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https://www.cibil.com/choose-subscr...on
Usually its 10% now 20%
Very useful for 1 year Subs
Use Promo Code : CIBIL20
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Thanks
@cattlefish thanks for info, kg,
Just checked my score,
There is one loan showing from cap float which I haven’t taken nor I have any idea what’s it about,
What should I do?
Is it something to worry?
capital float is for amazon paylater 👍
I am Using OneScore app it gives both CIBIL and experian report for free.
Also it tracks old score and project future scores.
i once checked on cred only i dont worry about score as i dont need home loan in future 🙏🤣.. till nov 2020 my Experian score was 888/900 but now it got reduced to 802 as i applied for amazon paylater, idfc credit card maybe bcoz of hard enquiry it went down 🤔
0
no credit record
Use one score app
avoid using third party apps/websites, get reports directly, its free once a year and that is more than enough.
if something is free, you are the product
You can refresh it only once per quarter
Just install One score app🙄
Mine is Insta FD 0 balance account.
Cibil reports has a fee of 300 for me.
so, free reports by ICICI depends on account type.
I think closing account early actually reduces the score
Actually anyone can get a CIBIL subscription for free by using the HDFC link. You don’t need to be a HDFC customer for this. Anyone can sign up irrespective of whether you hold a HDFC bank account or credit card or not.
You can refresh your credit report/score once every 30 days which is more than enough since your credit score doesn’t change daily.
https://myscore.cibil.com/CreditView/enrollShor...