Union bank launch RuPay 'JCB Health' UPI Credit card | Get services worth Rs31,750

Union bank launch RuPay 'JCB Health' UPI Credit card | Get services worth Rs31,750

Pro Blogger

Union bank launch RuPay 'JCB Health' UPI Platinum Credit card | Get services worth Rs31,750:

Note - Union bank official variant name "Union JCB HEALTH" Platinum Credit Card and card also link with UPI.

Apply link: https://unioncards.unionbankofindia.co.in/Geniu...


About the Card:

Union JCB Health card is designed keeping in view Medical, Medical product requirements, Home and Lifestyle expenses. This card offers Annual benefits worth Rs.22,000/- on a variety of services.

The card is designed to meet various needs by offering Airport Lounge access, Complimentary Golf games, various Discounted programs, Complimentary Online medical consultation, Complimentary Health Check-ups, Various Wellness and Lifestyle services and much more. Visit Features & Benefits for more details.

To avail services under Union JCB Health Card, Visit the website https://eahomecare.in

Features & Benefits:

Features & benefits

Following are the set of services available under Union JCB Health card variant:
Annual benefit on this card are worth 9160844rupee 31,750/- as mentioned below.

Benefits Category Benefits Details Service delivery Program Inclusion
Medical Teleconsultation with E-prescription. Video Consult 2 Free Teleconsultations/Year
Video Consult 2 Free Teleconsultations/Year
Doorstep Delivery
Diagnostic Packages 1 Free Package A - C
Medicine delivery
Doorstep Delivery 1 Zero Delivery Charge Express Delivery (5 kms)
Wellness Dietician Video Consult 1 Free Teleconsultation/Year
Fitness Training
Video Consult 1 Free Session/Year
Home & Lifestyle
Car Wash & Vehicle Sanitization Doorstep Delivery 1 Free Car Cleaning/Year
Car Services(Battery Jump Start/Fuel Delivery/Tire Replacement)
Doorstep Delivery Any 2 Free Car Service/Year
Doorstep Delivery
Home Appliance Repair(AC/TV/Fridge) 1 Free Appliance Repair/Year(Labour Only)
Fashion Stylist Consultation
Video Consult 1 Free Consultation/Year
Video Consult
Hobby Development (Cooking/Dance/Music) Any 1 Free Consultation/Year
Home Digital Protection Device Protection- Ransomware/Online Banking/Antivirus/Browsing & Digi-Parenting Protection Online 1 Device Protection License
Email Account monitoring & Proactive Alerting in case of breach detection on Dark web
Online 1 Free Email ID monitoring & Alerting

Sr No. Medical facilities and approximate Benefit
(Amount in Rs.)
Wellness facilities and approximate benefit
(Amount in Rs.)
Home and Life style facilities and approximate Benefit
(Amount in Rs.)
Home Digital Protection facilities and approximate Benefit
(Amount in Rs.)
Free Insurance cover facility and approximate Benefit
(Amount in Rs.)
1 Tele Consultation 4000 Dietician 2000 Car Wash 3000 Antivirus device protection 1000 Personal accident
and disability cover
Rs.10 lacs
2 Psychologist 4000 Fitness training 3000 Car Services 3000 Email account monitoring from Cyberior 500
3 Diagnostic packages 3500 Home appliances Repair 3000
4 Medicine delivery 750 Fashion stylish consultation 2000
5 Hobby development 2000
Total 12250 5000 13000 1500

Along with the above, Customers can also avail all the offers provided by RuPay, JCB and our Bank from time to time for further details on the offers, customers may visit website https://unioncards.unionBankofindia.co.in

UPI on Credit card

Enjoy UPI payments on credit cards on BHIM app. This card is enabled on UPI for making merchant Payments (P2M) (through QR scan or online transactions).

Reward points

2 reward points. For every spend of Rs. 50,000 beyond 2.00 lakh, an incremental reward of 2000 points.

Fuel Surcharge Reimbursement

1% of fuel purchase transaction. Reimbursed to a maximum amount of Rs 100/- per card per month.

Accidental Insurance Coverage

Free Personal Accident Insurance coverage of up to Rs 10 lakh in case of loss of life. *T&C Apply

Airport and lounge access & Concierge services

Complimentary Domestic lounge access across India - 2 per quarter and International lounge access - 2 per year.

24*7 RuPay provided Domestic Concierge services would be extended through their toll free number 1800 26 78729 to help you to save valuable time and make and is subject to change as per RuPay's discretion from time to time without any prior notice.

Please refer link below for more details.

Lost Card Liability

In case of loss of credit card, report it immediately at our 24-Hour Customer Care 1800 425 1515 (Toll free). The card will be immediately blocked for all transactions to prevent card misuse. Any fraudulent transaction up to Rs. 1.50 lacs after reporting the loss will be covered by the Bank.

RuPay Offers

Exclusive merchant offers and cash back in Eateries, Restaurants & Utility Payments provided by RuPay. These offers are provided by RuPay by is subject to change as per their discretion from time to time without prior notice. Please refer the below link below for more details.

Fees and Charges:

Type of fee

Charges (Amount 9160844rupee / %)

Admission Fee


Annual Subscription - Main card


Annual Subscription - Add on card


Annual Subscription waived in the first year and not levied if usage in the previous year


Roll Over Facility

5 %

Free Credit Period

21 to 50 days depending up on the date of purchase

Accidental Insurance Coverage

9160844rupee10,00,000/- for card.

Lost Card Insurance


Cash Advance Limit

30% of the sanctioned limit

Add on card charges


Lost Card Charges


Lost Card Replacement Charges


Charge Slip Request Charges


Transactions charges at Railways

1.5% + IRCTC charges

Surcharge on fuel purchase

1% of fuel purchase transaction. Reimbursed to a maximum amount of 9160844rupee100/- per card per month.

Foreign Currency Mark up


Temporary Enhancement charges per occasion


Hot Listing Charges


Cash withdrawal through Union Bank of India ATMs

3% on the amount withdrawn or 9160844rupee200/- whichever is higher

Cash Withdrawal charges Other Bank ATMs

9160844rupee50/- in addition to 3 % on the amount withdrawn or 9160844rupee200/- whichever is higher

Balance Enquiry in Union Bank of India ATMs


Balance Enquiry in Other Bank ATMs


Interest on cash advance charges

2.5% per month

Service charge on revolving credit facility if MPD is paid with due date

2.5% p.m or 34.49% Annualized percentage rate

Service charge on revolving credit facility if MPD is not paid within due date

2.95% p.m or 41.75 % Annualized percentage rate

Over limit charges

2.5% of the over limit amount, minimum 9160844rupee250/-

Duplicate statement for >3 months

9160844rupee50/- per statement

Duplicate physical PIN mailer

9160844rupee50/- per occasion

EMI facility


EMI facility can be availed for 3/6/9/12 months except for Gold purchase, Cash withdrawals and fuel transactions

Processing Fee

2%, minimum 9160844rupee200/- and maximum 9160844rupee1000/-

Rate of Interest

16% per annum on reducing balances

Pre-closure Fee

2% of the outstanding amount under EMI still not due

Late Payment Charges

Outstanding up to 9160844rupee25,000/-


Above 9160844rupee25,000/-


The above charges are exclusive of taxes and subject to change as per bank discretion from time to time without any prior notice.


• Cards are issued primarily to customers. To Non customers on selective basis.
• Primary card holder should be in the age bracket of 18 years to 60 years for salaried and 18 years to 65 years for professionals.
• Add-on card holder should be 18 years and above.
• Income Eligibility is 9160844rupee7.5 lakh per Annum.
• For Business class 2 years I.T.Returns with computation sheets
• For Salaried class Form 16 / ITRs with latest Salary slip.
• Cards are also issued against lien on Fixed Deposit with 25% margin without insisting for Income Proof & Scoring Model.

The above eligibility criteria are only indicative.
The Bank reserves the right to approve or decline applications for Credit Card.

Documents to be submitted along with application :

• Application for credit card with complete information
• Two Passport size Color Photographs
• Latest Income Tax Returns for 2 years / Form 16 / Salary Slip
• Proof of address, ID Proof, Pan Copy as per KYC norms

Physical card image shared by @pbcmehul


Expiring In 18 days
4 Dimers
  • Sort By
Deal Newbie Deal Newbie
Link Copied

What does jcb stands for

Pro Blogger Pro Blogger
Link Copied
nicsaachika855 wrote:

What does jcb stands for

JCB is Japan's Credit card company (same like RuPay card in India).

Founded in 1961 as Japan Credit Bureau, As of September 2022, JCB cards have been issued in many countries and territories, including China, India, Indonesia and Thailand with over 150 million card holders and over 41 million merchant points worldwide. JCB Card also operates a network of membership airport lounges for holders of their Platinum Cards issued outside Japan (JCB Card also accept in 195 countries).

India’s RuPay card and Japan’s JCB International Card have launched RuPay-JCB Global Cards, which can be used at all point of sales (POS) terminals which accept RuPay cards and terminals outside India which accept JCB Card.

Those who dnt know RuPay-JCB card work on JCB acceptance International online websites outside India. wherever you see JCB Card logo, your RuPay-JCB card will accept – ATM, POS & Online International websites.

Visit here more details about RuPay-JCB Global cards and which banks in India issue RuPay-JCB Global cards - https://www.desidime.com/deals/rupay-jcb-global...

you can visit here for all RuPay-JCB Global cards offers – https://www.specialoffers.j...n/

If you want to know more about RuPay-JCB Global Card all alliance partner in other countries, visit here - https://www.global.jcb/en/press/category/allian...

RuPay-JCB Global card (All International Offers) -https://www.desidime.com/deals/rupay-jcb-global...

Deal Newbie Deal Newbie
Link Copied

Only for union bank customer

Deal Newbie Deal Newbie
Link Copied

You must have savings account to be eligible

Click here to reply