2.5%+GST Convenience fees on HDFC Smartbuy txn for Amazon GVs

Finally, took them a bit longer than expected.

Lol with 3% charges and 5% cashback, effective cashback is same as what amazon pay icici offers without any limits. Only diners black and Infinia provide more value.

@Budhe-Baba log offer denge but resell kay chakkar mein naa phans jaana verna card block ho jaayega wo bhi iss umar mein.

Feel like world coming to an end

Khatam TATA BYE BYE

Does Millennia CC get 1% cashback as a card feature on Gyftr? Would that make net cashback 3% (5-2+1)?

Iski…

sharpen wrote:

Does Millennia CC get 1% cashback as a card feature on Gyftr? Would that make net cashback 3% (5-2+1)?

Yes but what’s the point with 5k monthly amazon gv buy limit when amazonpay card can give you 2% unlimited cb on all bill payments/recharges on amazon.

I was trying to get the Milennia credit card but there is no benefit to it now.

Lobogris wrote:

I was trying to get the Milennia credit card but there is no benefit to it now.

Why no benefit? Only the az voucher via smarybuy is devalued not the card.

Close Hdfc cc now

prem4998 wrote:

Why no benefit? Only the az voucher via smarybuy is devalued not the card.

What other benefit is there? I can already get 5% cashback on Amazon using my Amazonpay ICICI card. For online spends, I can get 2.5% on my Indusind Pinnacle and POS is covered by Axis Flipkart at 1.5%. What benefit would the Milennia credit card provide me? 

Lobogris wrote:

What other benefit is there? I can already get 5% cashback on Amazon using my Amazonpay ICICI card. For online spends, I can get 2.5% on my Indusind Pinnacle and POS is covered by Axis Flipkart at 1.5%. What benefit would the Milennia credit card provide me? 

Too bad you didn’t knew that it was 10% in Amazon not 5% though there is a cap. And that 10% is for statement credit not wallet balance. Millenia gives me 3-4% including milestone benefits since most of my spends r in Amazon. Not using my Amazon card at all unless when there is a high value purchases occasionally.

prem4998 wrote:

Too bad you didn’t knew that it was 10% in Amazon not 5% though there is a cap. And that 10% is for statement credit not wallet balance. Millenia gives me 3-4% including milestone benefits since most of my spends r in Amazon. Not using my Amazon card at all unless when there is a high value purchases occasionally.

How is it 10% on Amazon? It says 5% cashback on Amazon and that too with a global cap. Apart from that it is just 1% cashback on other spends. I have no interest in this card now. The only benefit is 5% discount on Dineout payments.

Everyone should avoid smart buy for this month, May they reduce or remove the convenience charge

Lobogris wrote:

How is it 10% on Amazon? It says 5% cashback on Amazon and that too with a global cap. Apart from that it is just 1% cashback on other spends. I have no interest in this card now. The only benefit is 5% discount on Dineout payments.

5% smartbuy cb credited in 2-3 days. Statement points 5% credited after month end

prem4998 wrote:

5% smartbuy cb credited in 2-3 days. Statement points 5% credited after month end

Best benefit as of now is use intermiles for a 5% discount and pay the amount using axis ace/flipkart for a 2/ 1.5% discount.so, a total of 7/6.5%.This is the max benefit i am remembering as of now apart from 20% using rupay.

prem4998 wrote:

5% smartbuy cb credited in 2-3 days. Statement points 5% credited after month end

You are wrong.If you use smart buy for Amazon purchases and pay using HDFC millennia card,you won’t get 5+5 % cashback,it’ll be 5 (for smartbuy)+1 (for card).

vasanth_ece wrote:

You are wrong.If you use smart buy for Amazon purchases and pay using HDFC millennia card,you won’t get 5+5 % cashback,it’ll be 5 (for smartbuy)+1 (for card).

You own a Millennia? How are you too sure?

vasanth_ece wrote:

Best benefit as of now is use intermiles for a 5% discount and pay the amount using axis ace/flipkart for a 2/ 1.5% discount.so, a total of 7/6.5%.This is the max benefit i am remembering as of now apart from 20% using rupay.

That’s for voucher. I am talking about Amazon purchases

prem4998 wrote:

That’s for voucher. I am talking about Amazon purchases

No,for Amazon purchase only,if you use smartbuy to purchase in Amazon and use hdfc millennia card you’ll get 6(5+1)% ,not 10(5+5)%

clearly written in their terms.In case,still you get that amount then you are lucky😄

prem4998 wrote:

You own a Millennia? How are you too sure?

I own a millennia card.Its mentioned in their terms.If you use both only smartbuy will give 5%

prem4998 wrote:

5% smartbuy cb credited in 2-3 days. Statement points 5% credited after month end

From what I have heard from several members, it is 5% for Smartbuy and 1% for the card rewards. 

I just got millennia credit card in April, Thought of buying amazon gv’s from this month…
Use karne se pehele hi tata bye bye

Inflation ka effect smartbuy pe bi

Smartbuy is not a smart place to buy anymore 

Deal_Freak wrote:

Smartbuy is not a smart place to buy anymore 

It’s hardbuy now.

vasanth_ece wrote:

No,for Amazon purchase only,if you use smartbuy to purchase in Amazon and use hdfc millennia card you’ll get 6(5+1)% ,not 10(5+5)%

clearly written in their terms.In case,still you get that amount then you are lucky😄

Once check panunga on your card with planned spending. You will also be getting it without you knowing it all these months.

Lobogris wrote:

From what I have heard from several members, it is 5% for Smartbuy and 1% for the card rewards. 

It’s 5+5 for Amazon purchases but not as per their terms. Atleast it’s not fixed yet.

prem4998 wrote:

It’s 5+5 for Amazon purchases but not as per their terms. Atleast it’s not fixed yet.

Good then.Amazon purchases means only shopping or bill payments too included