Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card) + Earn Reward/Cashback
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Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card)+ Earn Reward/Cashback:
Note - Snapay transaction category is Utility (MCC - 4900). Only few selected credit cards you will get the benefit and Dnt use Mastercard credit card because Mastercard charge high MDR on Snapay app.
Snapay 0.5% offer always showing valid only for Visa credit cards but you can also use RuPay credit card, personally verified many times earlier with RuPay credit cards.
Offer -
Go to Utility payment option >> choose low priority and payment method choose "Visa offers" option (remember - RuPay credit card user also choose "Visa offers" option)
Now proceed to pay option -
Here enter your Visa credit card or RuPay credit card and pay (dnt use Mastercard credit card) -
Tips:
Use Amazon ICICI Credit Card and get Flat 1% Cashback but dnt pay more than 50k otherwise ICICI will charge you 1%+GST for Utility spend. Also remember, if you already pay Utility payment somewhere else on this billing cycle then dnt cross all Utility transactions combined more than 50k.
Best card i think HDFC Infinia Visa variant. You will get highest Cashback on Utility spend.
Keep in mind that these days, many banks charge 1% + GST on utility spending beyond a certain limit. Avoid crossing that limit in your billing cycle; otherwise, 1% + GST charge will apply.
Deal Wiki
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Last updated by: abhishek012
ICICI Credit Card holders - New t&c will apply from tomorrow 15th Nov, 2024 but..
If you transaction today, your transaction will settled tomorrow.
Many times, the bank has deduct the charges for transactions made 2-3 days earlier, even though the devaluation was supposed to happen after 2-3 days. The banks give the reason that the charge was applied because the transaction was settled 2-3 days later.
ZERO Cashback + 0.5% extra charge
Transfer 20,000 at .50 charge. Total charges will be 118 including GST. If pay by amazon pay card will get 200 as cashback
Good for those who need to transfer money from card to account.
FYI- As this is utility payment also check if your card charges extra charges for utility bill payment, as now different banks have different slab for utility bill payment and after which they charge 1% extra.
@abhishek012 What about diners black credit card will we get similar benefits to infinia?
Remember, make sure not to cross 50k on Utility category even by mistake in this billing cycle. Otherwise, ICICI Bank will charge a full 1% + GST.
What about sbi vistara cc? Can I swipe it for 2L and above?
Any benefits from tata neu hdfc rupay cc🤔
No bro, no idea about sc smart cc
Posted by @abhishek012 as well
Bekar h snapay chor company h paisa marna chahti h bs
Millenia eligible for 1% cashback?
or here - https://www.desidime.com/discussions/revisions-...
Also 50k restriction devaluation, 50k or above transaction 1%+GST charge - https://www.desidime.com/discussions/another-ro...
HDFC cards working on payment gateway. Earlier I used to get error.
Which card?
For me transaction failing after entering OTP in millennia
Does Kotak Myntra Rupay fetch 1.25% cb?
@sanjeevtomarji RuPay credit card also eligible on this offer. Choose "Visa offers" option and next page use your RuPay credit card. However, dnt use mastercard credit card.
I always use RuPay credit card on all Snapay Visa credit card offers. Snapay never charge anything extra. Dnt use Mastercard credit card because Mastercard charge high MDR on Snapay app.
Beware. Snapay deducted more charge if pay other than visa card
Does Kotak White card works on Utility and how much reward after charges?
Flipkart axis is eligible?
Bro,. I was not aware that Indus legend has 25k limit for utility. So did 25001rs transaction recently(for 1500rs voucher offer), and charged full 1%+gst i.e. ~300rs. So beware if you are going to use legend card, do less than 25k transaction.
Total charges 0.59% right? (Including charges and GST)
Is it safe to use? Do they have customer care?
Can be more also but I personally don't prefer to do high value transaction as it can trigger flag in the system
what are the other credit cards possible to get rewards or cashback any idea?
Oh but ICICI Devaluation PDF file mentioned only Utility MCC - 4899, 4900, 4901, 3887
Here link - https://www.icicibank.com/content/dam/icicibank...
Transaction fails by using Amazon icici card
Yes there is no issue in using the app . No blocking of card unless very high value transaction is done. I am using it for more than 2 years
Paid ₹49500 through apicici cc, ₹49207.95 receivable, ₹292.05 deducted, how much we will get from apicici cc, 1% i think🤔
Remember, make sure not to cross 50k on Utility category even by mistake in this billing cycle. Otherwise, ICICI Bank will charge a full 1% + GST.
Those Who Used iMobile Giftcard Transaction With Amazon Card. -
Make Sure By Reducing That Amount From 50k Monthly Utility Limit. -
As iMobile Giftcard Transactions MCC Is 4814 Utility
Yes there is no issue in using the app . No blocking of card unless very high value transaction is done. I am using it for more than 2 years
High chances that Axis will block the card and few other banks already blacklisted it