3 steps to get credit card without credit history/ income docs [Get Onecard using flipkart paylater]
Vote down Reasons
Step 1 : Using your genuine flipkart account, order regularly like once a month for 3-4 months until you get the option to activate paylater.
Step 2 : Activate Paylater and make purchases on Flipkart using paylater for 3-4 months. It will build your Experian while Cibil takes time.
Step 3 : Download Onescore and apply for Onecard [on the basis of your Experian report], you will be approved.
No credit history
No income docs
Thy removed the wishlist system?
Better to go for AmazonPay ICICI.
@Simbha3
_One_Miller_ wrote:Better to go for AmazonPay ICICI.
@Simbha3
In 3step?
_One_Miller_ wrote:3 ways:
1 Directly apply
2 Open ICICI bank account and apply
3 (i) Open ICICI bank account (ii) Apply for Platinum CC (iii) Apply for Amazon CC
Still there is chance of rejection? One card is kind of sureshot. Good for beginners.
Simbha3 wrote:Thy removed the wishlist system?
Yes, no Wishlist. Direct approval if you fit the criteria.
_One_Miller_ wrote:3 ways:
1 Directly apply
2 Open ICICI bank account and apply
3 (i) Open ICICI bank account (ii) Apply for Platinum CC (iii) Apply for Amazon CC
Do they approve ICICI platinum without income docs or credit history?
F7-Dimer-Primer wrote:Do they approve ICICI platinum without income docs or credit history?
_One_Miller_ wrote:No chance of rejection in 3rd way which is having 3 steps. And it takes equal time period.
Bro i have apay icici card, need platinum icici card also. Will i be able to get?
Most offers exclude apay icici now 🙁
_One_Miller_ wrote:Yes, check above comment.
Only flipkart excludes na?
no. from most of the sites.
_One_Miller_ wrote:Yes, check above comment.
Only flipkart excludes na?
No recently saw somewhere else too. Forgot where
_One_Miller_ wrote:Fk & Myntra ~ most of ?
croma,tatacliq,relaince digital etc etc..
You can also apply slice card and build credit history with that.
Details explanation plz
onecard seems good so far. I am able to use the rewards point to pay the bill lol
F7-Dimer-Primer wrote:Yes, no Wishlist. Direct approval if you fit the criteria.
They are still considering the major cities only ?
Anyone who got approval and not from the major 25/26 cities ?
F7-Dimer-Primer wrote:Yes, no Wishlist. Direct approval if you fit the criteria.
how?
what is their criteria?
Simbha3 wrote:Thy removed the wishlist system?
Waitlist
AatmaNirbhar wrote:Yes got onecard 3 months ago and my city (Jamnagar, Gujarat) isn’t listed in major 25/26 cities.
No hard inquiry in cibil and not a single document required.
A.holes have stuck my application in stage “We are currently accessing your application. Please give us 10 days to get back to you” from 3-4 months.
@F7-Dimer-Primer is this card LTF?
sricharangunda wrote:@F7-Dimer-Primer is this card LTF?
Yes my friend
AatmaNirbhar wrote:Yes got onecard 3 months ago and my city (Jamnagar, Gujarat) isn’t listed in major 25/26 cities.
No hard inquiry in cibil and not a single document required.
My Experian score is 775..shall I apply? My area 635201 is remote location in Tamilnadu.
