Hot Deal
Premium Zero Balance IndusInd Savings Account - Indus Partner

Premium Zero Balance IndusInd Savings Account - Indus Partner

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Deal Subedar
prem4998

Valentine Day Offer for Indus Partner Savings Account



Offer period: 14th Feb’22- 7th March’22. (Update: Offer is extended till March 31st)

Update : Offer extended till 31st May 2022.

https://www.indusind.com/in/en/personal/tnc-val...

Welcome Gift: Complimentary Times Prime Annual Membership Vouchers to celebrate togetherness

Benefits:

  • 2 Power-Packed lifetime free VISA Signature Debit Card for both partners
  • 50% Discounts on Small and Medium Lockers, free for 1st year

https://www.indusind.com/content/dam/indusind-c...

This Valentine’s Day, IndusInd Bank is presenting Indus Partner Savings account loaded with host of
benefits & privileges with no commitment on balances for life, subject to initial funding of INR 2
Lakhs.
*The “Partner” or the Joint Holders (only upto 2) with Mode Of Operation as Either or Survivor can
be Spouses (LGBT included); Father-Son; Father-Daughter; Brother-sister; Mother-Daughter;
Mother-Son.This product otherwise is a INR One Lakh AQB Requirement product with Initial
Payment Requirement of INR One Lakh.

Product Type: Indus Partner Savings Account
Nature of Holding: Can be opened as Jointly with Spouses or Partners* who are Resident Indian
Only.
For Joint Holding: Mode of Operation to be Either or Survivor.

Schedule of Charges

https://www.indusind.com/content/dam/indusind-c...

Product

https://www.indusind.com/in/en/personal/account...

Terms and condition

  • Indus Partner Savings account will have no minimum balance commitment for account
    opened with Initial Payment of INR 2 Lakhs during the offer period. The Average Quarterly
    Balance requirement otherwise is INR 1 Lakh.
  • To Avail the offer the Indus Partner Savings account shall be opened within the offer period:
    i.e. 14/02/2022 to 07/03/2022.
  • The Offer is applicable only for Resident Indians.
  • The existing benefits and features associated with the products shall continue with this offer
    as well.
  • For more details on the Product, Customer(s) can contact the nearest IndusInd branch or visit
    our website www.indusi...om
  • The campaign is not applicable for Account opened via online account opening (OAO) and
    client will have to contact their Relationship Manager or nearest branch to open the
    account.

https://cdn0.desidime.com/attachments/photos/745003/medium/offer.png?1645287838

Expiring In 10 days

Deal Wiki

  • Created by : Mayavi
278 Comments  |  
36 Dimers
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Entertainer Entertainer
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Now the question is from where to bring 2 lakhs and 2 wifes🥺🥺🥺 

Deal Newbie Deal Newbie
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 Whether patner can be father son ? 

Deal Subedar Deal Subedar
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beawre1 wrote:

 Whether patner can be father son ? 

Yes

The “Partner” or the Joint Holders (only upto 2) with Mode Of Operation as Either or Survivor can be Spouses (LGBT included); Father-Son; Father-Daughter; Brother-sister; Mother-Daughter; Mother-Son.

Deal Subedar Deal Subedar
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Thanks for the information. Any idea on the duration for which the initial funding of 2 lakhs need to be maintained ?


Analyst Analyst
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Random123 wrote:

Thanks for the information. Any idea on the duration for which the initial funding of 2 lakhs need to be maintained ?


+1

Deal Cadet Deal Cadet
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joint accounts are almost always a bad idea wink

Deal Subedar Deal Subedar
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Random123 wrote:

Thanks for the information. Any idea on the duration for which the initial funding of 2 lakhs need to be maintained ?


1 day maximum. Manager said that we can withdraw as soon as the account is fully operational. @Vaastav

Deal Subedar Deal Subedar
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prem4998 wrote:

1 day maximum. Manager said that we can withdraw as soon as the account is fully operational. @Vaastav

Thanks. Sorry one more question – do you know if it is possible to open the account online or only via branch ?

Deal Subedar Deal Subedar
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waterloo wrote:

joint accounts are almost always a bad idea wink

Hi any particular reason you mention this ? Thanks

Deal Subedar Deal Subedar
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Random123 wrote:

Thanks. Sorry one more question – do you know if it is possible to open the account online or only via branch ?

The campaign is not applicable for Account opened via online account opening (OAO)

Deal Cadet Deal Cadet
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waterloo wrote:

joint accounts are almost always a bad idea wink

Why? Your money is again secured (upto 5 lakhs).

Deal Subedar Deal Subedar
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prem4998 wrote:

The campaign is not applicable for Account opened via online account opening (OAO)

Thanks again prem. Sorry missed that. Now need to check nearest branch smile

Deal Newbie Deal Newbie
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prem4998 wrote:

Yes

The “Partner” or the Joint Holders (only upto 2) with Mode Of Operation as Either or Survivor can be Spouses (LGBT included); Father-Son; Father-Daughter; Brother-sister; Mother-Daughter; Mother-Son.

@prem4998  how 2 lakhs has to deposited. If cheque whether any one can give cheque or in the name of account holders. Thanks for posting the deal

Deal Subedar Deal Subedar
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beawre1 wrote:

@prem4998  how 2 lakhs has to deposited. If cheque whether any one can give cheque or in the name of account holders. Thanks for posting the deal

Anyone can give the cheque in the name of the account holders. It’s a physical process so visit the branch and they will help you with everything. In my case I already hold 2L+ in my savings so they will just move it I think. I spoke on phone only so yet to visit branch on Monday. Will update you if there is anything worth mentioning.

Deal Subedar Deal Subedar
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P_A_N_K_A_J wrote:

Now the question is from where to bring 2 lakhs and 2 wifes🥺🥺🥺 

2 wifes will bring the 2 lakhs. You come empty handed, okay?

Hotshot Hotshot
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the apply now button leads to this where they will call you back after filing details.https://cdn0.desidime.com/attachments/photos/745027/medium/Screenshot_2022-02-19-23-35-45-1933614090.png?1645293975

& other apply now button shows 2 zero balance accounts and these 3 other accounts.https://cdn0.desidime.com/attachments/photos/745028/medium/Screenshot_2022-02-19-23-32-21-1651143950.png?1645294043

Deal Subedar Deal Subedar
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vkrmjeet wrote:

the apply now button leads to this where they will call you back after filing details.https://cdn0.desidime.com/attachments/photos/745027/medium/Screenshot_2022-02-19-23-35-45-1933614090.png?1645293975

& other apply now button shows 2 zero balance accounts and these 3 other accounts.https://cdn0.desidime.com/attachments/photos/745028/medium/Screenshot_2022-02-19-23-32-21-1651143950.png?1645294043

Hi, I think this offer is only valid for applying via branch

Hotshot Hotshot
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Random123 wrote:

Hi, I think this offer is only valid for applying via branch

it should be updated in the post & title .

Deal Newbie Deal Newbie
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Can joint account be normally used as savings account like doing daily upi trnx with the registered number?

Deal Subedar Deal Subedar
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vkrmjeet wrote:

the apply now button leads to this where they will call you back after filing details.https://cdn0.desidime.com/attachments/photos/745027/medium/Screenshot_2022-02-19-23-35-45-1933614090.png?1645293975

& other apply now button shows 2 zero balance accounts and these 3 other accounts.https://cdn0.desidime.com/attachments/photos/745028/medium/Screenshot_2022-02-19-23-32-21-1651143950.png?1645294043

Do not try via online. Physical branch visit needed to avail this deal benefit.

Hotshot Hotshot
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prem4998 wrote:

Do not try via online. Physical branch visit needed to avail this deal benefit.

okay sir.

Deal Subedar Deal Subedar
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Y.jay wrote:

Can joint account be normally used as savings account like doing daily upi trnx with the registered number?

Yep, except for specific cases(where consent is required from both parties), you can use it normally as a savings account. There is no restrictions or headache as long as the partner is still the same person after 2 or more years stuck_out_tongue_winking_eye

Deal Cadet Deal Cadet
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Random123 wrote:

Thanks. Sorry one more question – do you know if it is possible to open the account online or only via branch ?

Joints accounts can never be opened online.

Deal Cadet Deal Cadet
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Y.jay wrote:

Can joint account be normally used as savings account like doing daily upi trnx with the registered number?

Yes…just note that in joint account, the first holder is usually the one who is considered as account owner for all tax related things.

Deal Cadet Deal Cadet
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@prem4998 Bhai, I assume you already have account with IndusInd.

Is this account at par Indus Exclusive or Indus Select in terms of features and services?

Deal Newbie Deal Newbie
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is there any MAB to maintain? or is it’s zero balance account

Deal Subedar Deal Subedar
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mGforCe wrote:

@prem4998 Bhai, I assume you already have account with IndusInd.

Is this account at par Indus Exclusive or Indus Select in terms of features and services?

Features – I would say Indus Select. But AQB requirement is at par with Exclusive.

In Indus Select also, AQB is 1L for grouped account upto 5 accounts.

Deal Subedar Deal Subedar
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vaibhav100 wrote:

is there any MAB to maintain? or is it’s zero balance account

Minimum 0 need to be maintained.

Spearhead Spearhead
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P_A_N_K_A_J wrote:

Now the question is from where to bring 2 lakhs and 2 wifes🥺🥺🥺 

joy 🤣 laughing Rofl
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