Someone please summarise.

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Feature Description | Current Millennia Features | New Millennia Features |
5% Cashback & 2.5% Cashback | 5% Cashback on SmartBuy and PayZapp transactions | Get 5% Cashback on your favourite merchants |
Minimum Transaction threshold - Rs.2,000 | Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber & Zomato | |
Max Cap per calendar month - Rs. 1,000 (1st six months) and Rs. 750 later | ||
No Minimum Transaction limit! | ||
2.5% Cashback on Online transactions | Max Cap per cycle - Rs. 1,000 | |
Minimum Transaction threshold - Rs.2,000 | ||
Max Cap per calendar month - Rs. 750 | ||
1% Cashback | All offline transactions (excluding Fuel) and Offline EMIs | All other transactions (except Fuel) including all kinds of Merchant location EMIs & Wallet load |
Minimum Transaction threshold - Rs.100 | No Minimum Transaction limit! | |
Max Cap per month - Rs. 750 | Max Cap per cycle - Rs. 1,000 | |
CashPoints Validity | 1 Year | 2 Years |
Spends benefit Voucher | Rs. 1,000 Gift Voucher on spends of Rs. 1 Lakh in a calendar quarter for first year as launch offer | Rs. 1000 Gift Voucher on spends of Rs. 1 Lakh in a calendar quarter. Now extended to every calendar quarter, every year, beyond 1st year as well |
Feature Description | Current Millennia Features | New Millennia Features |
Minimum Points Required for Redemption | 2,500 Points and multiples of 500 thereon | 500 Points only |
Fuel | 1% Fuel Surcharge Waiver | No Change. Benefit will continue |
(Max) Rs 250 per cycle | ||
Minimum transaction amount - Rs.400 Maximum transaction amount - Rs.5,000 | ||
Domestic Airport Lounge Access | Complimentary Domestic Lounge Access (8 per year) | No Change. Benefit will continue |
Membership & Renewal Fee | Rs. 1,000 + Applicable Taxes | No change in Fee structure |
Excellent changes.Now This card is more attractive than regalia.
Nice. Added🔥
Really nice benefits.No min transaction limit and reward points redemption reduced..
One more query,will 5% cashback continue for smart buy and payzapp or not?
Silverstar wrote:Excellent changes.Now This card is more attractive than regalia.
Got lucky had upgraded from regalia to millennia few months back. For shopping on amazon millennia looks like better than Amazon pay Icici card.
Silverstar wrote:Excellent changes.Now This card is more attractive than regalia.
How.
No extra cashback on Smartbuy now
if such changes in millennia DC Hdfc will rock
Can anyone tell me what will be benefits for millenia prepaid card?
Cashback is now limited to Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber & Zomato. We were already having extra cashback on Amazon and Flipkart via Smartbuy.
For all other online transactions, it would be 1%
So smartbuy/payzapp cashback is there or gone please tell
pranavcool wrote:So smartbuy/payzapp cashback is there or gone please tell
Again one confusing T &C which will be cleared later on
Great … Taken
ankurmittal wrote:Cashback is now limited to Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber & Zomato. We were already having extra cashback on Amazon and Flipkart via Smartbuy.
For all other online transactions, it would be 1%
Other its 2.5%
pranavcool wrote:Other its 2.5%
There is no 2.5
Only 5 and 1
Gyftr gvs- 5%1%(new change)
Smartbuy amz- 5%1%(new change)
Direct amazon- 5% in total
Direct fk/myntra- 5% in total
Basicly somewhere hdfc is coming with alternate of flipkart axis bank card upto 20k purchase in a month.
15% in total when hdfc 10% off sale will be live in fk/amazon and affiliate is also on as no need to redirect from smartbuy now
.
pranavcool wrote:And cap of 2.5% and 5% is merged?
2.5 % is removed
freedealexpert wrote:Gyftr gvs- 5%1%(new change)
Smartbuy amz- 5%1%(new change)
Direct amazon- 5% in total
Direct fk/myntra- 5% in total
Basicly somewhere hdfc is coming with alternate of flipkart axis bank card upto 20k purchase in a month.
15% in total when hdfc 10% off sale will be live in fk/amazon and affiliate is also on as no need to redirect from smartbuy now
Smartbuy they will not completely vanish i guess other debit card 1000 5% benefits will be there so if someone buys from amz smartbuy amz gives 5% smartbuy gives 5% on other debit cards also 10% on hdfc partnership
geni wrote:removed 2.5% cashback on online transactions
Intelligently given 5 % cashback on merchants website….so we cant get 10%(5 +5)….from now only 5 %
Reduced min transaction size and increased validity
Bad for people who rely only on smartbuy instant voucher purchases
good for normal customer as it gives 5% off on amazon, flipkart (No need of amazon pay icici and flipkart axis)
fucked icici , axis and instant voucher buyers at once
Smartbuy 5% will be there bruh its platform benefit
This platform benefit will be there of 5% on gvs but card will give 1% = 6% on gvs
On Amazon we will get 5% platform benefit + 5% card = 10%
On flipkart we get 1% platform benefit + 5% card = 6%
Limit is 1000 of platform and 1000 of card.
Gone payzapp days
Will change this shit. Card if some good cashback card of hdfc comes
geni wrote:removed 2.5% cashback on online transactions
Intelligently given 5 % cashback on merchants website….so we cant get 10%(5 +5)….from now only 5 %
Reduced min transaction size and increased validity
Bad for people who rely only on smartbuy instant voucher purchases
good for normal customer as it gives 5% off on amazon, flipkart (No need of amazon pay icici and flipkart axis)
fucked icici , axis and instant voucher buyers at once
Not sure about the conditions.
But last line cracked me up.
