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1) 1% surcharge is applicable if u use for FUEL (similar to Credit Card)
2) U will not get 0.75% Fuel Cashback
(similar to Credit Card)
3) 0.5% charges if u load Dhani Wallet wd cc
4) Risk whether u will get 50% ie 1700₹ Cashback in this offer
5) Assuming u will get cashback, then also 150/- per month is fees out of 500/- Cashback
.
At last , in 10000 Txn u get 500 cb
But net benefit is as below
500-150 fees- 100 sc- 75 fuel cb-50 cc load = ₹125
.
.
DHANIPAY CARD IS GOOD IF: if u use at Other Merchants (Except Petrol Pump) u get flat 5% cb on other Merchants.
Net benefit- 500-150= 350 ie 3.5% (assuming ur usage 10000₹ per month)
What are the benefits of membership?
I see the amex card option to load the waller. But it always gives error for the invalid cvv. Anyone able to load using amex? @abhishek012
Take Silver Plan (Annually) For More Profit (Because Dhani card is accepted on very less site)
Annual Charge =900
Cb= 50%=450
Effective Annual Charge for silver plan =450
Per month you will get cb of Rs 250 = 12*250=3000 (On spend of 60000)
Net Profit = 3000-450=2550
You will get 2550 Cb on spend of rs 60000 (4.2% cb on silver plan)
Platinum Plan
Annual Charge =3400
Cb= 50%=1700
Effective Annual Charge for silver plan =1700
Per month you will get cb of Rs 500 = 12*500=6000 (On spend of 120000)
Net Profit = 6000-1700=4300
You will get 4300 Cb on spend of rs 120000 (3.5% cb on Platinum plan)
So Subscribe Silver Plan And you will get .7%More cashback
Earlier silver plan used to give only 125 cashback. When it became 250?
Anyone got cashback?
Yes instantly
VU