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Phonepe refer & get scratch card (minimum ₹100) up to ₹1000, when the referred user does their first money transfer through UPI on PhonePe
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 up to ₹1000, when the referred user does their first money transfer through UPI on PhonePe for Rs. at ){kind=link}
 up to ₹1000, when the referred user does their first money transfer through UPI on PhonePe for Rs. at ){kind=link}