0 Balance no-frills Savings Bank account for senior citizen?

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Deal Subedar
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Just wondering if it is possible open a basic 0-balance, 0-AMC savings account for senior citizen? Already have SBI account but it feels bad, want to open HDFC/ICICI account additionally.

For Senior citizen, I couldnt find any 0-balance, 0-AMC account.

Which is the cheapest account to maintain?

7 Comments  |  
5 Dimers
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Deal Cadet
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You can try YES Bank, they have various alternatives for your requirement.

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Deal Subedar
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abhi2904 wrote:

You can try YES Bank, they have various alternatives for your requirement.

This looks good, thanks. 0 debit card annual fee. 0 ATM fee. And if I create of FD, then 0 minimum balance maintenance. 0 AMC.

Anyone else using Yes bank savings account? How is Yes bank in general after its fall from grace recently?

Another thing that I found is that Google Pay is extremely biased against SBI accounts. My phone which has SBI linked account never receives any good scratch cards / good stamps in Google Pay. My relative’s phone with HDFC linked account receives a lot of awards / stamps. Which is the best account for Google Pay scratch cards/stamps?

@suplex_city @A2Zdeals @Roushh

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Pro Entertainer
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Budhe-Baba wrote:

This looks good, thanks. 0 debit card annual fee. 0 ATM fee. And if I create of FD, then 0 minimum balance maintenance. 0 AMC.

Anyone else using Yes bank savings account? How is Yes bank in general after its fall from grace recently?

Another thing that I found is that Google Pay is extremely biased against SBI accounts. My phone which has SBI linked account never receives any good scratch cards / good stamps in Google Pay. My relative’s phone with HDFC linked account receives a lot of awards / stamps. Which is the best account for Google Pay scratch cards/stamps?

@suplex_city @A2Zdeals @Roushh

During sunny days Yes bank offered me zero balance Yes Preferred Savings Account
But after a year they sent letter asking me to maintain hefty balance else be ready for severe charges
I gave them earful of what they deserved
Closed the account

About GPay I never bother as mostly get BLNT
And never run after those dard-e-disco stamps too

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Critic
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Do you have any ICICI relationship? If yes, you can check family banking products that allow combined AQB across different accounts of the family.

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Deal Subedar
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panchabhut wrote:

Do you have any ICICI relationship? If yes, you can check family banking products that allow combined AQB across different accounts of the family.

No i only have ICICI-Amazon credit card.

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