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Paytm Postpaid LITE AND DELITE | Launched with good credit limit.

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100% OFF 3000.0

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Last Comment 2023-07-01

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HondaSimpson

2021-01-16

Paytm Postpaid is now available. Check the app search or click the banner and they will very your PAN and get you a good credit limit.

You can use it pay almost everywhere to buy grocery, cylinder etc.

What is Postpaid LITE?

Paytm Postpaid allows you to shop today and pay as a single bill next month or earlier using the following modes: UPI, Debit Card, or NetBanking. Paytm Postpaid is offered to our most active customers.

Paytm Postpaid LITE is a variant of Paytm Postpaid. Monthly spend limit of up to Rs. 1,00,000 is provided to Paytm Users under Paytm Postpaid LITE.

How do I become eligible for the other versions of Postpaid?

As you keep using Postpaid LITE for your Paytm spends and repay your bills on time you increase your chances of getting a higher limit and being upgraded to from Postpaid LITE to Postpaid DELITE. Once you become eligible for Postpaid DELITE as per our lending partner's policy, we will notify you.

How do I become eligible for the other versions of Postpaid?

As you keep using Postpaid LITE for your Paytm spends and repay your bills on time you increase your chances of getting a higher limit and being upgraded to from

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What are the charges and/or processing fees? There are No interest, No processing fees. A nominal convenience fee is applicable on monthly spends. Late fee is charged only when you are not able to clear the dues by the due date, currently which is 7th of every month. Late Fee Structure: Outstanding Amount Late Fees (per month) Up to ₹100 ₹0 ₹101 - ₹250 ₹10 ₹251 - ₹500 ₹25 ₹501 - ₹1000 ₹50 ₹1001 - ₹2000 ₹100 ₹2001 - ₹5000 ₹250 ₹5001 and above ₹500 Convenience Fee: Please check your agreement letter in the welcome email that you received on account opening.

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https://www.desidime.com/deals/paytm-postpaid-lite-and-delite-launched-with-good-credit-limit?page=1#post_7315815

Manojvsm

2021-01-16

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Don’t use … Convenience fee to be pay for the amount used… Even if u paid the pending on same day

https://www.desidime.com/deals/paytm-postpaid-lite-and-delite-launched-with-good-credit-limit?page=1#post_7315881

luciferous

2021-01-16

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This is there on LITE account and not on DELITE or ELITE accounts

https://www.desidime.com/deals/paytm-postpaid-lite-and-delite-launched-with-good-credit-limit?page=1#post_7315908

HondaSimpson

2021-01-16

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Yes !

The fees is 0-3% but this is good to keep up this.

Better for starters and those who would be building credit score.

View 2 more replies

https://www.desidime.com/deals/paytm-postpaid-lite-and-delite-launched-with-good-credit-limit?page=1#post_7315937

siva.murala378

2021-01-16

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It’s waste and moreover it will show in your cibil better to use credit card

https://www.desidime.com/deals/paytm-postpaid-lite-and-delite-launched-with-good-credit-limit?page=1#post_7316062

kiranparepally

2021-01-16

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2% charges useless in my view

https://www.desidime.com/deals/paytm-postpaid-lite-and-delite-launched-with-good-credit-limit?page=1#post_7316070

luciferous

2021-01-16

Link Copied

You cannot convert it. Paytm automatically assings it according to your profile

https://www.desidime.com/deals/paytm-postpaid-lite-and-delite-launched-with-good-credit-limit?page=1#post_7316171

adam1

2021-01-16

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I was earlier using paytm postpaid. They started charging me even I paid the amount before the deadline. So I stopped using it. Is it happening with anyone else?