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Featured Lifetime Free IDFC FIRST Millennia Credit Card + 500 Voucher Benefits

Lifetime Free IDFC FIRST Millennia Credit Card + 500 Voucher Benefits

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bobby_123

https://www.idfcfirstbank.com/credit-card/ntb-diy/apply


Why We Picked It?

IDFC Bank has launched the FIRST Millennia Credit Card to provide cash backs on shopping and interest free credit for 48 days in India and internationally at the time of need. The card is completely free and has no annual or joining fee making it even more attractive.

Pros & Cons

  • Interest free cash withdrawal for 48 days.
  • No annual fee.
  • No joining fee.

Cons

  • Convenience fee of INR 99 + GST on redemption of reward points.


Features:

Welcome Benefits: Voucher of INR 500 on spending INR 15,000 within 90 days of activating the card.

Cash Back: 5% cash back to the maximum of INR 1,000 equivalent to the transaction value of first EMI done within 90 days of card generation.

Cash Back:

  • 6 reward points on every INR 150 spent online and 3 reward points on every INR 150 spent offline spent below INR 20,000 a month.
  • 10 reward points on every INR 150 spent above INR 20,000 a month and the same will be applicable on the birthday of the user.
  • 1 reward point = INR .25
  • reward points are without any upper limit and one can accumulate as many.
  • 3 reward points on the payment of rent will be an independent category.
  • There is a convenience fee of INR 99 + GST on redemption of reward points.

Interest Free Cash Withdrawals:

Cash withdrawals without interest on domestic and international ATMs for up to 48 days. There will be a cash advance fee of INR 250 per transaction.

Forex Markup:

3.5% for all international transactions

Expiring In 1 day
Top Comments
Deal Cadet Deal Cadet
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I have applied it .. Received 500 Amazon voucher for spending 15000 + 2250 Referral bonus + Applied add on card for spouse.. it's also approved , will receive it by next week... For that also after spending 500 rupees cashback) Voucher... Also it's life time free.. So I will get approximately 3000 rupees benifit.. And life time free card .
Deal Cadet Deal Cadet
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Only advantage in this LTF is Railway Lounges
Deal Cadet Deal Cadet
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Spanjaykumar wrote:

Bro can you mention all process?

I mean after VKYC any physical verification? total time etc?

I just applied for it.

Yes they are doing physical KYC also after doing video KYC. ...
I am staying in Chennai, the person who came for KYC only asked me where I am staying, not able to find my address.... Something like that I was not able to understand what he is saying (Tamil)..... He was not able to speak Hindi/English properly....
I was waiting for him for to come....
But he has not visited for verification, and updated in records KYC done...
And in next week I received card..
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noobDealer wrote:

what's the referral bonus of 2250?

Applying through affiliate apps like Onecode/Bank Saathi etc will get you Referral Bonus, once CC is approved. sunglasses

Deal Cadet Deal Cadet
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noobDealer wrote:

what's the referral bonus of 2250?

Referred myself for credit card on Bank sathi from my own account... And for that they paid me 2000+ amount in Bank account....
Deal Newbie Deal Newbie
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Rohit80555 wrote:
I have applied it .. Received 500 Amazon voucher for spending 15000 + 2250 Referral bonus + Applied add on card for spouse.. it's also approved , will receive it by next week... For that also after spending 500 rupees cashback) Voucher... Also it's life time free.. So I will get approximately 3000 rupees benifit.. And life time free card .

What's spending criteria for add-on card to get voucher?

Deal Cadet Deal Cadet
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rbansalrahul6 wrote:

What's spending criteria for add-on card to get voucher?

I think 100% Cashback upto 500 on first transaction on add on card...
Deal Newbie Deal Newbie
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LordGane wrote:
LTF IDFC cards are good for those who have a car as they provide free road side assistance.
Oh didn't know about that. Do you have T&C /info link handy? I have IDFC First Wealth and was planning to add roadship assistace to my insurance.
Deal Cadet Deal Cadet
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Never works for me. As soon as I put in adhar and mobile no and dob a pop appears stating that my application cant be processed due to internal policy.

Deal Newbie Deal Newbie
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It's waste offer , they are giving wow card which is totally waste

Deal Cadet Deal Cadet
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Rohit80555 wrote:
I have applied it .. Received 500 Amazon voucher for spending 15000 + 2250 Referral bonus + Applied add on card for spouse.. it's also approved , will receive it by next week... For that also after spending 500 rupees cashback) Voucher... Also it's life time free.. So I will get approximately 3000 rupees benifit.. And life time free card .

image

Beacon Beacon
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Why image is of first classic card rage rage rage rage rage rage

Deal Cadet Deal Cadet
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Welcome Offer : Gift Vouchers worth above ₹500 on spending ₹15,000 within first 3 months on select variants

What is this?

Deal Cadet Deal Cadet
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bobby_123 wrote:

@Rohit80555 we have to spend before 90 days na to get voucher.

Yes within 90 days. We have to spend 15000.

Deal Cadet Deal Cadet
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Government-18 wrote:
Only advantage in this LTF is Railway Lounges

And that too there are very limited stations with lounge

Deal Cadet Deal Cadet
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LordGane wrote:
LTF IDFC cards are good for those who have a car as they provide free road side assistance.

Think that's only for 1st year and lifetime....check the conditions

Cool Cool
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uvankarthik wrote:
Suggest good card

I have Amazon and FK cards

Tata Neu,Snapdeal,Airtel,Paytm etc

Deal Newbie Deal Newbie
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Someone please confirm me how to get a lifetime free card with monthly free movie ticket offer
Helpful Helpful
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abhineooo wrote:
Someone please confirm me how to get a lifetime free card with monthly free movie ticket offer
check out axis myzone cc
Deal Subedar Deal Subedar
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Is it available on C2C basis ???

Commentator Commentator
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edges wrote:

Think that's only for 1st year and lifetime....check the conditions

Offers can change any time. As of today, it's life time. No where is it mentioned in the T&C that it is only for first year free.
Deal Cadet Deal Cadet
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FD based card he

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