it? How much SB a/c should one have to upgrade from select to wealth CC
2250 how can u pm me?
Don't forget the movie ticket benefits on PayTM.
Today received 500 cashback directly on card for spending 15000 on idfc first'millennia card...
card received today
My pincode not showing. Any tricks to get
Waste
I opened senior citizen sb account 25k minimum AMB few months ago and got visa platinum ( hoping for rupay platinum) only consolation was monthly sb interest credit. Left it alone. They sent a mail that themselves 88k approved email + no docs etc. Clicked it & instantly digital card was approved( I put auto pay in full debit from my IDFC saving ac)and was showing in app. In app enabled contact less + ecom and placed a order in Ajio for 2500 just to check. Went through. Now working for 15000 target spend last 2 weeks. (90 days). I have higher limits in inIndusind. But email to approval and onboarding with in 30 minute's. No phone calls etc was impressive. . Physical card via bludary arrived in a, few days lifetime free😀
DM for refer
Never works for me. As soon as I put in adhar and mobile no and dob a pop appears stating that my application cant be processed due to internal policy.
It's waste offer , they are giving wow card which is totally waste
Can I apply for card to card??
Yes.
@Rohit80555 we have to spend before 90 days na to get voucher.
Yes within 90 days. We have to spend 15000.
Why image is of first classic card
Welcome Offer : Gift Vouchers worth above ₹500 on spending ₹15,000 within first 3 months on select variants
What is this?
not available in my area
Is it available on C2C basis ???
Yes Available
What's the eligibilitiy
FD based card he
Any hope for students?
I have good cibil score 774 and credit card too but don't have income proof
Is VKYC compulsory, will they not do only physical or manual KYC. And can we get without Aadhaar
Applied idfc card in jan 2023 got rejected
can I apply now in April 2023 again??
Yes.
Even If you are spending more than 20K in a month this card will not accumulate as much points as the 'Select' and 'Wealth'. Only Railway Lounge Access is available. The 'Select' is still the best for domestic!