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3rd wave of HDFC credit card upgrades

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Deal Subedar
Diablo

https://netbanking.hdfcbank.com/netba...g/
It looks like HDFC has rolled out the next wave of credit card upgrades.
I missed the Jan 2021 offer, did not receive any offer in Feb, today I received an upgrade to Infinia but with 10k membership charges.

https://cdn0.desidime.com/attachments/photos/670363/medium/7445970iNQ3h5G.jpg?1615263325

Anyone got LTF offer this month?

Login to HDFC NetBanking and go to: Cards > Request > Credit card Upgrade to see if you’re eligible for the upgrade.

Please use below link to compare card benefits.
https://www.hdfcbank.com/personal/pay/cards/cre...

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191 Comments  |  
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Deal Legend Deal Legend
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Getting MC WORLD REGALIA INTL and showing annual membership fees as 0
Should I take it?
Currently have moneyback platinum card

Deal Subedar Deal Subedar
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Yes, go for it. I currently have Regalia only. You will get better reward points, Priority Pass membership (lounge access), reduced forex conversion fees etc.

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Deal Cadet Deal Cadet
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As per my knowledge, never upgrade it by yourself. They will call you to upgrade for free with nil annual maintainance…
I got upgraded in January from diners Rewards to Diners privilege card for free will no annual charges

Deal Subedar Deal Subedar
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I got the same offer on msg but no calls. Didn’t upgrade as I found risk to loose the LTV card. Now the offer is no more sad

Deal Cadet Deal Cadet
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In January i got upgraded from regalia first to regalia.

Sad part is they dont issue second card to user on limit sharing basis

Deal Cadet Deal Cadet
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with no reward points in clubmiles card, i have stopped using my CC. for that reason i think i am not getting any upgrade. btw how much did you spend on an avg in the last few cycles?

Deal Cadet Deal Cadet
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I have clubmiles too. Regularly using it but still no upgrades.

Deal Subedar Deal Subedar
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I’ve received hdfc money back card (pre-approved) before 1-2 year with a limit of 35k (i have another bank cards with 2-4l limit) and I’m regularly using it
But even not getting limit enhancement offer and no card upgrade offer. I think they forget me and deleted my name from there list.
pensive pensive

Shopping Friend Shopping Friend
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Add me to that list smile

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Deal Newbie Deal Newbie
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Are they giving add-on cards now? And anyone who have an add-on cards can confirm if they also provide an add-on priority pass membership card?

Pro DealHunter Pro DealHunter
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The LE and the card upgrade are given only to HDFC bank holders. Rest are ignored by them smile

Deal Subedar Deal Subedar
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Not at all. I do not have HDFC Bank account. I got limit increase msg this time but looking for card upgrade which I got in Feb

Deal Subedar Deal Subedar
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Now it will be paid so how its a wave hdfc wants high spenders to spend even more and more after rbi ban dekhna maza inka saare reward points bekr

Deal Newbie Deal Newbie
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I got an upgrade confirmation during the last wave but still haven’t received the card or any other communication. does it take this long?

Deal Subedar Deal Subedar
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Will we get promotional vouchers for recent spend based offers that we met on our current card after we upgrade. The spends based offers for my current card were from December and February and vouchers are expected by June.

Someone, who recently upgraded, please confirm this.

Talk-Of-The-Town Talk-Of-The-Town
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Yes we will get it.I upgraded from regalia first to regalia in January and got the vouchers in February for October spends on Regalia first.

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Deal Cadet Deal Cadet
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I haven’t upgraded from net banking
customer care representative called me and upgraded through him
and he also confirmed that a regalia card is free for you lifetime
no annual charge or no joining fee
I asked him that online it showing me charges annually
but he told me that lifetime for you

Deal Subedar Deal Subedar
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ask in written

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Critic Critic
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I asked this in the 2nd wave(😀) thread – Got an offer to upgrade my Moneyback to Regalia via netbanking. Annual membership is showing 0 though there’s a note below listing various cards & their fees from second year. My current card is LTF.

Can someone mention email where I can confirm whether it’s LTF or free for only first year?
@Razerist

Deal Legend Deal Legend
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+1

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Deal Subedar Deal Subedar
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only hdfc rm or hdfc ask in written

Deal Subedar Deal Subedar
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no offer

Deal Cadet Deal Cadet
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I got my Diners card last month. Honestly I’m wondering if the rewards are worth it. I don’t see a point in having 10x/5x rewards on stuff that I won’t buy. Plus all the card benefits like complimentary etPrime, club marriott are activated after spending a bomb(8lakhs) every year.

The only reason I hold the hdfc Card is for offers for online shopping.

I will recommend AMAZON ICICI card.
I am using my Amazon ICICI card as primary and have been paying my electricity bills with the amazon cashback i receive everymonth.

Community Angel Community Angel
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Then you are not Teja.
If you are Teja, then where is the Mark ?
@Tejaa bhai is nakli Teja ko samjao DCB ki value.

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Deal Cadet Deal Cadet
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I miss this wave too lol 🤣😂

We apologize, but this facility is temporarily unavailable. Please try again later.

Stuck with money back card 😭

Deal Cadet Deal Cadet
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Are upgrades limited to only Classic and Premium customers? I have been a salary account holder for 14+ years with credit limit of 7.5L on Regalia card but never got this upgrade.

Deal Cadet Deal Cadet
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dimers please help,
own moneyack card and showing upgrade for below 2 cards with 0 fee .

visa regalia first card
visa millennia card intl

Please help me decide the upgrade , what r the benifits of each card ?
paying 3-4 bills monthly, total aroud 10-15k spend each month , not more than that
pls advice, will give karm , thanks in advanced .

Helpful Helpful
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Go for Regalia.

Money back is basic card/low end
Regalia is medium end
Infinia is high end

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Deal Cadet Deal Cadet
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My credit card is regalia. Present annual fee is zero. I am getting an upgrade option to 6E Rewards XL. Annual fee is zero itself. It is IndiGo HDFC Bank Credit Card. Is it a good upgrade?

Deal Cadet Deal Cadet
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no

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Deal Cadet Deal Cadet
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no offer sad

Deal Cadet Deal Cadet
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Regalia vs millennia which one is better.

Deal Cadet Deal Cadet
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Regalia us better. Also depends on where do you spend

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Deal Cadet Deal Cadet
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Millennia card is too better with other hdfc cards better to stay with it grinning

Deal Lieutenant Deal Lieutenant
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Your HDFC Bank Credit Card xx
is eligible for credit limit increase
To avail, SMS ‘LE’ to ‘5676712’
Received sms
What should i do

Deal Subedar Deal Subedar
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Go for it

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Deal Subedar Deal Subedar
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any dimer having only hdfc credit card (without savings account) got such upgrade offer?
I never received any sad
have regalia first since last year.

Deal Lieutenant Deal Lieutenant
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yes i got upgrade offer from moneyback to regalia yesterday. Holding this card from past 4-5 yrs

Deal Cadet Deal Cadet
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Having moneyback card. I have the upgrade offer for visa sign regalia intl. Should I upgrade? is it worth?
Saying Annual Membership Fee is Zero. Means, is it lifetime free?
Plz help!

Helpful Helpful
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Interestingly when I go to the Card Upgrade Request section and when I selected my current card and clicked Submit, I get the error “We apologize, but this facility is temporarily unavailable. Please try again later.” Looks like I am not eligible for a card upgrade for now.

Has anyone faced a similar issue?

Deal Lieutenant Deal Lieutenant
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Yes you are not eligible for upgrade now. even i was getting same message when i checked for upgrade last 1/2 months. This month it has shown upgrade option.

Pro DealHunter Pro DealHunter
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You do not have a bank account with HDFC.

For users who do not have a bank account with HDFC they do not give any LE nor any card upgrade automatically/online.

You need to send all docs for the upgrade to Chennai office

Deal Cadet Deal Cadet
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(already have)VISA SIGN REGALIA INTL getting offer for upgrade to “6E REWARDS XL”

Dimers kindly suggest should i upgrade or not?

Pro DealHunter Pro DealHunter
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You might have an existing relationship other than cc eg: personal or home loan or something…

I have HDFC card for 5 years now and income has increased 10 times since then yet LE smile

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