Unfortunately this deal has expired. Get notified of deals like this in the future.
https://www.idfcfirstbank.com/credit-card/ntb-diy/apply
Why We Picked It?
IDFC Bank has launched the FIRST Millennia Credit Card to provide cash backs on shopping and interest free credit for 48 days in India and internationally at the time of need. The card is completely free and has no annual or joining fee making it even more attractive.
Pros & Cons
- Interest free cash withdrawal for 48 days.
- No annual fee.
- No joining fee.
Cons
- Convenience fee of INR 99 + GST on redemption of reward points.
Features:
Welcome Benefits: Voucher of INR 500 on spending INR 15,000 within 90 days of activating the card.
Cash Back: 5% cash back to the maximum of INR 1,000 equivalent to the transaction value of first EMI done within 90 days of card generation.
Cash Back:
- 6 reward points on every INR 150 spent online and 3 reward points on every INR 150 spent offline spent below INR 20,000 a month.
- 10 reward points on every INR 150 spent above INR 20,000 a month and the same will be applicable on the birthday of the user.
- 1 reward point = INR .25
- reward points are without any upper limit and one can accumulate as many.
- 3 reward points on the payment of rent will be an independent category.
- There is a convenience fee of INR 99 + GST on redemption of reward points.
Interest Free Cash Withdrawals:
Cash withdrawals without interest on domestic and international ATMs for up to 48 days. There will be a cash advance fee of INR 250 per transaction.
Forex Markup:
3.5% for all international transactions
- Groups
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Credit Card
My VKYC link is Expired What can i do?
None of the cards in the past many years I have found that can be bought on a C2C basis. Still struggling to get one credit card on C2C basis with no income details required. Is there any card that is LTF and is issued on the basis of your civil score and previous CC report? If any then pls share the exact link so that I can apply and get it without any hassle.
PS: I have an excellent civil score and my HDFC CC is 3 yrs old too.
Icici platinum chip card, indusind card, idfc card, kotak card maybe,
But but but, all of them ask for income details no matter how meagre it is. And they do site visits too.
Interest free cash withdrawal for 48 days
There will be a cash advance fee of INR 250 per transaction.
Can anyone suggest me the best card for fuel spending and also for offline spends. Will prefer LTF options.
How to get idfc credit card in non serviceable pincodes
Not my type 😏
Many thanks for this. Just applied
This is the default card in my wallet due to its vehicle breakdown and towing assistance feature. It includes even for 2 wheelers. You never know where you are stuck up and when you might require this. I hope they never remove this feature.
Thanks for the deal mine was approved in 2days.
2 Cons from IDFC just like SBI. You will be charged ₹99 + Tax on Rewards redemption, evertime. So, you have to ensure that you are withdrawing something worth more than ₹125 to cross the charges and gain something as a reward. Second, Airport Lounge Access gets activated on spending ₹5000. Chances are if you are flying within first 2 weeks of the month then don't get stranded at airport with denial of lounge access. This happened to my friend!
Can anyone suggest best Ltf rupay card please.
Which bank rupay card give best benefit for upi payments?
Super 💯
Can I apply for card against card???
Yes, you can.
Redemption of reward points take around 468 reward points (₹99+18 Gst=₹117)
4 reward points=₹1
So ₹117x4=468 
Lets take example- 3 points on 150 then on spending of ₹23400 we will get 468 points and they take it as convenience charge
Is it card worth to apply? Any offer coming for idfc card at amazon and Flipkart?
It has RSA facility. Worth to be added as it is LTF. Useful in case of vehicle break down.
Vu
Can someone help me with IDFC debit card
Is ₹5000 spend required to avail railway lounge facility?
It's good for online spends 6x for 150 is 1% and it's LTF too right?
Any leads to get a physical documents submission for IDFC first credit card in Hyderabad? Thank you!
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