Hot Deal

3 steps to get credit card without credit history/ income docs [Get Onecard using flipkart paylater]

415°
Deal Subedar
F7-Dimer-Primer

Step 1 : Using your genuine flipkart account, order regularly like once a month for 3-4 months until you get the option to activate paylater.

Step 2 : Activate Paylater and make purchases on Flipkart using paylater for 3-4 months. It will build your Experian while Cibil takes time.

Step 3 : Download Onescore and apply for Onecard [on the basis of your Experian report], you will be approved.

No credit history
No income docs

41 Comments  |  
13 Dimers
  • Sort By
Deal Lieutenant Deal Lieutenant
Link Copied

Thy removed the wishlist system?

Community Angel Community Angel
Link Copied
Expand
Simbha3 wrote:

In 3step?

3 ways:

1 Directly apply
2 Open ICICI bank account and then apply
3 (i) Open ICICI bank account (ii) Apply for Platinum CC (iii) Apply for Amazon CC

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
_One_Miller_ wrote:

3 ways:

1 Directly apply
2 Open ICICI bank account and apply
3 (i) Open ICICI bank account (ii) Apply for Platinum CC (iii) Apply for Amazon CC

Still there is chance of rejection? One card is kind of sureshot. Good for beginners.

Community Angel Community Angel
Link Copied
Expand
Simbha3 wrote:

Still there is chance of rejection? One card is kind of sureshot. Good for beginners.

No chance of rejection in 3rd way which is having 3 steps. And it takes equal time period.

Deal Subedar Deal Subedar
Link Copied
Simbha3 wrote:

Thy removed the wishlist system?

Yes, no Wishlist. Direct approval if you fit the criteria.

Deal Subedar Deal Subedar
Link Copied
Expand
_One_Miller_ wrote:

3 ways:

1 Directly apply
2 Open ICICI bank account and apply
3 (i) Open ICICI bank account (ii) Apply for Platinum CC (iii) Apply for Amazon CC

Do they approve ICICI platinum without income docs or credit history?

Shopping Friend Shopping Friend
Link Copied
Expand
_One_Miller_ wrote:

No chance of rejection in 3rd way which is having 3 steps. And it takes equal time period.

Bro i have apay icici card, need platinum icici card also. Will i be able to get?

Most offers exclude apay icici now 🙁

Shopping Friend Shopping Friend
Link Copied
Expand
_One_Miller_ wrote:

Yes, check above comment.
Only flipkart excludes na?

No recently saw somewhere else too. Forgot where

Deal Cadet Deal Cadet
Link Copied

You can also apply slice card and build credit history with that.

Deal Cadet Deal Cadet
Link Copied

onecard seems good so far. I am able to use the rewards point to pay the bill lol

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
F7-Dimer-Primer wrote:

Yes, no Wishlist. Direct approval if you fit the criteria.

They are still considering the major cities only ?
Anyone who got approval and not from the major 25/26 cities ?

Crusader Crusader
Link Copied
Expand
Topsey wrote:

They are still considering the major cities only ?
Anyone who got approval and not from the major 25/26 cities ?

Yes got onecard 3 months ago and my city (Jamnagar, Gujarat) isn’t listed in major 25/26 cities.
No hard inquiry in cibil and not a single document required.

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
AatmaNirbhar wrote:

Yes got onecard 3 months ago and my city (Jamnagar, Gujarat) isn’t listed in major 25/26 cities.
No hard inquiry in cibil and not a single document required.

A.holes have stuck my application in stage “We are currently accessing your application. Please give us 10 days to get back to you” from 3-4 months.

Deal Subedar Deal Subedar
Link Copied
Expand
Topsey wrote:

A.holes have stuck my application in stage “We are currently accessing your application. Please give us 10 days to get back to you” from 3-4 months.

Shoot a mail or DM on twitter

Deal Subedar Deal Subedar
Link Copied
Expand
Simbha3 wrote:

Still there is chance of rejection? One card is kind of sureshot. Good for beginners.

One card is making hard enquiry in Experian alone? Not checking d CIBIL score?

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
VimAl_Raj wrote:

One card is making hard enquiry in Experian alone? Not checking d CIBIL score?

no hard enquiry on cibil..dont know about Experian.

Deal Subedar Deal Subedar
Link Copied
Expand
AatmaNirbhar wrote:

Yes got onecard 3 months ago and my city (Jamnagar, Gujarat) isn’t listed in major 25/26 cities.
No hard inquiry in cibil and not a single document required.

My Experian score is 775..shall I apply? My area 635201 is remote location in Tamilnadu.

Missing