Hot Deal
Featured Lifetime Free IDFC FIRST Millennia Credit Card + 500 Voucher Benefits

Lifetime Free IDFC FIRST Millennia Credit Card + 500 Voucher Benefits

3240°
  • 35063
  • 125
  • Last Comment
  • Reasons

    Vote down Reasons

    • Bad Reviews for Website/Seller : 1
    • Better price elsewhere : 1
    • Product not good/not worth the price : 1
    • Repost : 1
Idfcfirstcreditcard desidime topic banner desktop
Helpful
bobby_123

https://www.idfcfirstbank.com/credit-card/ntb-diy/apply


Why We Picked It?

IDFC Bank has launched the FIRST Millennia Credit Card to provide cash backs on shopping and interest free credit for 48 days in India and internationally at the time of need. The card is completely free and has no annual or joining fee making it even more attractive.

Pros & Cons

  • Interest free cash withdrawal for 48 days.
  • No annual fee.
  • No joining fee.

Cons

  • Convenience fee of INR 99 + GST on redemption of reward points.


Features:

Welcome Benefits: Voucher of INR 500 on spending INR 15,000 within 90 days of activating the card.

Cash Back: 5% cash back to the maximum of INR 1,000 equivalent to the transaction value of first EMI done within 90 days of card generation.

Cash Back:

  • 6 reward points on every INR 150 spent online and 3 reward points on every INR 150 spent offline spent below INR 20,000 a month.
  • 10 reward points on every INR 150 spent above INR 20,000 a month and the same will be applicable on the birthday of the user.
  • 1 reward point = INR .25
  • reward points are without any upper limit and one can accumulate as many.
  • 3 reward points on the payment of rent will be an independent category.
  • There is a convenience fee of INR 99 + GST on redemption of reward points.

Interest Free Cash Withdrawals:

Cash withdrawals without interest on domestic and international ATMs for up to 48 days. There will be a cash advance fee of INR 250 per transaction.

Forex Markup:

3.5% for all international transactions

Expiring In 3 days
Top Comments
Deal Cadet Deal Cadet
Link Copied
I have applied it .. Received 500 Amazon voucher for spending 15000 + 2250 Referral bonus + Applied add on card for spouse.. it's also approved , will receive it by next week... For that also after spending 500 rupees cashback) Voucher... Also it's life time free.. So I will get approximately 3000 rupees benifit.. And life time free card .
Deal Cadet Deal Cadet
Link Copied
Only advantage in this LTF is Railway Lounges
Deal Cadet Deal Cadet
Link Copied
Expand
Spanjaykumar wrote:

Bro can you mention all process?

I mean after VKYC any physical verification? total time etc?

I just applied for it.

Yes they are doing physical KYC also after doing video KYC. ...
I am staying in Chennai, the person who came for KYC only asked me where I am staying, not able to find my address.... Something like that I was not able to understand what he is saying (Tamil)..... He was not able to speak Hindi/English properly....
I was waiting for him for to come....
But he has not visited for verification, and updated in records KYC done...
And in next week I received card..
124 Comments  |  
70 Dimers
  • Sort By
Deal Subedar Deal Subedar
Link Copied
Beeter than axis Flipkart card?
Deal Cadet Deal Cadet
Link Copied
Only advantage in this LTF is Railway Lounges
Deal Cadet Deal Cadet
Link Copied
Expand
uvankarthik wrote:
Suggest good card

I have Amazon and FK cards
First Select is better than this. I have applied for it. Let's see.
Commentator Commentator
Link Copied
Wealth is the best card of idfc
Deal Cadet Deal Cadet
Link Copied
I have applied it .. Received 500 Amazon voucher for spending 15000 + 2250 Referral bonus + Applied add on card for spouse.. it's also approved , will receive it by next week... For that also after spending 500 rupees cashback) Voucher... Also it's life time free.. So I will get approximately 3000 rupees benifit.. And life time free card .
Deal Subedar Deal Subedar
Link Copied
Rohit80555 wrote:
I have applied it .. Received 500 Amazon voucher for spending 15000 + 2250 Referral bonus + Applied add on card for spouse.. it's also approved , will receive it by next week... For that also after spending 500 rupees cashback) Voucher... Also it's life time free.. So I will get approximately 3000 rupees benifit.. And life time free card .

2250 how can u pm me? 

Helpful Helpful
Link Copied
Rohit80555 wrote:
I have applied it .. Received 500 Amazon voucher for spending 15000 + 2250 Referral bonus + Applied add on card for spouse.. it's also approved , will receive it by next week... For that also after spending 500 rupees cashback) Voucher... Also it's life time free.. So I will get approximately 3000 rupees benifit.. And life time free card .
wow so great bro - 😊

8859284301cda33fe9ae9a4d76f0c9992e69958

Deal Lieutenant Deal Lieutenant
Link Copied

Don't forget the movie ticket benefits on PayTM. 

Helpful Helpful
Link Copied
Rohit80555 wrote:
I have applied it .. Received 500 Amazon voucher for spending 15000 + 2250 Referral bonus + Applied add on card for spouse.. it's also approved , will receive it by next week... For that also after spending 500 rupees cashback) Voucher... Also it's life time free.. So I will get approximately 3000 rupees benifit.. And life time free card .

Bro can you mention all process?

I mean after VKYC any physical verification? total time etc?

I just applied for it.

Deal Cadet Deal Cadet
Link Copied
Expand
Spanjaykumar wrote:

Bro can you mention all process?

I mean after VKYC any physical verification? total time etc?

I just applied for it.

Yes they are doing physical KYC also after doing video KYC. ...
I am staying in Chennai, the person who came for KYC only asked me where I am staying, not able to find my address.... Something like that I was not able to understand what he is saying (Tamil)..... He was not able to speak Hindi/English properly....
I was waiting for him for to come....
But he has not visited for verification, and updated in records KYC done...
And in next week I received card..
Commentator Commentator
Link Copied
LTF IDFC cards are good for those who have a car as they provide free road side assistance.
Spearhead Spearhead
Link Copied
Rohit80555 wrote:
I have applied it .. Received 500 Amazon voucher for spending 15000 + 2250 Referral bonus + Applied add on card for spouse.. it's also approved , will receive it by next week... For that also after spending 500 rupees cashback) Voucher... Also it's life time free.. So I will get approximately 3000 rupees benifit.. And life time free card .
After reading your message I was inspired to apply for this credit card. I received my card today. Can you please tell me how the IDFC FIRST referral programme works? Also, how did you meet the 15000 spend target? I can't think of any big ticket transactions, do you have any suggestions?
Deal Cadet Deal Cadet
Link Copied
Expand
NeoM wrote:
After reading your message I was inspired to apply for this credit card. I received my card today. Can you please tell me how the IDFC FIRST referral programme works? Also, how did you meet the 15000 spend target? I can't think of any big ticket transactions, do you have any suggestions?
If you will join Banksathi app from referral link you will get 300 instant cash.. + I have referred myself for credit card and applied from my link and earned approx 2000/2100.

I have bought 9600 rupees 24K Gold coin of 2 gm on Ajio website..
And added  5000 rupees on Paytm and earned 100 cashback  in Paytm wallet and paid 5117 for that .

They have already paid 500 Amazon voucher ..

+ Added add on card for spouse... Hope will get 500 for that card too..
Spearhead Spearhead
Link Copied
Expand
Rohit80555 wrote:
If you will join Banksathi app from referral link you will get 300 instant cash.. + I have referred myself for credit card and applied from my link and earned approx 2000/2100.

I have bought 9600 rupees 24K Gold coin of 2 gm on Ajio website..
And added  5000 rupees on Paytm and earned 100 cashback  in Paytm wallet and paid 5117 for that .

They have already paid 500 Amazon voucher ..

+ Added add on card for spouse... Hope will get 500 for that card too..
That's awesome. Were you paid ₹2000 per lead by Banksathi? Is Banksathi reliable when it comes to confirming the cashback?
Deal Cadet Deal Cadet
Link Copied
Expand
NeoM wrote:
That's awesome. Were you paid ₹2000 per lead by Banksathi? Is Banksathi reliable when it comes to confirming the cashback?
I have not recommended to any third person..
I have downloaded it and refered my own / same no via text msg and what's app..
And joined by using that link..

I have opened saving account for me and spouse , and applied for one idfc credit card... For that they paid me near about 2500 rupees..

We need to do--- add Customer details like name, pan card , mobile no.... Initially they will send msg to customer for verification after that they will show you eligible product for that customer...
Then you can refer them as per their intrest...

Now customer has to click on link and have to apply for product... Then our role is over... They will track and credit it in wallet... You can transfer it in Bank.. after diduction of 5% tds.
Deal Cadet Deal Cadet
Link Copied

Screenshot20221213-212743-722Today received 500 cashback directly on card for spending 15000 on idfc first'millennia card...
Deal Cadet Deal Cadet
Link Copied
aniban047563 wrote:
Useless card now
It gave me 2000 cash bonus via Bank sathi + 500 Amazon Voucher+ 500 cashback for spending 15000 + 500 for add on card spouse+ it's life time free...  Screenshot20221217-202646-266Screenshot20221217-202634-185

Generous Generous
Admin
Link Copied

card received today

Deal Newbie Deal Newbie
Link Copied

My pincode not showing. Any tricks to get

Deal Cadet Deal Cadet
Link Copied

I opened senior citizen sb account 25k minimum AMB few months ago and got visa platinum ( hoping for rupay platinum) only consolation was monthly sb interest credit. Left it alone. They sent a mail that themselves 88k approved email + no docs etc. Clicked it & instantly digital card was approved( I put auto pay in full debit from my IDFC saving ac)and was showing in app. In app enabled contact less + ecom and placed a order in Ajio for 2500 just to check. Went through. Now working for 15000 target spend last 2 weeks. (90 days). I have higher limits in inIndusind. But email to approval and onboarding with in 30 minute's. No phone calls etc was impressive. . Physical card via bludary arrived in a, few days lifetime free😀

Deal Cadet Deal Cadet
Link Copied
Still shows FD based Wow FIRST card. Any trick to get Millennia.
Deal Cadet Deal Cadet
Link Copied
Rohit80555 wrote:
I have applied it .. Received 500 Amazon voucher for spending 15000 + 2250 Referral bonus + Applied add on card for spouse.. it's also approved , will receive it by next week... For that also after spending 500 rupees cashback) Voucher... Also it's life time free.. So I will get approximately 3000 rupees benifit.. And life time free card .

what's the referral bonus of 2250?

replyuser
Click here to reply
Reply