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Hot Deal
Open IDFC Bank Account, Get Rs.250 Amazon GV + Earn Rs.20000 (Upto Rs.1000 / referral)

Open IDFC Bank Account, Get Rs.250 Amazon GV + Earn Rs.20000 (Upto Rs.1000 / referral)

1408°
250
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Finance Mentor
beastboy

https://www.idfcba...om

IDFC Bank has extended their referral program as per the new communication email received from them

When your referred friends/family members open an account with IDFC, they receive an e-voucher worth Rs. 250 each too. (redeemable on Amazon, BookMyShow or Shoppers Stop.)

This is the registration link – https://www.idfcfirstbank.com/content/idfcsecur... – but you will not get the Gift Voucher unless referred.
Kindly Personal message me for referrals I will instantly share you the link don’t ask for referrals in comments smile and also for additional benefits wink

IDFC offers Rs.250 Bookmyshow GV to all the account holders every month + best maximum saving interest rate of 7% on saving account

So Total benefit is 12×250 (BMS voucher) = 3000 + 250 (Amazon Voucher on opening account via referral) = Rs.3250

Additionally minimum 6% interest rate on the amount in the your savings account and 7% on the total amount if your balance is above Rs.1 Lakh
that means the moment your balance become even Rs.100001 you will get 7% interest on Rs.100001

Offer Applicable for Savings Account with Average monthly balance of Rs.10000 (Rural Locations) and Rs.25000 (For Metro Cities) , you will get the option to choose from the two in one of the registration page , depending on the city you are selecting.

Total Breakup and Benefits for Savings Account With AMB of Rs.25000
BMS Voucher Worth Rs.3000 + Amazon Gift Voucher Worth Rs.250 + 6% Interest on 25000(Rs.1500), So Total benefit is
3000 + 250 + 1500 = Rs.4750 , which is equivalent to 19% Interest Rate for 1st year and 18% for 2nd Year onwards

Additionally you will get 8 Airport Lounge access (2/quarter) on your Visa Signature debit card and also
10% cashback (Upto Rs.250) on your first shopping spend of minimum Rs.1000 or more

https://cdn0.desidime.com/attachments/photos/60...

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Step By Step Process Below :

1. Click on the referral link i will share with you in PM , you will be redirected to the Account opening Page ,
Please consider pinging for Referral as a kind gesture from your side towards my efforts in explaining the details. grinning
I Will reply Instantly , in worst case if i am out for food or something else stuck_out_tongue I will reply within Half Hour.

https://imgur.com/S...eB

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2. Select the Options as shown in the image above and click on the “Next” button.

3. You Will be taken to the below screen where you have to select the state or city ,
depending on the state or city you are staying in or in the city you want to have account , you will get 2 option to select account which are Rs.10000 MAB Savings account and Rs.25000 MAB Savings Account , please refer the image below to see the difference in the account options when Agartala and Bangalore are selected for Agartala you get the choose from Rs.10000 Account as well as Rs.25000 Account , while for Bangalore you get the option for only Rs.25000 account , But dont worry i have personally confirmed with IDFC that you will get the Gift Voucher in both the cases.

https://imgur.com/o...7Q , https://imgur.com/U...AV

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4. After selecting the account type click on the Button “Open Your Account Now”

5. You will be taken to next screen where you have to Fill your Aadhar and PAN details along with your Phone number and Email Id , also there is a box mentioning Promo Code(Optional) , Dont Worry about filling Promo Code in this box , I have personally verified and confirmed with IDFC that they use it sometime for account opening when they visit campus of Big companies or a company is having special corporate tieup with IDFC , its not required for account opening using this referral program. You will get your Gift Voucher without filling this detail.But you must compulsorily provide your Aadhar and PAN details online itself else you will not receive Rs.250 Amazon Gift Voucher from IDFC.

https://imgur.com/1...42

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6. You will receive OTP on your Aadhar registered mobile number for account verification, fill in the OTP and verify your account on the portal.

7. You are done with all the background formalities , once account is opened you will get a email from IDFC for account opening confirmation.

8. Seed the account with Initial money via Netbanking or Debit Card , for Rs.25000 or Rs.10000 depending on the account type option you selected earlier. I suggest seeding the account with Rs.26000 and Rs.11000 respectively as you will not want to bear the penalty charges after booking your first movies using the debit card and making your balance fall below Rs.25000 grinning

9. Sit tight and wait for your Gift Card to be sent by IDFC on your registered email which may take upto 48 Hrs to worst case a week ( as its being handled by a 3rd party and not IDFC directly ) , which you will be able to redeem on Gyftr.com on this link – https://www.gyftr.com/idfcre...s/?

10. Your welcome kit will be sent only on the Address you have provided during the registration ( dont worry if your Aadhar address is different from the present address ) and will include your IDFC Visa Signature Debit Card and the Instruction manual on how to setup your online account and debit card.

11. Once your account is opened you can start referring and earn upto Rs.20000 Amazon , Bookmyshow or ShopperStop Gift Vouchers. You must be an existing customer of IDFC for the Refer and Earn program.

12. What if IDFC bank is not available in your location pensive , still you can open the account by choosing the location nearest to you grinning , Banks are mandated by RBI to do offline verification for KYC even after submitting Aadhar details online , KYC will be done by IDFC personnel’s by visiting your preferred location or can be done by you by just visiting the branch you selected for account opening within next 6 months , if you fail to do the offline verification within next 6 months , IDFC will close your account after 6 months and refund the money via Demand Draft or Cheque sent to your Address without any overhead charges ( have personally discussed this with IDFC for one of my relative ) , so enjoy this benefit and offer at the earliest.

13. Dont be sad pensive if you dont have money right now to open the account , you can still earn Amazon , BMS or SS Gift Cards PM for the details grinning grinning

List of Places Where IDFC is available and the MAB account option you will be provided.

City……………….MAB Account Type
AGARTALA……….10K.and.25K
AGRA…………..10K.and.25K
AHMEDABAD………25K
AMRITSAR……….25K
ANKLESHWAR……..10K.and.25K
BANGALORE………25K
BHOPAL…………10K.and.25K
BHUBANESWAR…….10K.and.25K
CHANDIGARH……..25K
CHENNAI………..25K
COIMBATORE……..10K.and.25K
DEHRADUN……….10K.and.25K
DELHI………….25K
FARIDABAD………25K
GANDHINAGAR…….25K
GHAZIABAD…….. 25K
GUNTUR…………10K.and.25K
GURGAON………..25K
GUWAHATI……….10K.and.25K
HYDERABAD………25K
INDORE…………10K.and.25K
JAIPUR…………25K
JALANDHAR…….. 25K
JODHPUR………..10K.and.25K
KANPUR…………10K.and.25K
KOCHI………….10K.and.25K
KOLKATA………..25K
LUCKNOW………..25K
LUDHIANA……….25K
MADURAI………..10K.and.25K
MANGALORE………10K.and.25K
MUMBAI…………25K
MYSURU…………10K.and.25K
NAGPUR…………10K.and.25K
NASHIK…………10K.and.25K
NAVI…………..25K
NOIDA………….25K
PANJIM…………10K.and.25K
PATNA………….10K.and.25K
PUNE…………..25K
RAIPUR…………10K.and.25K
RAJAHMUNDRY…….10K.and.25K
RAJKOT…………25K
RANCHI…………10K.and.25K
SALEM………….10K.and.25K
SECUNDERABAD……25K
SHILLONG……….10K.and.25K
SURAT………….25K
THANE………….25K
TIRUCHIRAPPALLI…10K.and.25K
VADODARA……….25K
VAPI…………..10K.and.25K
VARANASI……….10K.and.25K
VIJAYAWADA……..10K.and.25K
VISAKHAPATNAM…..10K.and.25K

Expired
184 Comments  |  
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Deal Lieutenant Deal Lieutenant
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Additionally minimum 6% interest rate on the amount in the your savings account and 7% on the total amount if your balance is above Rs.1 Lakh
that means the moment your balance become even Rs.100001 you will get 7% interest on Rs.100001

This doesnt seems to be correct.. I think only incremental balances above 1 lakh will earn 7%. Any amount upto 1 lakh will earn 6% only.

Finance Mentor Finance Mentor
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Nope… that not the case with IDFC , they provide interest rate of 7% on complete amount the moment it goes above Rs.1 Lakh
instead of incremental amount of Rs.1 Lakh as with other idiotic banks…. and i have confirmed this with them…
all the details i have added are confirmed by me with IDFC

View 5 more replies
Deal Lieutenant Deal Lieutenant
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there was already a post mentioning the same things… y repost???

Finance Mentor Finance Mentor
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1.Deal was over as per DD portal …. smile
2.New points added to the deal details wink

View 1 more reply
Deal Cadet Deal Cadet
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If anyone needs referral to open IDFC Account please pm me.

Deal Cadet Deal Cadet
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How to get bms gv pls guide someone??

Finance Mentor Finance Mentor
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You have to open account in IDFC
Once you receive the IDFC Visa signature debit card
go to bookmyshow website book ticket for any amount upto Rs.250
in the next month before 15th you will get the same amount credited back to your IDFC account

Critic Critic
Link Copied

Is KYC (agent visiting) available in Hyderabad? Or should I have to visit bank for KYC.

Finance Mentor Finance Mentor
Link Copied

IDFC has branch in Hyderabad , so they will call you before visiting you for KYC so you dont have to visit

Pro Entertainer Pro Entertainer
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Bahut mehnat kiya he bhaisab apne likhne me. Acha he. De dijiye ek code muze bhi.
T:- pm me

Finance Mentor Finance Mentor
Link Copied

@P_A_N_K_A_J sent bro

Deal Newbie Deal Newbie
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Pm me for referrals

Deal Subedar Deal Subedar
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Pm me

Talk-Of-The-Town Talk-Of-The-Town
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You can get all above benefits Plus 100 Rs Amazon Or Any GV From Me. If u use my referral. PM Me for referral.

Finance Mentor Finance Mentor
Link Copied

Providing Rs.100 GV of your choice on registering via my referral.. wink PM me for referral

Deal Lieutenant Deal Lieutenant
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PMed smile

View 6 more replies
Deal Newbie Deal Newbie
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Referral code bhayya….! Pls

Deal Subedar Deal Subedar
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Refer me Jan dhan account of idfc

Finance Mentor Finance Mentor
Link Copied

This is not a zero balance account… please read the post.. wink

Deal Cadet Deal Cadet
Link Copied

PM for the referral and will give you good offer as well!

Talk-Of-The-Town Talk-Of-The-Town
Link Copied

Pm me for referral.

Deal Cadet Deal Cadet
Link Copied

Pm me

Finance Mentor Finance Mentor
Link Copied

PMed grinning

Deal Cadet Deal Cadet
Link Copied

Pm me

Deal Cadet Deal Cadet
Link Copied

Pm me

Talk-Of-The-Town Talk-Of-The-Town
Link Copied

I’m also giving 100rs gv of any choice. PM me for referral

Deal Subedar Deal Subedar
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What’s the annual debit card fee?

Talk-Of-The-Town Talk-Of-The-Town
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I think it’s Free. PM if you want referral.

View 6 more replies
Talk-Of-The-Town Talk-Of-The-Town
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Pl. tell about IDFC BANK. Is it safe to open saving account. I had opened saving account in Yes Bank in 2016. To see present scenario, I withdrew all money & have minimum ₹10000. I think , IDFC is a new bank. What is it’s financial status.

Finance Mentor Finance Mentor
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Safe to open the account , I am using from past 3 Years… though as mentioned by Raj.azhar the UI is little bit slow at time , but surely doesn’t suck…. toungueout , and if you have additional money kept in a Bank account in excess of 25k , better to keep in IDFC to earn higher interest rates , BMS voucher toungueout , Visa signature card with free airport lounge access , and amazon GV for account opening itself , if you are not happy you can close the account without incurring any overhead charges after 6 months…. sunglasses

View 2 more replies
The PostMighty The PostMighty
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The UI sucks…mobile banking app never logins(this facility is not available now or due to some technical issues….)..desktop internet banking ui is primitive school grade UI persevere

Talk-Of-The-Town Talk-Of-The-Town
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It means Kotak811 Mahindra Bank is better, it gives 6% above ₹100000 & zero balance, virtual debit card. Work perfectly in app & internet banking.

View 3 more replies
Deal Cadet Deal Cadet
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Pm for referral link

Finance Mentor Finance Mentor
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Providing Rs.100 GV grinning of your choice on registering via my referral.. wink PM me for referral stuck_out_tongue
smile
smile
Going to Brand Factory to get rid of old clothes and also use the Payback offer…
there may be some delays in my response wink , but rest assured you are in safe hands with me… sunglasses

Deal Cadet Deal Cadet
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25k amb if women open in idfc then will they give any concessional dis in amb ?

which is best saving account of women ?

Finance Mentor Finance Mentor
Link Copied

No concessional AMB for women…. men and women are equal…. toungueout
I can’t comment on best saving account for women but yes there are best schemes available for womens provided by the govt.
If you wont be able to use airport lounge access , BMS voucher then may be you can open the account in other bank for zero balance
Ya but if you have Rs.25k and want to earn 6% interest in savings account then you can opt for IDFC and even women can benefits with high interest rates. grinning

View 1 more reply
The PostMighty The PostMighty
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How to generate your own referral link so that i refer others?

Post Emperor Post Emperor
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One question here.. Can we get always Rs.250 Bookmyshow GV or just for first year.

Finance Mentor Finance Mentor
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Everything has to come to an end eventually….. like Standard chartered Flipkart offer , HDFC dineres club offers and any other bank offer… once IDFC gets a good chunk of market share… they will also turn into money hogers….. so….Until they scrap out the offer…. enjoy it…. sunglasses
I am using it from past 2.5 year anyhow watching a movie every month for free…
spent Rs.200 for one and only time when i had to book ticket for Avengers Infinity war 4DX for Rs.450 (Rs.250 cashback + 200)

View 3 more replies
Deal Cadet Deal Cadet
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Pm me the referral

Finance Mentor Finance Mentor
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PMed You bro… grinning

Talk-Of-The-Town Talk-Of-The-Town
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You can see movie virtually zero as you book movie tickets at BMS on thursday to sunday (10AM & 4 PM) using only visa signature card of any bank CC/DC, get ₹500 instant discount ( 300 + 200) 50% of ₹600 for 2/3 tickets + 50% of ₹400 for food & beverages.
See above & calculation
600-300(50% instant discount)=300-250(IDFC CB)=50
This calculation except convienace charges.
When the the time slot opens , tickets quota exhausted in few seconds.

Deal Cadet Deal Cadet
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Can you explain how to avail this offer a bit more in detail please

View 1 more reply
Helpful Helpful
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how much is fd interest rates?
do i need to visit the bank to open account or it can be from home ?
is there any hidden t&C ?

Finance Mentor Finance Mentor
Link Copied

FD rate is upto 8.25% , it was earlier one of the best at 8.5% grinning
No need to visit the bank for opening the account use the referral link i shared with you smile to
open the account online and get Rs.250 GV from IDFC (250 gv is only for online account opening process ) , please make sure you fill your Aadhar and PAN details and also seed the account with initial funding of 25K in the same transaction , if you dont see your bank listed in the netbanking payment list for funding the account , you can ask any of your colleague , friend or relative to do the same ( I did funding of my cousins account stuck_out_tongue from my SBI account as his bank wasn’t listed ) ,
no hidden T&C for this saving bank account,
but i suggest you to make initial funding of 26K , so you balance wont fall below 25K when you book your BMS ticket. wink

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