Hot Deal
Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card) + Earn Reward/Cashback

Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card) + Earn Reward/Cashback

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Finance Mentor
abhishek012
snapay credit card to bank account

https://play.google.com/store/apps/details?id=c...

Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card)+ Earn Reward/Cashback:

Note - Snapay transaction category is Utility (MCC - 4900). Only few selected credit cards you will get the benefit and Dnt use Mastercard credit card because Mastercard charge high MDR on Snapay app.

Snapay 0.5% offer always showing valid only for Visa credit cards but you can also use RuPay credit card, personally verified many times earlier with RuPay credit cards. 
Offer -

snapay credit card to bank account

Go to Utility payment option >> choose low priority and payment method choose "Visa offers" option (remember - RuPay credit card user also choose "Visa offers" option)

snapay credit card to bank account trick

Now proceed to pay option -

snapay credit card to bank account trick photo

Here enter your Visa credit card or RuPay credit card and pay (dnt use Mastercard credit card) -

Screenshot-20241114-191451

Tips: 

Use Amazon ICICI Credit Card and get Flat 1% Cashback but dnt pay more than 50k otherwise ICICI will charge you 1%+GST for Utility spend. Also remember, if you already pay Utility payment somewhere else on this billing cycle then dnt cross all Utility transactions combined more than 50k.

Best card i think HDFC Infinia Visa variant. You will get highest Cashback on Utility spend.

Keep in mind that these days, many banks charge 1% + GST on utility spending beyond a certain limit. Avoid crossing that limit in your billing cycle; otherwise, 1% + GST charge will apply.

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Top Comments
Crusader Crusader
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Paid ₹49500 through apicici cc, ₹49207.95 receivable, ₹292.05 deducted, how much we will get from apicici cc, 1% i think🤔

Finance Mentor Finance Mentor
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Yes, 1% Cashback.

Remember, make sure not to cross 50k on Utility category even by mistake in this billing cycle. Otherwise, ICICI Bank will charge a full 1% + GST.
Commentator Commentator
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Those Who Used iMobile Giftcard Transaction With Amazon Card. -

Make Sure By Reducing That Amount From 50k Monthly Utility Limit. -

As iMobile Giftcard Transactions MCC Is 4814 Utility

Deal Subedar Deal Subedar
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Yes there is no issue in using the app . No blocking of card unless very high value transaction is done. I am using it for more than 2 years

Deal Subedar Deal Subedar
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@sanjeevtomarji

High chances that Axis will block the card and few other banks already blacklisted it

243 Comments  |  
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Deal Cadet Deal Cadet
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Sbi cashback card 

Finance Mentor Finance Mentor
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ZERO Cashback + 0.5% extra charge

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Deal Subedar Deal Subedar
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https://play.google.com/store/apps/details?id=c... Snapay Flash Deal- Low priority at .50% instead of 1% , only with visa credit cards   

Transfer 20,000 at .50 charge. Total charges will be 118 including GST. If pay by amazon pay card will get 200 as cashback

Good for those who need to transfer money from card to account.

FYI- As this is utility payment also check if your card charges extra charges for utility bill payment, as now different banks have different slab for utility bill payment and after which they charge 1% extra.

Deal Cadet Deal Cadet
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@abhishek012 What about diners black credit card will we get similar benefits to infinia?

Crusader Crusader
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Paid ₹49500 through apicici cc, ₹49207.95 receivable, ₹292.05 deducted, how much we will get from apicici cc, 1% i think🤔

Finance Mentor Finance Mentor
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Yes, 1% Cashback.

Remember, make sure not to cross 50k on Utility category even by mistake in this billing cycle. Otherwise, ICICI Bank will charge a full 1% + GST.
View 23 more replies
Deal Newbie Deal Newbie
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What about sbi vistara cc? Can I swipe it for 2L and above?

Deal Cadet Deal Cadet
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+1
Heart of Gold Heart of Gold
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Use Bob snapdeal rupay cc and 1.25% cb

Deal Subedar Deal Subedar
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Any limit on 1.25% cb?

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Crusader Crusader
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Any benefits from tata neu hdfc rupay cc🤔

Crusader Crusader
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Why you're showing ₹100000,which card you hve🤔

Finance Mentor Finance Mentor
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You can pay any amount between Rs100 to 1 lakh.
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Deal Subedar Deal Subedar
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IMG20241114195039

Post Tycoon Post Tycoon
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VU

Blaze Blaze
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Any idea if sc smart cc will get 2% back?

Deal Subedar Deal Subedar
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No bro, no idea about sc smart cc

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Crusader Crusader
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Posted by @abhishek012 as well

Beacon Beacon
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settlement date for 14 Nov is 21 Nov

Finance Mentor Finance Mentor
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Yes, because of saturday and sunday.
Deal Newbie Deal Newbie
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Bekar h snapay chor company h paisa marna chahti h bs

Deal Subedar Deal Subedar
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Why?

Deal Subedar Deal Subedar
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Millenia eligible for 1% cashback?

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Deal Newbie Deal Newbie
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HDFC cards working on payment gateway. Earlier I used to get error.

Budding Star Budding Star
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Which card?

For me transaction failing after entering OTP in millennia

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Deal Subedar Deal Subedar
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Does Kotak Myntra Rupay fetch 1.25% cb?

Budding Star Budding Star
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Yes

Finance Mentor Finance Mentor
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@sanjeevtomarji RuPay credit card also eligible on this offer. Choose "Visa offers" option and next page use your RuPay credit card. However, dnt use mastercard credit card.

I always use RuPay credit card on all Snapay Visa credit card offers. Snapay never charge anything extra. Dnt use Mastercard credit card because Mastercard charge high MDR on Snapay app.

Deal Subedar Deal Subedar
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Beware. Snapay deducted more charge if pay other than visa card

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Helpful Helpful
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Does Kotak White card works on Utility and how much reward after charges?

Deal Colonel Deal Colonel
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kotak white doesnt have categories and straight way 2% rewards via completing milestones
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Wingman Wingman
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Flipkart axis is eligible?

Finance Mentor Finance Mentor
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No, Utility category - 0% cashback + dnt use Axis Flipkart CC on Snapay app, Axis bank cancel your credit card.
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Helpful Helpful
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what about indusind legend??
Deal Subedar Deal Subedar
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Bro,. I was not aware that Indus legend has 25k limit for utility. So did 25001rs transaction recently(for 1500rs voucher offer), and charged full 1%+gst i.e. ~300rs. So beware if you are going to use legend card, do less than 25k transaction.

Deal Cadet Deal Cadet
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Total charges 0.59% right? (Including charges and GST)

Deal Subedar Deal Subedar
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Yes

Deal Newbie Deal Newbie
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Is it safe to use? Do they have customer care?

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Vanguard Vanguard
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Max 20k?
Deal Subedar Deal Subedar
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Can be more also but I personally don't prefer to do high value transaction as it can trigger flag in the system

Post Tycoon Post Tycoon
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How about on flipkart axis visa?? 1.5% cb?

Finance Mentor Finance Mentor
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No, Utility category - 0% cashback + dnt use Axis Flipkart CC on Snapay app, Axis bank cancel your credit card.
View 6 more replies
Deal Subedar Deal Subedar
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what are the other credit cards possible to get rewards or cashback any idea? 

Pro Mobile Guru Pro Mobile Guru
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Not sure if IDFC cc is a good idea
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Deal Cadet Deal Cadet
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amex?

Finance Mentor Finance Mentor
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Close your AMEX Card and live your life peacefully.
Commentator Commentator
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Those Who Used iMobile Giftcard Transaction With Amazon Card. -

Make Sure By Reducing That Amount From 50k Monthly Utility Limit. -

As iMobile Giftcard Transactions MCC Is 4814 Utility

View 5 more replies
Deal Cadet Deal Cadet
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Transaction fails by using Amazon icici card

Deal Cadet Deal Cadet
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Hi, I have a few queries.

1. Is it okay to use this app?

2. Are there any banks that may block/close the credit card after using it on this app? Has anyone experienced a problem related to this app?

Deal Subedar Deal Subedar
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Yes there is no issue in using the app . No blocking of card unless very high value transaction is done. I am using it for more than 2 years

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