Hot Deal 3 steps to get credit card without credit history/ income docs [Get Onecard using flipkart paylater]

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Deal Subedar
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Step 1 : Using your genuine flipkart account, order regularly like once a month for 3-4 months until you get the option to activate paylater.

Step 2 : Activate Paylater and make purchases on Flipkart using paylater for 3-4 months. It will build your Experian while Cibil takes time.

Step 3 : Download Onescore and apply for Onecard [on the basis of your Experian report], you will be approved.

No credit history
No income docs

41 Comments  |  
13 Dimers
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Deal Lieutenant
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Thy removed the wishlist system?

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Simbha3 wrote:

In 3step?

3 ways:

1 Directly apply
2 Open ICICI bank account and then apply
3 (i) Open ICICI bank account (ii) Apply for Platinum CC (iii) Apply for Amazon CC

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_One_Miller_ wrote:

3 ways:

1 Directly apply
2 Open ICICI bank account and apply
3 (i) Open ICICI bank account (ii) Apply for Platinum CC (iii) Apply for Amazon CC

Still there is chance of rejection? One card is kind of sureshot. Good for beginners.

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Simbha3 wrote:

Still there is chance of rejection? One card is kind of sureshot. Good for beginners.

No chance of rejection in 3rd way which is having 3 steps. And it takes equal time period.

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Deal Subedar
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Simbha3 wrote:

Thy removed the wishlist system?

Yes, no Wishlist. Direct approval if you fit the criteria.

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Deal Subedar
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_One_Miller_ wrote:

3 ways:

1 Directly apply
2 Open ICICI bank account and apply
3 (i) Open ICICI bank account (ii) Apply for Platinum CC (iii) Apply for Amazon CC

Do they approve ICICI platinum without income docs or credit history?

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_One_Miller_ wrote:

No chance of rejection in 3rd way which is having 3 steps. And it takes equal time period.

Bro i have apay icici card, need platinum icici card also. Will i be able to get?

Most offers exclude apay icici now 🙁

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_One_Miller_ wrote:

Yes, check above comment.
Only flipkart excludes na?

no. from most of the sites.

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_One_Miller_ wrote:

Yes, check above comment.
Only flipkart excludes na?

No recently saw somewhere else too. Forgot where

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_One_Miller_ wrote:

Fk & Myntra ~ most of ?

croma,tatacliq,relaince digital etc etc..

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You can also apply slice card and build credit history with that.

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Deal Cadet
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onecard seems good so far. I am able to use the rewards point to pay the bill lol

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F7-Dimer-Primer wrote:

Yes, no Wishlist. Direct approval if you fit the criteria.

They are still considering the major cities only ?
Anyone who got approval and not from the major 25/26 cities ?

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Simbha3 wrote:

Thy removed the wishlist system?

Waitlist

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Topsey wrote:

They are still considering the major cities only ?
Anyone who got approval and not from the major 25/26 cities ?

Yes got onecard 3 months ago and my city (Jamnagar, Gujarat) isn’t listed in major 25/26 cities.
No hard inquiry in cibil and not a single document required.

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AatmaNirbhar wrote:

Yes got onecard 3 months ago and my city (Jamnagar, Gujarat) isn’t listed in major 25/26 cities.
No hard inquiry in cibil and not a single document required.

A.holes have stuck my application in stage “We are currently accessing your application. Please give us 10 days to get back to you” from 3-4 months.

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Deal Subedar
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Topsey wrote:

A.holes have stuck my application in stage “We are currently accessing your application. Please give us 10 days to get back to you” from 3-4 months.

Shoot a mail or DM on twitter

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Deal Cadet
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Simbha3 wrote:

Still there is chance of rejection? One card is kind of sureshot. Good for beginners.

One card is making hard enquiry in Experian alone? Not checking d CIBIL score?

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VimAl_Raj wrote:

One card is making hard enquiry in Experian alone? Not checking d CIBIL score?

no hard enquiry on cibil..dont know about Experian.

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AatmaNirbhar wrote:

Yes got onecard 3 months ago and my city (Jamnagar, Gujarat) isn’t listed in major 25/26 cities.
No hard inquiry in cibil and not a single document required.

My Experian score is 775..shall I apply? My area 635201 is remote location in Tamilnadu.

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