Union bank launch RuPay 'JCB Health' UPI Credit card | Get services worth Rs31,750

Union bank launch RuPay 'JCB Health' UPI Platinum Credit card | Get services worth Rs31,750:

Note - Union bank official variant name "Union JCB HEALTH" Platinum Credit Card and card also link with UPI.

Apply link: https://unioncards.unionbankofindia.co.in/Geniu...

About the Card:

Union JCB Health card is designed keeping in view Medical, Medical product requirements, Home and Lifestyle expenses. This card offers Annual benefits worth Rs.22,000/- on a variety of services.

The card is designed to meet various needs by offering Airport Lounge access, Complimentary Golf games, various Discounted programs, Complimentary Online medical consultation, Complimentary Health Check-ups, Various Wellness and Lifestyle services and much more. Visit Features & Benefits for more details.

To avail services under Union JCB Health Card, Visit the website https://eahomecare.in

Features & Benefits:

Features & benefits Following are the set of services available under Union JCB Health card variant: Annual benefit on this card are worth 31,750/- as mentioned below. Benefits Category Benefits Details Service delivery Program Inclusion Medical Teleconsultation with E-prescription. Video Consult 2 Free Teleconsultations/Year Psychologist Video Consult 2 Free Teleconsultations/Year Doorstep Delivery Diagnostic Packages 1 Free Package A - C Medicine delivery Doorstep Delivery 1 Zero Delivery Charge Express Delivery (5 kms) Wellness Dietician Video Consult 1 Free Teleconsultation/Year Fitness Training Video Consult 1 Free Session/Year Home & Lifestyle Services Car Wash & Vehicle Sanitization Doorstep Delivery 1 Free Car Cleaning/Year Car Services(Battery Jump Start/Fuel Delivery/Tire Replacement) Doorstep Delivery Any 2 Free Car Service/Year Doorstep Delivery Home Appliance Repair(AC/TV/Fridge) 1 Free Appliance Repair/Year(Labour Only) Fashion Stylist Consultation Video Consult 1 Free Consultation/Year Video Consult Hobby Development (Cooking/Dance/Music) Any 1 Free Consultation/Year Home Digital Protection Device Protection- Ransomware/Online Banking/Antivirus/Browsing & Digi-Parenting Protection Online 1 Device Protection License Email Account monitoring & Proactive Alerting in case of breach detection on Dark web Online 1 Free Email ID monitoring & Alerting Sr No. Medical facilities and approximate Benefit (Amount in Rs.) Wellness facilities and approximate benefit (Amount in Rs.) Home and Life style facilities and approximate Benefit (Amount in Rs.) Home Digital Protection facilities and approximate Benefit (Amount in Rs.) Free Insurance cover facility and approximate Benefit (Amount in Rs.) 1 Tele Consultation 4000 Dietician 2000 Car Wash 3000 Antivirus device protection 1000 Personal accident and disability cover Upto Rs.10 lacs 2 Psychologist 4000 Fitness training 3000 Car Services 3000 Email account monitoring from Cyberior 500 3 Diagnostic packages 3500 Home appliances Repair 3000 4 Medicine delivery 750 Fashion stylish consultation 2000 5 Hobby development 2000 Total 12250 5000 13000 1500 Along with the above, Customers can also avail all the offers provided by RuPay, JCB and our Bank from time to time for further details on the offers, customers may visit website https://unioncards.unionBankofindia.co.in

UPI on Credit card

Enjoy UPI payments on credit cards on BHIM app. This card is enabled on UPI for making merchant Payments (P2M) (through QR scan or online transactions).

Reward points

2 reward points. For every spend of Rs. 50,000 beyond 2.00 lakh, an incremental reward of 2000 points.

Fuel Surcharge Reimbursement

1% of fuel purchase transaction. Reimbursed to a maximum amount of Rs 100/- per card per month.

Accidental Insurance Coverage

Free Personal Accident Insurance coverage of up to Rs 10 lakh in case of loss of life. *T&C Apply

Airport and lounge access & Concierge services

Complimentary Domestic lounge access across India - 2 per quarter and International lounge access - 2 per year.

24*7 RuPay provided Domestic Concierge services would be extended through their toll free number 1800 26 78729 to help you to save valuable time and make and is subject to change as per RuPay's discretion from time to time without any prior notice.

Please refer link below for more details.
https://www.rupay.co.in

Lost Card Liability

In case of loss of credit card, report it immediately at our 24-Hour Customer Care 1800 425 1515 (Toll free). The card will be immediately blocked for all transactions to prevent card misuse. Any fraudulent transaction up to Rs. 1.50 lacs after reporting the loss will be covered by the Bank.

RuPay Offers

Exclusive merchant offers and cash back in Eateries, Restaurants & Utility Payments provided by RuPay. These offers are provided by RuPay by is subject to change as per their discretion from time to time without prior notice. Please refer the below link below for more details.

Fees and Charges:

Type of fee Charges (Amount / %) Admission Fee 499/- Annual Subscription - Main card 499/- Annual Subscription - Add on card - Annual Subscription waived in the first year and not levied if usage in the previous year 50,000/- Roll Over Facility 5 % Free Credit Period 21 to 50 days depending up on the date of purchase Accidental Insurance Coverage 10,00,000/- for card. Lost Card Insurance 1,50,000/- Cash Advance Limit 30% of the sanctioned limit Add on card charges - Lost Card Charges Nil Lost Card Replacement Charges 149/- Charge Slip Request Charges 200/- Transactions charges at Railways 1.5% + IRCTC charges Surcharge on fuel purchase 1% of fuel purchase transaction. Reimbursed to a maximum amount of 100/- per card per month. Foreign Currency Mark up 3% Temporary Enhancement charges per occasion 200/- Hot Listing Charges 200/- Cash withdrawal through Union Bank of India ATMs 3% on the amount withdrawn or 200/- whichever is higher Cash Withdrawal charges Other Bank ATMs 50/- in addition to 3 % on the amount withdrawn or 200/- whichever is higher Balance Enquiry in Union Bank of India ATMs Nil Balance Enquiry in Other Bank ATMs 20/- Interest on cash advance charges 2.5% per month Service charge on revolving credit facility if MPD is paid with due date 2.5% p.m or 34.49% Annualized percentage rate Service charge on revolving credit facility if MPD is not paid within due date 2.95% p.m or 41.75 % Annualized percentage rate Over limit charges 2.5% of the over limit amount, minimum 250/- Duplicate statement for >3 months 50/- per statement Duplicate physical PIN mailer 50/- per occasion EMI facility EMI EMI facility can be availed for 3/6/9/12 months except for Gold purchase, Cash withdrawals and fuel transactions Processing Fee 2%, minimum 200/- and maximum 1000/- Rate of Interest 16% per annum on reducing balances Pre-closure Fee 2% of the outstanding amount under EMI still not due Late Payment Charges Outstanding up to 25,000/- 200/- Above 25,000/- 500/- The above charges are exclusive of taxes and subject to change as per bank discretion from time to time without any prior notice.

Eligibility:

• Cards are issued primarily to customers. To Non customers on selective basis.
• Primary card holder should be in the age bracket of 18 years to 60 years for salaried and 18 years to 65 years for professionals.
• Add-on card holder should be 18 years and above.
• Income Eligibility is 7.5 lakh per Annum.
• For Business class 2 years I.T.Returns with computation sheets
• For Salaried class Form 16 / ITRs with latest Salary slip.
• Cards are also issued against lien on Fixed Deposit with 25% margin without insisting for Income Proof & Scoring Model.

The above eligibility criteria are only indicative.
The Bank reserves the right to approve or decline applications for Credit Card.

Documents to be submitted along with application :

• Application for credit card with complete information
• Two Passport size Color Photographs
• Latest Income Tax Returns for 2 years / Form 16 / Salary Slip
• Proof of address, ID Proof, Pan Copy as per KYC norms

Physical card image shared by @pbcmehul