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all loopholes are closed, merchants don't accept credit card payments. dont know how and half of the transactions are not counted by rupay, all these conditions are expected to fail the offer
From their TnC
Effective 20th October 2024, there will be no minimum transaction value requirement of ₹400 for Silver Tier, ₹200 for Gold Tier & ₹100 for Platinum Tier
1.2.3.3.A. New Coins Earning Process: (Effective from 20th October 2024)
1.2.3.3.A.1. A User would earn 1 Coin for every ₹400 spent in Silver Tier, 1 Coin for every ₹200 spent in Gold Tier and 1 Coin for every ₹100 spent in Platinum Tier.
1.2.3.3.A.2. Users will earn Coins on a pro-rata basis, irrespective of the transaction value i.e. if a user has done a transaction of ₹200 when he is Silver Tier, then the user will get 0.50 coins
Now they have updated . .... its 60K for gold and 90k for plat. and fractional points too.
New Program Structure (Effective from 20th October 2024)
| Tier Structure | Silver | Gold | Platinum |
|---|---|---|---|
| Earning | 1 Coin / ₹400 Spent | 1 Coin / ₹200 Spent | 1 Coin / ₹100 Spent |
| Per Coin Value for redemption | ₹1 | ₹1 | ₹1 |
| Transaction Value required for Tier upgrade | - | ₹60,000 | ₹90,000 |
| Transaction Count required for Tier upgrade | - | 40 | 80 |
| Transaction capping | Max 25 Coins per transaction | Max 50 Coins per transaction | Max 100 Coins per transaction |
| Monthly capping | Max 250 Coins per month | Max 500 Coins per month | Max 1000 Coins per month |
| For Reward Maintenance, min. transaction value in previous month | - | Min ₹15,000 | Min ₹25,000 |
| For Reward Maintenance, min. transaction count in previous month | - | Min 13 transaction | Min 20 transaction |
Users will earn Coins on a pro-rata basis, irrespective of the transaction value
1.2.3.3.A. New Coins Earning Process: (Effective from 20th October 2024)
1.2.3.3.A.1. A User would earn 1 Coin for every ₹400 spent in Silver Tier, 1 Coin for every ₹200 spent in Gold Tier and 1 Coin for every ₹100 spent in Platinum Tier.
1.2.3.3.A.2. Users will earn Coins on a pro-rata basis, irrespective of the transaction value i.e. if a user has done a transaction of ₹200 when he is Silver Tier, then the user will get 0.50 coins
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So what's changed? Please summarize old vs new