Phonepe: Get up to 20% Cashback (Maximum cashback ₹500) on your first ever Gold purchase

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What is the offer?

• PhonePe Private Limited (“PhonePe”) has, for a limited period of time (as more specifically described below), decided to provide cashback to Users on their first ever gold purchase through the PhonePe Platform. Users for the purpose of this Offer (as more specifically defined hereinbelow) shall mean the persons registered on the payment technology platform owned and operated by PhonePe (“PhonePe Platform”)
• Get up to 20% Cashback (Maximum cashback ₹500) on your first ever Gold purchase through the PhonePe Platform (“Offer”)

What is the eligibility criteria?

• Valid on 1st ever Gold purchase only through the PhonePe Platform
• Payment for purchasing the gold to be made through UPI / Debit Card / Credit Card / Wallet linked on PhonePe Platform
• Minimum transaction amount to avail in the Offer shall be ₹1000

What is the offer duration?

• From 00:00 hrs 1st May 2021 to 23:59 hrs 14th May 2021 (“Offer Period”)

How many times will I be awarded Scratch card?

• Offer can be availed only once (per device, per user) during the Offer Period

How do I get the Scratch card?

• On your PhonePe mobile application
• Click on ‘My Money’ icon
• Click on Gold icon within ‘Investment’ section of the app
• Choose Gold Provider and enter the amount of gold
• Pick the payment option for the same
• Note: In case you hold a wallet balance, it will be automatically used for paying. Please uncheck the checkbox to not to use the wallet amount
• Click on PAY to complete the transaction

How do I redeem the Scratch card and get cashback?

• On a successful transaction on Gold you get the scratch card
• In the PhonePe app, click on View My Rewards section
• Find the unscratched card and swipe to redeem the rewards
• Once redeemed scratch card cashback will be credited within 24 hours
• Scratch card redemption limit is up to one year
• Note: Scratch cards received on this offer can be redeemed only on android version 3.3.36 / iOS version 5.0.31.1000 and above. Upgrade your app to redeem cashback

When do I get the Scratch Card?

• Scratch card will be rewarded to your active PhonePe account within 24 hours of successful completion of the transaction.

What happens in case of refund/cancellation of my transaction?

• In case of any cancellations/refunds, the cashback given on the transaction will continue to remain as gift voucher balance and shall be non-withdrawable to your bank account. This can continue to be used on PhonePe (for recharges, bill payments, etc.)
• Refunded amount less of cashback will be credited back to the source of funds used while making payment.